Ginter Insurance Group

Ginter Insurance Group Decoding health insurance so you don’t have to Google “What’s a deductible?” at 10 PM. Call us for a no pressure appointment.

It is the best Friday ever when you are brought warm McDonald's chocolate chip cookies at 10am from one of your favorite...
08/07/2026

It is the best Friday ever when you are brought warm McDonald's chocolate chip cookies at 10am from one of your favorite clients!

250 years of freedom!Wishing you a day full of good food, good people, and something cold to drink. Hug the ones you lov...
07/04/2026

250 years of freedom!

Wishing you a day full of good food, good people, and something cold to drink. Hug the ones you love a little tighter today. We live in a pretty incredible country. 🇺🇸

From my family to yours -- Happy Fourth of July.

What does your Fourth look like this year? This year, we are looking forward to the holiday weekend in the pool with a cookout and some fireworks with family and friends!🎆

If you don't want telemarketers blowing up your phone, call us! We are a local health insurance agency with an office wh...
07/02/2026

If you don't want telemarketers blowing up your phone, call us! We are a local health insurance agency with an office where you can drop in and talk to a licensed agent!

We'll be closed on Friday, July 3rd in celebration of Independence Day! Wishing you a safe and fun long weekend!
07/02/2026

We'll be closed on Friday, July 3rd in celebration of Independence Day! Wishing you a safe and fun long weekend!

I’ve been posting about the Medicare GLP-1 Bridge for a few weeks now. Here’sWhat it is: A CMS demonstration program giv...
06/22/2026

I’ve been posting about the Medicare GLP-1 Bridge for a few weeks now. Here’s

What it is: A CMS demonstration program giving eligible Medicare Part D beneficiaries access to certain GLP-1 weight loss medications for $50 a month. everything in one place. Save this one.

When it starts: July 1, 2026, through December 31, 2027.

Which medications: Wegovy, Zepbound, and Foundayo.

Who qualifies: Medicare Part D beneficiaries using these medications for weight management only, who meet BMI and health criteria confirmed by their doctor. People already getting GLP-1 coverage through Part D for diabetes, sleep apnea, or MASH do not qualify.

How the $50 works: Flat copay at the pharmacy. Does not count toward your deductible or out-of-pocket maximum. Stays $50 regardless of where you are in your plan year.

What to do right now: Talk to your doctor. Find your Medicare card. Make sure you’re on an eligible plan type.

What I can help with: Confirming whether your plan qualifies, answering eligibility questions, and making sure you’re not caught off guard on July 1.

I'm Amy Ginter from Ginter Insurance Group, your local Medicare agency in Midland, MI. Health insurance is all we do.

What question do you still have? Ask me below.

Can I ask you a favor?Think about the people in your life who are on Medicare. A parent. A neighbor. Someone from church...
06/19/2026

Can I ask you a favor?

Think about the people in your life who are on Medicare. A parent. A neighbor. Someone from church. A friend who just retired.

Now think about whether any of them have mentioned struggling to afford weight loss medication. Or been told Medicare doesn’t cover it. Or just quietly given up on asking.

Starting July 1, that might not be true anymore.

Eligible Medicare Part D beneficiaries can access Wegovy, Zepbound, or Foundayo for $50 a month through this new CMS program. It runs through December 2027. And most people on Medicare have absolutely no idea it exists.

You might be the reason someone finds out.

Forward this post. Share it on your page. Text it to someone who needs it. I’ll be here to answer questions for anyone you send my way.

Share this post with someone who should know about this.

July 1 is closer than it feels. Here’s what to do right now so you’re ready when the Medicare GLP-1 Bridge goes live.1⃣ ...
06/17/2026

July 1 is closer than it feels. Here’s what to do right now so you’re ready when the Medicare GLP-1 Bridge goes live.

1⃣ Talk to your doctor.

If you think you might qualify, bring this up at your next appointment. Your doctor will need to submit a prior authorization request once the program opens. CMS releases the full prior authorization process in June, so they don’t need to do anything yet. But flagging it now means you’re not scrambling later.

