What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 6pm Saturday 9am - 2pm

Heritage Financial Credit Union

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United States
Middletown, NY
Heritage Financial Credit Union

Since 1940 Heritage Financial has been serving the Hudson Valley with world class service through personalized banking... Every member, Every time.

Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest potential in life. Heritage Financial Credit Union

has 12 branch locations and a seamless banking experience that allows members to conduct most banking functions from anywhere in the world.

01/08/2026

There’s still time to apply for HFCU’s 2026 Scholarship Program!

Applications are due tomorrow, January 9th, 2026. Take the next step toward your future and apply today!

01/06/2026

We love hearing from our members!

Thank you for sharing your experience with us. We are proud to be part of your financial journey!

01/01/2026

Happy New Year! Our branches are closed today as we ring in 2026.

We will reopen with our regular business hours tomorrow, January 2nd.

12/31/2025

New Year’s Eve reminder! All HFCU locations will be closing at 1:00pm today.

Thank you for banking with us this year. We look forward to serving you again in 2026!

12/30/2025

Walk into smarter savings with our competitive certificate rates!

Click the link below to visit our Certificate page and see how far your savings can go with HFCU.

https://heritagefcu.com/banking/certificates/

12/25/2025

Merry Christmas to all who celebrate! 🎄

All HFCU locations are closed today, Christmas Day. We will reopen with our regular business hours on Friday, December 26th.

12/24/2025

A friendly reminder that our branches will be closing at 1pm today for Christmas Eve.

We wish you and your loved ones a safe and happy holiday!

12/23/2025

Recently, our Board Vice-Chairperson, Tom Houston, attended the CUES Directors Conference in San Diego, CA, alongside President & CEO Tom Cornelius, Board Chairperson Ken Affeldt, and Board Members Jennifer Ryan and John Naumchik.

While in San Diego, Tom had the opportunity to take a guided tour of the USS Midway. As a Vietnam Veteran, the experience was deeply meaningful and something he had long looked forward to. We are grateful for Tom’s service and proud to have his leadership helping guide our credit union!

12/18/2025

Our SVP of Commercial Lending, Juliette, Rykowski Branch Manager, Gretchen, Mortgage Loan Officer, Erika, and Community Relations Specialist, Cesar, were proud to attend the Orange County Chamber's Business for Breakfast, where HFCU served as the breakfast sponsor.

Juliette enjoyed speaking at the event and sharing details about the exciting consumer promotions currently available at HFCU!

12/16/2025

HFCU Team members Faber and Cesar were happy to roll up their sleeves and lend a hand at the Habitat for Humanity ReStore!

They recently spent time helping tidy up the space and organizing merchandise into the right sections. A simple way to give back, and a great way to support our community!

Address

25 Rykowski Lane
Middletown, NY
10941

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 6pm
Saturday	9am - 2pm

Telephone

+18455615607

Website

https://heritagefcu.com/branch/headquarters/

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