Roman Santamaria, Licensed Agent with New York Life

08/14/2023

If the unexpected happens, having a will in place can be a way to avoid leaving important decisions about your assets to your state’s laws and courts. Here’s how you can get started.

Dying without a will can cause legal complications for your loved ones. Here's how you can make a will without spending a fortune.

08/03/2023

Life is unpredictable, and unexpected expenses can come up at any time. Use this emergency fund calculator to determine how much you’ll need to help give you peace of mind and financial security during difficult times.

Life is unpredictable, and unexpected expenses can come up at any time. Whether it's a sudden car repair, a medical emergency or a job loss, having an emergency fund can provide peace of mind and financial stability during difficult times. Use this emergency fund calculator to determine how much

05/18/2023

This article explores what happens when a Roth IRA owner passes away, and what inheritors must do to avoid penalties.

Considering that Roth IRA withdrawals are not taxable neither to the Roth IRA owner nor to the Roth IRA beneficiary, you may think it odd that an excise tax (penalty) applies if someone who inherits a Roth fails to take his RMDs.

05/11/2023

Grief is always hard, but for children who have lost their mother, today can be especially difficult. If you're caring for a grieving child and not sure how to cope with the challenges of celebrating Mother's Day, these tips can help.

The Foundation strives to support young people, particularly in the areas of educational enhancement and childhood bereavement support.

04/17/2023

A NerdWallet survey reports retiree-hopefuls plan to leave full-time work at age 57. If you’re interested in doing the same, then take these steps to retire 10 years earlier.

A new NerdWallet survey finds that retiree-hopefuls plan to leave full-time work at age 57, on average. Here’s how you can bow out of the workforce a decade early.

04/17/2023

If you’re a business owner taxes are usually one of your biggest expenses. These are 10 federal tax numbers that could help you save money this year.

Boring? Not when you consider the money you could be saving.

04/10/2023

Whether you prefer predictability or flexibility, relationships and insurance policies are a lot alike—there's a match for everyone. Learn which type you are when it comes to protecting the ones you love most.

Learn the difference between universal and whole life insurance, and determine which policy from New York Life can help with your financial objectives.

04/06/2023

As baseball season gets into full swing, we're reminded that life is full of curveballs. But like a coach, I can help you make the right plays. Check out this savings calculator and let’s create a strategy so you can enjoy the game knowing you're covered.

Are you saving enough for retirement? Use our retirement savings calculator to help find out how much money you should save for retirement.

03/20/2023

Retirement can have a funny way of sneaking up on you. If you’re on the verge of retiring but still haven’t created a financial strategy, don't worry. You’re not alone. With these tips and my help you'll be better prepared.

New York Life helps you learn how to start planning for retirement late with these steps and considerations so you aren't playing catch up later.

03/02/2023

Can life insurance be used as a generational wealth-transfer tool? R. Matthew Pate, JD, LLM, Corporate Vice President, New York Life Insurance Company explains why it may be one of the most effective and simplest ways to ensure you leave a legacy for future generations. https://nyl.co/3ZgfAdf

01/05/2023

Whatever the future holds for you and your family, I take pride in helping you prepare for it. Letʼs talk about how I can give your family a little more peace of mind.

12/29/2022

I love my work because I love helping people. Every day, I get to help my clients protect what matters most to them. And that makes everything I do worth it. Let me help you today.