2⃣ Find your Medicare card.

The pharmacy will need your Medicare Number to process the claim. Know where your card is. If you’ve lost it, you can find your Medicare Number by logging into MyMedicare.gov or calling 1-800-MEDICARE.

3⃣ Make sure you’re on an eligible plan.

Most standard Part D and Medicare Advantage plans qualify. If you’re not sure whether your specific plan is eligible, reach out to me directly. I can pull up your plan information and confirm in minutes.

You don’t have to figure this out alone.

DM me the word BRIDGE and I’ll send you the full breakdown. 👇

I want to be upfront about who this program is not for, because this is where a lot of confusion is going to happen.If y...
06/15/2026

I want to be upfront about who this program is not for, because this is where a lot of confusion is going to happen.

If you are already getting a GLP-1 medication covered through your Part D plan, you do not qualify for the GLP-1 Bridge. You’re already covered, and that’s actually a good thing.

This specifically includes people whose GLP-1 is being covered because of type 2 diabetes, obstructive sleep apnea, or a liver condition called MASH.

If any of those apply to you, your Part D plan is already handling your coverage. The Bridge was built specifically for people who had no coverage path before because they were using these medications purely for weight management.

One more thing worth knowing. Not every Medicare plan type qualifies. Most standard Part D and Medicare Advantage plans do. But there are a handful of specific plan types that are not eligible unless you also carry a standalone Part D plan.

Not sure whether your specific plan qualifies? That is exactly the kind of thing I can help you figure out in about five minutes.

DM me and let’s take a look at your situation together. 👇

Already taking Wegovy, Zepbound, or Foundayo? This one is specifically for you.One of the most common questions I’m gett...
06/12/2026

Already taking Wegovy, Zepbound, or Foundayo? This one is specifically for you.

One of the most common questions I’m getting is: I’m already on one of these medications. Can I still use the GLP-1 Bridge?

The answer is yes, as long as you’re a Medicare Part D beneficiary and you meet the eligibility criteria.

Here’s the part that matters most.

The clinical criteria are based on where you were when you started the medication, not where you are today. So if you started Wegovy in 2023 with a BMI of 38 and your BMI is now 31, your doctor would confirm that you met the criteria when you started therapy. You would still qualify.

This is genuinely good news for people who have been paying full price for these medications for a long time.

What you need to do right now is talk to your prescribing doctor and give them a heads up that this program is coming. They’ll need to submit a prior authorization request once the program opens July 1. CMS releases the full process in June, so nothing to do on their end just yet.

But the earlier you have that conversation, the smoother July 1 is going to go.

DM me the word BRIDGE and I’ll send you the full breakdown. 👇

Are you currently paying out of pocket for one of these medications?

Here’s what actually happens when you go to pick up your medication through the Medicare GLP-1 Bridge.Your doctor submit...
06/10/2026

Here’s what actually happens when you go to pick up your medication through the Medicare GLP-1 Bridge.

Your doctor submits a prior authorization request through the GLP-1 Bridge system. This goes to a central processor, not your regular Part D plan. It’s a completely separate process.

Once that’s approved, you take your prescription to the pharmacy like normal.

At the counter, you pay $50. The pharmacy processes the claim through the GLP-1 Bridge system, not through your regular drug plan.

A couple of things to have ready when you go:

Your Medicare card. The pharmacy needs your Medicare Number to process the claim. If you don’t have your card handy, they can look it up with the last four digits of your Social Security number.

Your prescription, along with confirmation that your prior authorization has been submitted and approved.

And here’s the part worth repeating. Because this runs outside of your regular Part D coverage, your deductible does not apply. The $50 is the $50 no matter where you are in your plan year. No surprises at the counter.

CMS is releasing the full prior authorization process in June. I’ll have everything you need before July 1.

DM me the word BRIDGE and I’ll send you the full breakdown guide. 👇

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4604 N Saginaw Road, Suite O
Midland, MI
48640

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