The Bill Stern Team

The Bill Stern Team Branch Manager NMLS #267577 at CMG Home Loans. 20+ years mortgage experience. Former tennis pro.

Excited to close on your new home?Here are a few common (and avoidable!) mistakes that can cause delays during the final...
07/07/2025

Excited to close on your new home?
Here are a few common (and avoidable!) mistakes that can cause delays during the final stretch.
From big purchases to job changes, even small decisions can impact your timeline—so let’s make sure nothing gets in the way of getting those keys in hand.
Swipe to learn what to avoid.
If you have any questions throughout the process, never hesitate to reach out!

Happy Independence Day from your friends at CMG Home Loans! Best wishes for a happy and safe holiday 🇺🇸 🎆“The legacy of ...
07/04/2025

Happy Independence Day from your friends at CMG Home Loans! Best wishes for a happy and safe holiday 🇺🇸 🎆
“The legacy of brave men and women who have fought and died for their country is the freedom we enjoy as Americans.” — Lucian Adams

Renters, are you tired of rising rental payments, lack of control over the property, and pet restrictions? Ready to dive...
07/03/2025

Renters, are you tired of rising rental payments, lack of control over the property, and pet restrictions? Ready to dive into the freedom of homeownership? Here’s how you can declare independence from your landlord: http://spr.ly/61854mGbb

Your homeownership dreams may be closer than they seem! It’s time to declare independence from your landlord and enjoy t...
07/02/2025

Your homeownership dreams may be closer than they seem! It’s time to declare independence from your landlord and enjoy the freedom of your very own home. Contact me today to get started on your preapproval!

Are you ready to declare independence from your landlord? When you own your home, you have the freedom to paint the wall...
07/01/2025

Are you ready to declare independence from your landlord? When you own your home, you have the freedom to paint the walls any color you like, renovate the kitchen or bathrooms, install fixtures of your choice, or create a beautiful garden in the backyard. You don't need your landlord's approval, just a mortgage preapproval!

June's over? Julying! All jokes aside, July 1st is National Financial Freedom Day. Did you know that the All In One Loan...
07/01/2025

June's over? Julying! All jokes aside, July 1st is National Financial Freedom Day. Did you know that the All In One Loan™ can potentially lead homeowners to financial freedom in half the time or LESS? Ask me how this exclusive program can grant you financial freedom.

Buying your first home can involve a lot of different steps and terminology that might not sound familiar. You may have ...
06/30/2025

Buying your first home can involve a lot of different steps and terminology that might not sound familiar. You may have heard of mortgage preapproval, but what about prequalification? What’s the difference between these steps? We’re here to break it down for you and help guide you through the process—every step of the way.

06/30/2025

Another happy homeowner in the books! 🎉 Congrats to my amazing client for closing on their new home in Stephenson, VA! 🏡
Thank you for trusting me to help make it happen—It's been an honor.

Big shoutout to Selling Agent Kira Grubb, Realtor with Realty ONE Group Old Towne and Listing Agent Homes By Kashif for a smooth and successful transaction. Great teamwork all around! 🙌

Wishing our client all the best in this exciting new chapter! 🥂🔑

No W-2? Don't sweat it! 😅 At CMG Home Loans, we offer several unique loan programs to help you buy a home without a W-2....
06/27/2025

No W-2? Don't sweat it! 😅 At CMG Home Loans, we offer several unique loan programs to help you buy a home without a W-2. Ask me about our non-QM solutions!

06/27/2025

🎉 Big congratulations to my client Costanza on the purchase of this beautiful new home in Flint Hill! 🏡✨
It was such a pleasure to be part of your homebuying journey.

A huge shoutout to Selling Agent Paul MacMahon, Sheridan-MacMahon LTD, and Listing Agent Cheri Woodard Realty for your expertise and teamwork in making this a smooth and successful transaction. 🙌

Wishing you all the best as you settle into this incredible new chapter, Costanza! 🥂🔑

Looking for your perfect REALTOR® match? The right agent isn’t just someone setting you up for open houses and sending y...
06/26/2025

Looking for your perfect REALTOR® match? The right agent isn’t just someone setting you up for open houses and sending you listings—they’re your navigator through the often-tumultuous ocean of real estate. Here are 10 questions to ask before working with a real estate agent: http://spr.ly/618945bLP

06/26/2025

🎉 Congratulations to my awesome clients Tricia & Laurence on the purchase of their newest investment property in Luray! 🏡💼
It’s always exciting to help clients grow their portfolio and build long-term wealth through real estate—and I’m honored to be part of the journey!

Big shoutout to Selling Agent Chad Kimble, Funkhouser Real Estate Group, and Listing Agent Will Dudley with Bill Dudley & Associates Real Estate for the smooth and successful transaction. 🙌

Cheers to smart moves and big goals, Tricia & Laurence! 🥂📈

Address

115 The Plains Road Suite 200
Middleburg, VA
20117

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