Jose Conde GFS Home Loans

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Jose Conde GFS Home Loans Jose Conde is a Regional Manager at GFS Home Loans

Visit his website at: www.gfshomeloans.com/loan-officer/jose-conde

Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking. Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loans for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Imagine being the one who approves everything.Paint color? Approved.A dog? Approved.Another rent increase? Denied.That's...
10/17/2026

Imagine being the one who approves everything.

Paint color? Approved.
A dog? Approved.
Another rent increase? Denied.

That's what being the boss of your own home feels like.

Ready to make it official? Comment BOSS or visit https://www.gfshomeloans.com/loan-officer/jose-conde and we'll talk about your first step.

October is Cybersecurity Awareness Month, and homebuyers are a top target.Scammers pose as lenders, title companies or a...
10/16/2026

October is Cybersecurity Awareness Month, and homebuyers are a top target.

Scammers pose as lenders, title companies or agents and send "updated" wiring instructions right before closing. Once the money is gone, it's very hard to get back.

Protect your closing funds:
• Always verify wiring instructions by phone, using a number you already have
• Treat any last-minute change as a red flag
• Never wire money based on an email or text alone
• If something feels off, stop and call us first

Have a question about your closing? Reach out to https://www.gfshomeloans.com/loan-officer/jose-conde and we'll walk you through it.

10/15/2026

🏡✨ ¡No necesitas tener el 20% ahorrado para comprar tu casa! 🔑

💰 Existen diferentes programas hipotecarios que pueden permitirte comprar con un pago inicial mucho menor, ¡e incluso opciones de 0% de down payment para quienes califican!

✅ Lo importante es conocer tu perfil financiero, evaluar tus posibilidades y encontrar el préstamo que mejor se adapte a ti.

💙 En GFS Home Loans contamos con un equipo de profesionales listo para ayudarte a descubrir tus opciones y acompañarte en cada paso.

📲 ¡Contáctanos hoy! Tu sueño de tener casa propia podría estar más cerca de lo que imaginas.

RealEstateFlorida

It's football season. 🏈Whether you're watching Thursday night, Friday under the lights or all day Saturday, every winnin...
10/15/2026

It's football season. 🏈

Whether you're watching Thursday night, Friday under the lights or all day Saturday, every winning team has a game plan. Your home search should too.

Your homebuying playbook:
• Play 1: Check your credit and clear up any surprises
• Play 2: Get Pre-Qualified so you know your range
• Play 3: Build your team, a lender and a real estate agent
• Play 4: Score the keys

Get your gameplan https://www.gfshomeloans.com/loan-officer/jose-conde and we'll draw up yours.

10/14/2026

🏡🔑 ¿Te dijeron que no calificabas?

Mi pregunta es: ¿Quién te lo dijo y qué opciones revisaron? 🤔

Que no califiques para un programa hipotecario no significa que no existan otras alternativas para ti.

✨ Cada comprador es diferente y sus opciones también.

📲 ¡Contáctame y encontremos el financiamiento que mejor se adapte a tu perfil y tus objetivos!

October is Breast Cancer Awareness Month.We stand with the fighters, honor the survivors, and remember those we've lost....
10/14/2026

October is Breast Cancer Awareness Month.

We stand with the fighters, honor the survivors, and remember those we've lost. And we're thinking of every family walking this road together.

This month, take a moment to schedule your screening and remind someone you love to do the same.

10/13/2026

🏡✨ ¿Trabajas por cuenta propia y el año pasado no tuviste buenos ingresos?

¡Todavía tienes oportunidad de comprar tu casa! 🔑

💰 Contamos con opciones de financiamiento que permiten evaluar los ingresos del año corriente, sin depender únicamente de los del año anterior, si cumples con los requisitos.

🏠 ¡No dejes que un año difícil detenga tus sueños!

📲 Contáctanos y descubre si calificas.

Happy 251st birthday to the United States Navy.Thank you to every sailor who has served, and to the families who serve a...
10/13/2026

Happy 251st birthday to the United States Navy.

Thank you to every sailor who has served, and to the families who serve alongside them.

10/12/2026

🏡🤝 ¡Con GFS Home Loans tienes todo un equipo respaldándote! 💙

Cuando trabajas con nosotros, no cuentas con un solo especialista, sino con un equipo completo de profesionales comprometidos con tu proceso hipotecario. 🔑✨

💼 Estamos aquí para responder tus dudas, encontrar soluciones y acompañarte en cada paso hacia tu casa propia.

🏠 ¡Tu sueño es nuestro compromiso y nuestro equipo es tu respaldo!

📲 ¡Contáctanos y déjanos ayudarte!

Rates finally caught a break. ☀️The 30-year fixed averaged around 7.48% as of Friday, down about 0.09% on the week and a...
10/12/2026

Rates finally caught a break. ☀️

The 30-year fixed averaged around 7.48% as of Friday, down about 0.09% on the week and at its lowest level in two weeks, per Mortgage News Daily. Thursday brought the biggest one-day drop in three months.

Meanwhile, buyers keep gaining ground:
- Homes for sale are up 6.7% from a year ago, the fastest growth since February
- With new-home demand cooling, some builders may be offering more incentives

This week, inflation reports on Wednesday and Thursday could decide whether the relief sticks.

Wondering if this is your window? Comment UPDATE and we'll walk through it with you.

Sources: Mortgage News Daily, Realtor.com, MBA. Rates shown are national averages, not a quote or commitment to lend.

Address

11401 SW 40 Street STE: 470
Miami, FL
33165

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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