Lyndel Hale Agency, Inc.

08/28/2026

Spread the word!

08/24/2026

Monday Myth (buster)

I only need flood insurance only if I live in a high-risk area.

Not true! Many people mistakenly believe they don't need flood insurance because they don't live in a designated high-risk flood zone. However, 20-25% of flood claims come from areas outside these high-risk zones. That's nearly 1 in 4 claims!

Why flood insurance matter everywhere . . . flooding can happen anywhere, whether it's caused by heavy rains, rapid snowmelt, hurricanes, or even broken water mains. It doesn't matter if you live in a low-risk or moderate-risk area - the financial impact of flooding can be devastating without proper coverage.

DID YOU KNOW? You're four times more likely to sustain a loss from flooding than from a fire over the course of 30 years. Yet, most homeowners underestimate the risks of water damage.

One of the biggest misconceptions is that homeowners' insurance will cover flood damage. Unfortunately, standard homeowners' insurance specifically excludes flood-related damages, leaving you vulnerable to expensive repairs and recovery costs.

Take action now! You would be surprised how affordable flood insurance is depending on your location. Talk to an agent at Lyndel Hale Agency today and get a free flood insurance quote!

By the way, this photo is at the light on Blanding Boulevard and CR 218 after Irma. This area is in Flood Zone X, which is considered "not a flood zone."

08/17/2026

🌟🌟MYTH MONDAY🌟🌟

If my car is old, I don’t need high liability limits.

It’s a common belief: if your car is old and not worth much, there’s no need to carry high insurance limits. After all, why spend more to protect the vehicle that’s on its last leg, right? While it’s true that the age of your vehicle can influence your decisions about collision and comprehensive coverage-types of insurance to help repair or replace your car-that logic doesn’t carry over to liability insurance.

 Liability coverage protects you financially if you’re at fault in an accident and caused any injury or damage to someone else. And here’s the key point: no matter how old your car is the potential cost of an accident can be devastating. Whether you’re driving a brand new SUV or a 15-year-old sedan, your responsibility-and your exposure to risk-stays the same. Skimping on liability limits just because your car is older could leave you dangerously under protected at the worst possible moment.

Imagine this scenario: if you’re involved in a car accident that seriously injured someone, and they incurred $150,000 in medical bills, your insurance may not fully cover the cost. With optional bodily injury liability limits of $100,000 per person/$300,000 per accident, your policy would only pay up to 100,000 for that individual you could be be responsible for the remaining $50,000 out-of-pocket-a financial hit that could’ve been avoided by choosing higher coverage limits.

🌟🌟Call us today for a free review🌟🌟
352-612-4154

07/01/2026

We will be closed Friday, July 3 in celebration of our country’s 250th birthday!

Enjoy!!

06/03/2026

We are having Internet issues again today. Since our phone lines are Internet lines - we may not be reachable right away.

Please email your agent with any questions you may have if you are unable to get through on a phone line!

Thank you for your patience & we apologize for the inconvenience!

05/25/2026

Let us never forget the sacrifices.

04/01/2026

Did you know that some insurance companies are now utilizing your social media presence as part of their rating?!?! It’s astonishing but they are leveraging an AI platform to analyze your posts, comments and shared content! This can impact your premium on your home and auto insurance! They will assess aggressive comments, argumentative behavior and your pictures. It is essential to be cautious about what you post online 👀😮🤯

02/14/2026

02/09/2026

❤️❤️❤️❤️❤️
Here’s the February giveaway information!
❤️❤️❤️❤️❤️

Let us quote your auto 🚗🚗 and/or homeowners 🏡🏡 insurance and you will receive a goodie bag 🤩🤩 that may have a golden ticket in it for either a Valentine’s Day themed crock pot or a Valentine’s Day baking set!

🌟🌟If you’re already a customer, you can refer someone to us for a quote and you’ll receive the same goodie bag and they will receive one as well 🌟🌟