Morales & Maes Financial Services, Inc.

Morales & Maes Financial Services, Inc. Morales & Maes
Financial Services, Inc.

2403 N. Big Spring
Midland, Texas 79705

Phone 432-570-5410 Morales and Maes Financial Services, Inc.

teams up with a very experienced roster of professionals in insurance and financial service and as an independent insurance agency, Morales and Maes Financial Services, Inc. is dedicated to helping customers protect their bottom lines by identifying personal and business-specific needs to find the best protection at the lowest possible cost. Morales and Maes Financial Services, Inc.has been in bus

iness since 1966 started by Felipe M. Morales and then joined by his daughter Cynthia Maes. They have always stood by Mr. Morales' heartfelt motto, "My Clients Come First." Let us help you with your insurance needs. Call us at 432-570-5410. Specialties: employee benefits, group medical, health insurance, major medical, dental insurance, Medicare and Medicare Supplements, voluntary benefits (STD, LTD, Accident), health care reform experts, life insurance, accidental death dismemberment, disability insurance, 401k, and retirement planning.

01/17/2020

By 2030, it is projected that the number of individuals age 65 and older will be more than 73 million, almost one and one-half times the number today. Second, according to the U.S. Department of Health and Human Services, about 70 percent of individuals over age 65 will require at least some type of long-term care services during their lifetimes. Over 40 percent will need care in a nursing home for some period.

09/02/2019

We continue to pray for Odessa and Midland during this tragic time.

07/19/2019

The House of Representatives voted yesterday with a resoundingly bipartisan margin of 419 - 6 to pass H.R.748, the Middle Class Health Benefits Tax Repeal Act of 2019. This bill, sponsored by Rep. Joe Courtney (D-CT) and Rep. Mike Kelly (R-PA) fully repeals the 40 percent “Cadillac Tax” on employer-provided health plans.
While this tax was intended to only hit Americans with “gold-plated” plans, the reality is that very modest plans covering low- and moderate-income working families are projected to trigger the tax. The tax will disproportionately tax the health plans of women, seniors, working middle class families, the sick, and the disabled. Small businesses that already struggle to offer health care coverage will also be heavily penalized.
Next Steps: The Senate must now vote on their companion bill, S.684

07/08/2019

Long-Term Care Costs Could Wipe Out Your Savings
Even if your nest egg is large enough that you won’t outlive your savings, you still could run out of money if you don’t have a plan to cover long-term care costs, Geary said. If you reach age 65, there’s about a 50-50 chance you will need some sort of long-term care. This sort of care isn’t cheap.

The median annual cost of an assisted living facility is $45,000, and the median cost of a private nursing home room is $97,452, according to the Genworth 2017 Cost of Care Survey. “You could easily burn through $1 million taking care of one person.

Come see us at Morales and Maes Financial Services to see what your options are. 432-683-2194 or email me at [email protected].

05/24/2019

Most workplace life insurance policies have limits in the $20,000 to $100,000 range - and it’s leaving a lot of Americans underinsured. Experts recommend having a policy amount that covers 10 to 12 times your income.
If you have kids or a mortgage, employer life insurance probably isn’t enough coverage. Your insurance is tied to your job.
The average employee stays in their job for 4.5 years, so you could end up looking for coverage when you’re older, and it costs a lot more.

08/17/2018

Early Open Enrollment meeting, 7:00 AM! Presenting group medical, dental, vision, life and accident! Great participation and questions. This employer sponsors excellent benefits for his employees and understands the importance. Good opportunities in Midland Odessa with today’s economy.

06/25/2018

According to the Alzheimer’s Association, by 2025 the number of people age 65 and older with the disease in the U.S. is estimated to reach 7.1 million — nearly a 35 percent increase from the 5.3 million age 65 and older affected in 2017.
This disease has had a personal affect on my family and is in "epidemic" increase as mentioned in the above paragraph from the Alzheimer's Association.
Some of us are in the "Sandwich generation" and caring for our loved ones with this disease is extremely hard. Thank God for Long Term Care insurance. With LTC insurance we can provide help that alleviates the stress that not only helps the person with the disease but helps keep the caregiver sane also. In many cases the caregiver, without help, passes before the affected does.
We want to help by providing options for Long Term Care. Please call us at 432-570-5410 or email me at [email protected] for more information.
If you know of anyone that could benefit from LTC insurance please pass on my information.

11/14/2017

We provide Health Insurance for groups 2-50. We can help you with your 401k/Pension rollovers and provide a great avenue for a safe retirement. We also work with businesses for life insurance needs, like Key Man, to protect your business and we can provide the best in Medigap as well as Part D (RX)…

Address

2403 N Big Spring Street
Midland, TX
79705

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+436832194

Website

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