Las Margaritas Insurance

Las Margaritas Insurance At Las Margaritas Insurance, we are committed to protecting what matters most to you.

We proudly offer a wide range of coverage options, including property, auto, commercial, life, and health insurance.

Nobody wants to waste time shopping for insurance, especially when the weather is nice! Get a free quote from us for you...
05/29/2026

Nobody wants to waste time shopping for insurance, especially when the weather is nice! Get a free quote from us for your insurance needs and get back to enjoying life, fast! Call today: (786) 539-2739.

05/28/2026

Zillow doesn’t calculate your dwelling cost.

Your home’s market value? What a buyer would pay.
Your mortgage? What you owe the bank.
Your dwelling coverage? Neither of those.

It should be based on what it actually costs to rebuild labor, materials, permits. In Florida RIGHT NOW, that number is higher than ever.

Most people have NO IDEA they’re underinsured until they file a claim.

If you haven’t reviewed your dwelling coverage in 2+ years, call me. Let’s make sure you’re actually protected.

Save this for your next policy review.

Owning a historic or architecturally significant home is a point of pride, and a genuine insurance challenge. Replicatin...
05/27/2026

Owning a historic or architecturally significant home is a point of pride, and a genuine insurance challenge. Replicating original materials, craftsmanship and architectural details in the event of a loss can cost far more than standard replacement cost estimates account for. Specialty coverage exists for these properties, and it is worth exploring. Ask us for more information: (786) 539-2739!

05/26/2026

This deal was dead.

Buyer’s flood quote came back at $1,400 a year.

That one number destroyed the loan ratios.
Buyer no longer qualified.
Everyone thought the deal was over.

But here’s what most agents and lenders don’t realize:

In many cases, an existing flood policy can transfer to the new buyer.

So I called the listing agent and asked for the seller’s current flood policy.

Turns out they were paying around $400.

Same property.
Massive difference.

Deal saved. Closed.

Sometimes the difference between a cancelled contract and a closing is knowing where to look.

Realtors and lenders: share this with someone who needs to know this.

DM me if you want to collaborate on difficult closings.

Today we remember the fallen, and we also think about the families they left behind. To the spouses, the parents and the...
05/25/2026

Today we remember the fallen, and we also think about the families they left behind. To the spouses, the parents and the children who have carried a lifelong loss with quiet dignity. We honor them too this Memorial Day.

National Road Trip Day is here! What kind of road tripper are you? A) Mapped out every stop in advance, B) Totally wingi...
05/23/2026

National Road Trip Day is here! What kind of road tripper are you? A) Mapped out every stop in advance, B) Totally winging it, C) Somewhere in between, D) I just go where the snacks take me. Tell us in the comments!

You built your dream business, now it's time to let us help you protect it. Together, we can find you the perfect policy...
05/20/2026

You built your dream business, now it's time to let us help you protect it. Together, we can find you the perfect policy that fits your needs. Get started with a free quote on our website, https://www.lasmargaritasinsurance.com/, or give us a call: (786) 539-2739.

You are a careful driver. You carry good coverage. But, the person who runs the red light and hits you might not be so r...
05/18/2026

You are a careful driver. You carry good coverage. But, the person who runs the red light and hits you might not be so responsible. Uninsured and underinsured motorist coverage is how you protect yourself from someone else's bad decisions. Learn more on our website, https://www.lasmargaritasinsurance.com/, or give us a call (786) 539-2739!

05/18/2026

Your insurance company just asked for a 4-point AND wind mitigation. Don’t panic. Here’s what actually matters.

4-Point = Just a checkup (roof, plumbing, electrical, HVAC)

Wind Mitigation = The one that saves you THOUSANDS.

Here’s what most people miss: Florida law REQUIRES insurance companies to give you credits if your home has:
- Impact windows
- Roof straps
- Reinforced garage door
- Hip roof

These credits can save you $1,000s per year. And most people never ask about them.

Comment “INSPECTION” and I’ll connect you with a certified inspector in your area. Let’s find out what credits you’re actually missing.

As members of your community, we understand what your business needs when it comes to coverage. Put your trust in an age...
05/15/2026

As members of your community, we understand what your business needs when it comes to coverage. Put your trust in an agency that cares. Let's discuss your options today, call us at (786) 539-2739.

Stress less and save time by working with a knowledgeable and professional agency for your insurance needs. You will not...
05/13/2026

Stress less and save time by working with a knowledgeable and professional agency for your insurance needs. You will notice the difference right away! Learn more on our website: https://www.lasmargaritasinsurance.com/!

Address

8532 SW 8th Street Suite 292
Miami, FL
33144

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13055622531

Website

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