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Financial Health and Harmony Coaching Save for tomorrow without forgetting today!

Before you make your Christmas shopping list...Make a holiday spending list.Not just gifts.Think about:🎁 Gifts🍽️ Food✈️ ...
10/16/2026

Before you make your Christmas shopping list...

Make a holiday spending list.

Not just gifts.

Think about:

🎁 Gifts
🍽️ Food
✈️ Travel
🏠 Hosting
🎄 Decorations
🎟️ Events
💌 Cards and postage
🎁 Teacher/host gifts
💰 Charitable giving
👗 Holiday clothes
…and all those little expenses that somehow add up to a LOT.

The goal isn't to spend less on everything.

It's to know what you're actually saying YES to.

Because “I forgot about that expense” is a terrible holiday budgeting strategy. 😂

Save this post and start your holiday spending list before you start shopping. Your future self will thank you. 😉

BOO! We have some festive financial videos coming your way! Be on the lookout starting tomorrow!
10/15/2026

BOO! We have some festive financial videos coming your way! Be on the lookout starting tomorrow!

🎃 Some things are actually scary.Unexpected expenses.Credit card statements.Realizing Christmas is only a few weeks away...
10/14/2026

🎃 Some things are actually scary.

Unexpected expenses.

Credit card statements.

Realizing Christmas is only a few weeks away.

And finding out the thing you really wanted to buy is already sold out. 😳

Okay...maybe that last one is just me.

The good news?

Your finances don't have to be frightening.

A little planning now can make the next few months feel a whole lot less stressful.

And that's what we're going to be talking about around here all season long. 👻💰

👻 Follow along this fall as we take some of the fear out of money and head into the holidays with a little more intention.

🍂 Fall has a way of making us pause.The weather changes. The routines change. And suddenly we're thinking about everythi...
10/12/2026

🍂 Fall has a way of making us pause.

The weather changes. The routines change. And suddenly we're thinking about everything from holiday plans to travel to gifts to end-of-year expenses.

Before the holiday season gets into full swing, take a minute to ask yourself:

💰 Where am I financially right now?

💳 What expenses are coming between now and December 31?

🎁 What do I already know I'll want to spend money on?

🏦 What needs to happen with savings, debt, or upcoming bills?

You don't need a perfect plan.

You just need to know what you're working with.

Because it's a whole lot easier to make intentional money decisions when you know where you stand.

Question of the Day: What is one financial thing you want to get a better handle on before the holidays?

Save this post and take 10 minutes this week to do your own financial check-in. If you’d rather talk it through with someone, schedule a no-cost conversation with me here: https://FinancialHealthandHarmony.as.me/?appointmentType=40589094 🍂

10/06/2026

is back! And today, we're highlighting a review from Courtney! Thank you, Courtney, for trusting our coaching process, and we're so glad we helped!

is back, and today we're kicking off October with some basic tips to get your financial health moving in the right dir...
10/05/2026

is back, and today we're kicking off October with some basic tips to get your financial health moving in the right direction!
Financial tips and coaching at financialhealthandharmony.com

September is coming to a close. 🍂Before you rush into October, take a minute to look back.What did you learn about yours...
09/30/2026

September is coming to a close. 🍂

Before you rush into October, take a minute to look back.

What did you learn about yourself this month?

What went well?

What didn't?

What financial decision are you proud of?

And perhaps most importantly...

What do you want the next three months to look like?

You don't have to wait until January to make a change.

You can start today.

Your financial health is part of your overall well-being—and you deserve to feel confident, informed, and at peace with your money. 💛

Your Money Doesn't Need a New Year's Resolution 🎯You don't need a dramatic financial makeover.You need a plan you can ac...
09/29/2026

Your Money Doesn't Need a New Year's Resolution 🎯

You don't need a dramatic financial makeover.

You need a plan you can actually live with.

Maybe that means:

💰 Saving $25 more each paycheck
💳 Paying an extra $50 toward debt
📱 Finally looking at those subscriptions
🗓️ Having one money conversation each month
🎯 Setting one meaningful financial goal

Small changes count.

Consistency beats perfection. Every time.

Three Months Left in the Year! 😳Wait...HOW is it almost October?!Before the holiday season and end-of-year craziness beg...
09/28/2026

Three Months Left in the Year! 😳

Wait...

HOW is it almost October?!

Before the holiday season and end-of-year craziness begin, take a financial pause.

✔️ Check your savings
✔️ Review your spending
✔️ Look at your debt
✔️ Check your upcoming expenses
✔️ Revisit your goals
✔️ Make a plan for the final three months

You still have time to make meaningful progress before December 31.

Don't wait for January 1 to start.

Questions? Let's chat! Schedule a phone call with me to learn more: https://FinancialHealthandHarmony.as.me/?appointmentType=40589094

Address

5121 Bay City Rd
Midland, MI
48642

Telephone

+19892201964

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