The Rustic Brokerage, Inc

The Rustic Brokerage, Inc Where Equine Passion Meets Insurance Expertise!

Drop the last picture you took of your horse. No cheating—LAST picture. 😂👇
09/03/2026

Drop the last picture you took of your horse. No cheating—LAST picture. 😂👇

Someone asked me recently what my elevator speech was.“Why should someone choose The Rustic Brokerage?”I froze.Not becau...
07/29/2026

Someone asked me recently what my elevator speech was.

“Why should someone choose The Rustic Brokerage?”

I froze.

Not because I don’t know insurance. I’ve spent over 15 years learning this industry, helping clients navigate risk, and protecting what matters most.

I froze because I wasn’t giving myself enough credit.

At first, I thought the answer was my experience, the insurance companies I represent, or the coverages I recommend.

Then I realized… that’s not the real answer.

Insurance is what I do. Relationships are why I do it.

I want my clients to know they have someone they can call with questions, someone who will take the time to explain things, someone who wants to understand what they’re building and help protect it.

When things go wrong, I don’t want you wondering who to call. I want you to know I’m already in your corner.

At the end of the day, you’re not just choosing an insurance agency. You’re choosing the person who’s going to be there through the questions, the changes, the celebrations, and sometimes even the claims.

I guess that’s my elevator speech.

People can buy insurance anywhere. They choose The Rustic Brokerage because they know who’s standing behind the policy 💕🫶

✨Kristi D’Cruz is the founder and principal broker of Rustic Brokerage, an independent insurance agency built on the bel...
07/08/2026

✨Kristi D’Cruz is the founder and principal broker of Rustic Brokerage, an independent insurance agency built on the belief that insurance should be personal, educational, and tailored to each client’s unique needs.

Licensed in New York since 2010, Kristi has spent more than 16 years helping individuals, families, entrepreneurs, and businesses navigate an increasingly complex insurance marketplace. Her experience spans a wide variety of personal and commercial insurance solutions, allowing her to serve clients across many industries while recognizing that no two risks are ever exactly alike.

Rather than offering one-size-fits-all policies, Kristi takes the time to understand each client’s goals, operations, and exposures. She believes informed clients make better decisions, which is why she focuses on educating clients, identifying potential coverage gaps, and designing insurance programs that provide meaningful protection—not just a policy.

As a business owner herself, Kristi understands firsthand the challenges of building and protecting a business. Her lifelong involvement in the equine industry also gives her a unique perspective when working with horse owners, farms, trainers, boarding facilities, and other agricultural operations, allowing her to bridge real-world experience with specialized insurance knowledge.

Clients appreciate Kristi’s honest advice, responsiveness, and commitment to finding practical solutions. When a risk requires specialized expertise, she works closely with a trusted network of carrier partners, underwriters, and industry professionals to ensure every client receives the strongest coverage available.

Whether protecting a family home, a growing business, a farm, or a specialized commercial operation, Kristi’s mission remains the same: to build lasting relationships through trusted guidance, exceptional service, and insurance solutions that evolve with her clients’ needs.

At Rustic Brokerage, insurance isn’t just about policies—it’s about protecting the people, businesses, and passions that matter most.✨

✨You don't have to navigate the complicated insurance world alone, let me help make it easy ✨
05/01/2026

✨You don't have to navigate the complicated insurance world alone, let me help make it easy ✨

💕🤠✨
04/30/2026

💕🤠✨

You don’t need to leave your insurance company to get a better agent.  If you feel stuck with no one to call or trust—th...
04/28/2026

You don’t need to leave your insurance company to get a better agent.

If you feel stuck with no one to call or trust—there’s another option.

Rustic Brokerage can take over servicing your current policy so you finally have someone in your corner.

Same policy. Better guidance.

Send us a message or give us a call and we’ll walk you through it.

📞631-775-0235
📧 [email protected]

We are so excited to geek out with you all and shop with Rustic Home & Tack 🤓🤠💕🫶🌟
04/04/2026

We are so excited to geek out with you all and shop with Rustic Home & Tack 🤓🤠💕🫶🌟

Address

514-4 Middle Country Road
Middle Island, NY
11953

Opening Hours

Monday 9am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm

Telephone

+16317750235

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