Gold Star of South Florida

06/02/2026

06/02/2026

representing at FAPIA 2026!
Gettin our CE credits on.

06/01/2026

Today marks the beginning of hurricane season.
We do free policy reviews and answer any questions you may have.

05/29/2026

Did you know that most Florida homeowner policies now exclude coverage from damage caused by tree roots?

Policy exclusion: NO COVERAGE FOR LOSS CAUSED BY EROSION, TREE ROOTS, OR ORGANIC DEBRIS - FLORIDA

05/28/2026

Saw this recently posted by another public adjusting firm and had to share… spot on!

Public Adjusters are not a dumping ground for all claims.

We get calls all the time where a claim has already been denied, the policy has clear exclusions, or there is simply no coverage available. And somehow, there is an expectation that we can swoop in and fix it.

Here is the cold, hard truth: we don’t have a magic wand. We don’t have any rainbow dust.

What we do have is decades of experience, an unmatched understanding of policy language, and a relentless commitment to advocating for policyholders when they have a legitimate, covered loss.

A Public Adjuster cannot rewrite your insurance policy after a loss has occurred. If a risk was never insured, or if an exclusion clearly applies, we cannot manifest coverage out of thin air. We are experts in policy language and negotiating what you are rightfully owed under the contract you signed—not creating money where no contract exists.

When you bring a bad claim with zero coverage to a Public Adjuster hoping for a miracle, you are setting everyone up for failure. We work on results, and results require a foundation of actual policy coverage.

If you have a claim and need real experts who know how to hold insurance companies accountable to their contracts, that is where we shine.

No magic- just hard work, and expertise.

05/25/2026

Happy Memorial Day!!

05/15/2026

If your roof is older and your insurance company sends you a non-renewal….
Did you know you can often use a roof certification in Florida to avoid immediate replacement, provided a licensed inspector documents that your roof has at least 5 more years of useful life. Florida law requires insurers to allow this for roofs 15+ years old rather than automatically forcing a replacement.

05/05/2026

Do you own a boat here in Florida? While not legally required in Florida, these policies protect against, theft, vandalism, and storm damage.

Basic boat insurance in Florida typically includes liability for bodily injury and property damage, alongside physical damage coverage (collision and comprehensive) for the vessel, motor, and trailer.

Key coverage types include:
Liability Coverage: Pays for damage to other boats, docks, or injury to others if you are at fault.
Physical Damage Coverage: Covers repair or replacement of your boat (hull), motor, and equipment, usually in two forms:Actual Cash Value: Pays current market value.Agreed Amount Value: Pays a pre-set value.Comprehensive Coverage: Protects against non-collision damage such as theft, fire, or vandalism.
Uninsured/Underinsured Boater: Covers expenses if you are hit by a boater with no or insufficient insurance.Medical Payments: Covers medical costs for you and your passengers injured in an accident.
On-Water Towing & Emergency Services: Reimburses costs if your boat breaks down and needs a tow.
Optional or specialized coverages for Florida boaters include hurricane haul-out coverage and fuel spill liability. Policies are available through specialized providers

04/28/2026

Did you know that the statistic in Florida is that 25% of the cars on the road are uninsured? That’s 1 out of every 4 cars has NO insurance.
Don’t forget the UM (uninsured motorist insurance) - you have two options: stacked or unstacked.

04/14/2026

Call us first!

Gold Star Adjusters is your trusted public adjuster Vero Beach. Licensed advocates who prepare, submit, and negotiate claims for maximum settlements.