08/19/2025
A burst pipe. A flooded basement. A sump pump that couldn’t keep up.
They all involve water, but in the insurance world, they’re not the same thing—and the difference can make or break your claim.
Our latest blog breaks down flood damage vs. water damage in plain English, and explains where sump pump overflows fit into the picture.
https://www.robertsonryan.com/personal-lines/2025/08/13/flood-damage-vs-water-damage-and-where-sump-pump-overflows-fit-in/