Public Service Federal Credit Union

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United States
Middlesex, NJ
Public Service Federal Credit Union

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We truly are people helping people!

Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available.

10/05/2026

The credit union will be closed on Monday, October 12, 2026 in observance of Columbus Day. We will reopen on Tuesday, October 13, 2026 at 7:30am with normal business hours.

**Federally Insured by the NCUA**

08/31/2026

The credit union will be closed on Monday, September 7th in observance of Labor Day.

We will reopen on Tuesday, September 8th at 7:30 am with normal business hours.

**Federally Insured by the NCUA**

06/26/2026

The credit union will be closed on Friday, July 3rd in observance of Independence Day. We will open on Monday, July 6th at 7:30am with normal business hours.

Enjoy the holiday weekend!

**Federally insured by the NCUA**

06/24/2026

***Our Auto Loan Special has been extended to July 31st!***

Spring into a new car with our new auto loan special!
April 1, 2026 – July 31, 2026
2025 or 2026 vehicles
2.99% APR for 60 months
3.99% APR for 72 months

Requirements:
Credit score above 700
Vehicles purchased directly from dealer only
** no buy-outs or refinances**
*Restrictions Apply*

Must complete a loan application and submit your most recent paystub. Call the credit union for more details, 732-805-9000!

**Federally Insured by the NCUA**

06/15/2026

The credit union will be closed on Friday, June 19th in observance of Juneteenth. We will reopen on Monday, June 22nd at 7:30am with normal business hours.

**Federally Insured by the NCUA**

05/21/2026

**Our phone lines have been fixed. We appreciate your patience and apologize for any inconvenience this has caused. **

Please be aware that our phone lines are currently down. Verizon is aware and they are working on the issue regarding our incoming line. We can make outgoing phone calls so please email us at [email protected] if you need to speak with us and a representative will reach out to you. We apologize for the inconvenience and hope that this issue gets resolved quickly.

Please also remember that we will be closed on Monday, May 25th for Memorial Day.

Thank you.

**Federally Insured by the NCUA**

05/19/2026

The credit union will be closed on Monday, May 25, 2026 in observance of Memorial Day. We will reopen on Tuesday, May 26, 2026 at 7:30am with normal business hours.

**Federally Insured by the NCUA**

04/21/2026

Time to start thinking about summer vacations!

Starting May 1st through June 30th, the credit union will be offering Vacation Loans! Members may borrow $1,500.00 at 15% APR for 6 months **restrictions apply.** Members must have all requested loan documents in by June 30th. Call the credit union for more details, 732-805-9000.

**Federally insured by the NCUA**

04/02/2026

Spring into a new car with our new auto loan special!

April 1, 2026 – June 30, 2026
2025 or 2026 vehicles

2.99% APR for 60 months
3.99% APR for 72 months

Requirements:
Credit score above 700
Vehicles purchased directly from dealer only
** no buy-outs or refinances**
*Restrictions Apply*

Must complete a loan application and submit your most recent paystub. Call the credit union for more details, 732-805-9000!

**Federally Insured by the NCUA**

02/23/2026

Due to the snow, the credit union will be closed today Monday, February 23rd.

**Federally insured by the NCUA**

Address

619 Union Avenue
Middlesex, NJ
08846

Telephone

+17328059000

Website

http://www.psfcunj.com/

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