Curabba Insurance Agency

Curabba Insurance Agency Serving the Hudson Valley and all of NY State for home, auto, medicare, and business insurance.

So this happened today...  so fun!
06/26/2025

So this happened today... so fun!

12/10/2024

Come see it in person!

Why go through all this hassle?Entering personal and sensitive information into a random database, getting calls, emails...
10/01/2024

Why go through all this hassle?

Entering personal and sensitive information into a random database, getting calls, emails and texts from 'agents' located God-knows-where.

We can help you without the hassle!

Every week dozens of new people reach out for help for home, business, auto and other forms of insurance.

https://www.nytimes.com/2024/09/28/business/cheaper-car-insurance-shopping.html?unlocked_article_code=1.Ok4.eEn7.S1wXOm4mArCU&smid=url-share&fbclid=IwY2xjawFpZ7hleHRuA2FlbQIxMQABHfPI59Mv5uIAoYivXJc-4tVWn9j2o9OXs7Hm2_rk31EghuxaBdPAVdm6Qg_aem_QlhuDH2tmcdR9HGMoU7WWQ #

The normally unstoppable force of two veteran money reporters hit the immovable object of wretched industry conditions. Living in Brooklyn didnโ€™t help.

๐ˆ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐š๐ ๐ž๐ง๐ญ ๐ฐ๐š๐ญ๐œ๐ก๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ?  Recently we had a prospect in the office who has been with the same company and age...
09/11/2024

๐ˆ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐š๐ ๐ž๐ง๐ญ ๐ฐ๐š๐ญ๐œ๐ก๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ?

Recently we had a prospect in the office who has been with the same company and agent for at least 6 years. We were asked to review their auto insurance which had 5 cars and three drivers.

Their premium had been skyrocketing, despite relatively clean driving records and they were desperate for help.

Their current agent had ignored them and missed critical new factors that could improve their premium and coverage. We reviewed all their options and ending up keeping them with the same company. Due to our knowledge and experience we:

- ๐’๐š๐ฏ๐ž๐ them a whopping $150 month, $1,800 a YEAR.

- ๐ˆ๐ง๐œ๐ซ๐ž๐š๐ฌ๐ž๐ their Gave them 5X the liability coverage by 5X and better protected them.

- ๐€๐๐๐ž๐ comprehensive and collision to one vehicle that they didn't even realize was missing it

Can we do the same for you? Call us at 845-343-0855, email us at [email protected] or start your own quote at

As an independent agency, we can compare your policies with multiple companies giving you the most competitive insurance quotes with excellent service.

This past weekend the team spent 4 days at Trapp Lodge in Stowe, VT to rest and recharge.The last year has been incredib...
06/20/2024

This past weekend the team spent 4 days at Trapp Lodge in Stowe, VT to rest and recharge.

The last year has been incredibly challenging and our team has exceeded expectations by continuing to deliver amazing service and creative solutions. Everybody needed a little break.

We got massages, took a small hike, saw the beautiful Scottish Highlander cows, gazed at the mountains, rode the Stowe Gondola up Mt Mansfield, had a wine tasting and experienced great meals.

What a weekend.โค๏ธ

I

04/05/2024

After today's earthquake we feel it's important that we let everyone know earthquake damage is not covered by normal homeowner, landlord and business policies. You must specifically buy coverage for damage caused by an earthquake.

The good news is, it's not very expensive!

Email us for more info at [email protected].

Greg Hogan was interviewed about business insurance by the Business Council of Greater Montgomery last week.  Watch it h...
02/02/2024

Greg Hogan was interviewed about business insurance by the Business Council of Greater Montgomery last week. Watch it here.

This interview between Edison and Greg Hogan of Curabba Agency, known as The Best Insurance Agent in the OC covers the following business insurance questions: What does business insurance cover? What is the purpose of insurance for business? Is business Insurance mandatory in NY state? When is the b...

The Downtown Middletown BID is giving our sister agency some love today.โค๏ธ๐ŸŽ„๐ŸŽ…๐Ÿป
12/06/2023

The Downtown Middletown BID is giving our sister agency some love today.โค๏ธ๐ŸŽ„๐ŸŽ…๐Ÿป

Looking for a unique gift crafted right here in the Hudson Valley?  Be sure to visit our friends at Rescue Slabs for 'Ho...
11/17/2023

Looking for a unique gift crafted right here in the Hudson Valley? Be sure to visit our friends at Rescue Slabs for 'Home for the Holidays' event on Saturday, November 25th and support a local business on Small Business Saturday.

We have a birthday in the office!  Elena is 25 today!
11/16/2023

We have a birthday in the office! Elena is 25 today!

09/22/2023

๐–๐ก๐ฒ ๐š๐ซ๐ž ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ซ๐š๐ญ๐ž๐ฌ ๐ ๐จ๐ข๐ง๐  ๐ฎ๐ฉ??

Storms. Big Storms. Billion dollar claims event storms.

โšก๏ธ๐Ÿ”ฅ๐ŸŒงโ›ˆ๐Ÿ’จ๐ŸŒŠโ˜”๏ธโ„๏ธ

The National Oceanic and Atmospheric Administration (NOAA) recently announced that the United States has already seen a record number of billion-dollar weather and climate disasters in 2023. The 23 events mark the most disasters of that magnitude on record for a calendar year. The previous record was set in 2020, which saw 22 billion-dollar weather and climate events.

