Denise Lloyd Agent, New York Life Insurance Company

05/25/2026

In this week's Ask the Editor Q&A, Joy Taylor answers questions on inherited IRAs and the 10-year cleanout rule for non-spousal IRAs inherited after 2019.

In this week's Ask the Editor Q&A, Joy Taylor answers five questions on inherited IRAs and the 10-year clean-out rule for nonspousal IRAs inherited after 2019.

03/31/2026

Think life insurance is too expensive? You may be surprised to hear that that you can get a $1 million term policy for less than the monthly cost of your cell phone. Want to know more? Just give me a call.

Discover how term life insurance from New York Life can protect you. Learn about converting term life to permanent coverage such as whole life insurance.

03/24/2026

Watch to learn Maria's touching story about losing her mother and how that experience set her on a new path to help others take care of the ones they love.

03/17/2026

Mastering Family Business Dynamics
Succession planning for family owned enterprises is not just a business necessity; it's a commitment to preserving family harmony and ensuring the longevity of the business. Addressing the complexities of family dynamics and making informed, transparent decisions can help family business owners minimize future conflict both in the boardroom and in the family room. This article, by estate planning attorney Patricia Annino, provides basic principles and best practices for mastering family business dynamics. https://bit.ly/4uEHzng

03/10/2026

Life can be unpredictable. This story of Daniel, the sole owner of Horizon Construction, and his wife, Rachel, is a poignant reminder of how life insurance can play a crucial role in securing your family's future. Don't leave your family's future to chance. Watch Daniel’s story and then let's connect to discuss how to safeguard your family's well-being and ensure your legacy is one of security and stability.

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03/03/2026

Kiplinger’s “Four Ways Life Insurance Can Grow and Protect Your Wealth” offers insights for both policy owners and those exploring options on how life insurance can build wealth and secure your legacy. Read more.
https://nyl.co/3OKoHTm

02/24/2026

In times of uncertainty, having someone you can trust makes all the difference. Secure your financial future with peace of mind, knowing your death benefit, cash value growth, and level premiums are backed by 180 years of being there when we're needed most.

Whole life insurance offers cash value over time. Learn about securing whole life insurance from New York Life, a policy which can be customized to your needs.

02/14/2026

Every hug, every milestone, every promise kept — love shows up in the moments that matter most. Because, as this video shows, love is not something you just say – it’s something you do. I’m here to help you protect the ones you love. Reach out to me to start the conversation.

02/13/2026

Honored to be awarded the 2025 Established Paid Life Case Leader for the Albany General Office. Grateful to bring protection solutions to my clients and friends.
Did you know that I offer holistic planning to all my clients? Send me a message if you would like to schedule a time to meet.
New York Life Albany General Office

02/12/2026

I'm excited to share the New York Life Golden Futures Awards and Scholarships are now open - helping young dreamers turn passion into possibility. Kids ages 5-16 can apply for $1,000 awards, and high school juniors and seniors can complete financial education modules for a chance to win up to $20,000 scholarships. Contact me to apply!