๐‘ฐ๐’ 2023, ๐’•๐’‰๐’† ๐’ƒ๐’Š๐’๐’๐’Š๐’๐’-๐’…๐’๐’๐’๐’‚๐’“ ๐’…๐’Š๐’”๐’‚๐’”๐’•๐’†๐’“๐’” ๐’„๐’๐’Ž๐’‘๐’“๐’Š๐’”๐’†๐’… 18 ๐’”๐’†๐’—๐’†๐’“๐’† ๐’”๐’•๐’๐’“๐’Ž๐’”, ๐’•๐’˜๐’ ๐’‡๐’๐’๐’๐’…๐’”, ๐’๐’๐’† ๐’•๐’“๐’๐’‘๐’Š๐’„๐’‚๐’ ๐’”๐’•๐’๐’“๐’Ž ๐’„๐’š๐’„๐’๐’๐’๐’†, ๐’๐’๐’† ๐’˜๐’Š๐’๐’•๐’†๐’“ ๐’”๐’•๐’๐’“๐’Ž ๐’‚๐’๐’… ๐’๐’๐’† ๐’˜๐’Š๐’๐’…๐’‡๐’Š๐’“๐’†. ๐‘ฐ๐’ ๐’‚๐’…๐’…๐’Š๐’•๐’Š๐’๐’ ๐’•๐’ ๐’•๐’‰๐’† ๐’Ž๐’๐’๐’†๐’•๐’‚๐’“๐’š ๐’๐’๐’”๐’”๐’†๐’”, ๐’•๐’‰๐’†๐’”๐’† ๐’†๐’—๐’†๐’๐’•๐’” ๐’“๐’†๐’”๐’–๐’๐’•๐’†๐’… ๐’Š๐’ 253 ๐’…๐’Š๐’“๐’†๐’„๐’• ๐’‚๐’๐’… ๐’Š๐’๐’…๐’Š๐’“๐’†๐’„๐’• ๐’‡๐’‚๐’•๐’‚๐’๐’Š๐’•๐’Š๐’†๐’”.

NOAA confirmed eight of these disasters in August, including:
1. Hurricane Idalia ๐ŸŒฌ
2. The Hawaii firestorm ๐Ÿ”ฅ
3. The August hailstorms in Minnesota ๐Ÿซง
4. The Eastern and Northeastern severe storms in early August โ›ˆ
5. The severe storms in Nebraska, Missouri, Illinois, Indiana and Wisconsin in late July โ›ˆ
6. The mid-July Northeast and Pennsylvania flooding ๐ŸŒŠโ˜”๏ธ
7. The mid-July hail and severe storms in Michigan, Wisconsin, Ohio, Tennessee and Georgia ๐ŸŒจโ›ˆ
8. The severe storms in Missouri, Illinois and Indiana in June โ›ˆ

With a few months remaining in 2023, the record number of billion-dollar disasters could continue to increase. NOAA is still calculating the costs of the recent Tropical Storm Hilary that hit California and other areas in the West as well as the drought affecting the South and Midwest.

Call now to connect with business.

09/20/2023

๐Ÿšจ๐Ÿšจ๐Ÿšจ
Every day at the Curabba Agency we talk to customers new and old about their insurance coverage and premiums. ๐Ÿ—ฃ๏ธ๐Ÿ—ฃ๏ธ

Greg, they say, what can we do to help lower our premiums?๐Ÿค”๐Ÿค”

So we put together a list with a brief explanation of each.

โœ… Having a deductible that is too low, yes, really, this is a thing. ๐Ÿ˜ณ Many insureds carry low deductibles for years and never file claims. This leads to overpayment of premiums because a low deductible costs more than a higher deductible.

โœ… Not paying attention to the inflation adjustment built into a home policy. Sometimes these values get overinflated and you are OVERINSURED if youโ€™ve not reviewed your coverage in decades.

โœ… Not taking advantage of paid-in-full or EFT discounts. If you pay monthly via cash or check you are being charged extra for that privilege.๐Ÿ’ฐ๐Ÿ’ฐ

โœ… Paying premiums late โฐ Late premium payments come with a surcharge, something in the $25 range per late payment. A few late pays over a year can really add up.

โœ…. Not taking advantage of discounts for bundling your auto policy with a home or renter policy. This can result in a 10% or more discount, sometimes the discount is MORE then the renter premium.

โœ…. Having your homeowner premium built into your mortgage payment. This makes your premium INVISIBLE ๐Ÿ”๐Ÿ” unless you really look for it.

โœ…. Sticking with the same agent and never reviewing your coverage and premium.๐Ÿ‘ฉโ€โš–๏ธ๐Ÿ‘ฉโ€โš–๏ธ Agents everywhere are overwhelmed and itโ€™s possible your policy is not being reviewed every few years.

โ˜Ž๏ธ 845-343-0855, text ๐Ÿ’ฌ 845-202-1253 or email ๐Ÿ“ฉ. [email protected] us for help today!

Weโ€™d โค๏ธโค๏ธโค๏ธ to hear from you.

Address

334 East Main Street
Middletown, NY
10940

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4:30am

Telephone

+18453430855

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