William A Ledesma

William A Ledesma Mortgage Loan Originator (MLO), NMLS ID 1232716, in Florida specializing in FHA loans, VA loans, con

⚠️ ATTENTION OUT-OF-STATE BUYERS: Your window to move to Florida tax-free is closing fast! 🌴Florida is moving to elimina...
06/02/2026

⚠️ ATTENTION OUT-OF-STATE BUYERS: Your window to move to Florida tax-free is closing fast! 🌴

Florida is moving to eliminate homestead property taxes. But to protect locals, there is a 5-year lockout for anyone who moves here after the law passes.

💡 The Strategy: Buy your Florida home and establish residency BEFORE the November vote to get grandfathered into the tax-free status from day one. If you wait, you will pay property taxes for 5 years AND pay inflated home prices once the rush begins.

Stop waiting. The time is now.

📲 Comment "MOVE" below and my team at Bold Mortgage will send you our Out-of-State Relocation Guide and get your pre-approval started!

🛑 RENTERS: Waiting for interest rates to drop is going to cost you tens of thousands of dollars. Here is why:👇Florida is...
06/01/2026

🛑 RENTERS: Waiting for interest rates to drop is going to cost you tens of thousands of dollars. Here is why:👇

Florida is about to vote on making homestead properties TAX-FREE. This historic move will eliminate property taxes for up to 92% of Florida residents.

💥 The Reality: When property taxes disappear, home demand will explode, and home prices will skyrocket. If you wait until November to buy, you will pay a massive premium for the exact same house.

Buy now, lock in your price, and enjoy the tax-free benefit when it passes!

📲 Comment "QUALIFY" below to get your instant pre-qualification link and see what you qualify for today!

Think down payment help isn’t for you? Think again. I help Doral homebuyers combine local and state assistance to lower ...
06/01/2026

Think down payment help isn’t for you? Think again. I help Doral homebuyers combine local and state assistance to lower upfront costs and make offers stronger. 🏡✅

Here’s how we work: we review your eligibility, match programs to your loan, and layer assistance so you pay less at closing. Many Doral applicants qualify for grants or forgivable loans that reduce cash needed on day one.

Curious if you qualify? Visit https://wix.to/wUCO9Zf or message me — I’ll walk you through the steps. 📲

Ready to tour homes in Doral? I’m William Ledesma, Senior Loan Officer — I’ll walk you through quick pre-approvals so yo...
06/01/2026

Ready to tour homes in Doral? I’m William Ledesma, Senior Loan Officer — I’ll walk you through quick pre-approvals so you know what documents to bring, how long it takes, and how credit matters. Being pre-approved boosts your bargaining power in competitive Florida markets. Visit https://wix.to/DSjQlwl to get started. Ready to make offers with confidence? 🏡✅

Thinking about your first Doral rental? I’ll show how the right mortgage can speed your wealth-building. I use tailored ...
06/01/2026

Thinking about your first Doral rental? I’ll show how the right mortgage can speed your wealth-building. I use tailored loan strategies and cash-flow analysis to match financing to your buy‑and‑hold goals. Curious which loan fits your scenario—low down payment, FHA to investor conversion, or a portfolio loan? I’ve helped local investors in Doral navigate rates, reserves, and tax-smart decisions. Ready to run numbers for your property? Visit https://wix.to/okCWIuW and let’s get started. 🏠💼

Doral buyers — here’s a quick mortgage rate snapshot and what it means for your monthly payment. Interest rates have mov...
06/01/2026

Doral buyers — here’s a quick mortgage rate snapshot and what it means for your monthly payment. Interest rates have moved slightly this month. Even a 0.25% change can shift your payment by about $50–$70 on a $350,000 loan. That’s real monthly buying power. I lock rates when markets get choppy, and I’ll walk you through fixed vs adjustable options so you keep control. Want a personalized estimate for Doral (3401 NW 82nd Ave #230)? Click to get started: https://wix.to/SSU346L 🔍🏡

Have questions about rate locks or which loan fits you best? Ask me below — I’ll help you compare the numbers.

Buying in Doral? I can help you access local down payment aid, Hometown Heroes perks, and FHA or conventional options to...
06/01/2026

Buying in Doral? I can help you access local down payment aid, Hometown Heroes perks, and FHA or conventional options to make it work. A recent client tapped $10k in assistance and cut their monthly payment by $150. Ready to see what you qualify for? Call me — let’s make your move easier. https://wix.to/xBMaQih 🏡🔑

Ready to buy in Doral or nearby Miami suburbs? I’ll make pre-approval fast and simple. With 20+ years’ experience, I del...
06/01/2026

Ready to buy in Doral or nearby Miami suburbs? I’ll make pre-approval fast and simple. With 20+ years’ experience, I deliver quick FHA and conventional pre-approvals — average turnaround: 24–48 hours for complete files. You’ll typically need ID, pay stubs, bank statements, and tax returns. A stronger pre-approval helps your offer stand out in competitive neighborhoods. Want a quick walkthrough? Visit https://wix.to/LSGuqyL and let’s get you ready to make an offer! 🏠✅

La razón #1 por la que la gente no compra es un mito que cree.No necesitas el 20% de inicial.FHA empieza en 3.5%. Conve...
05/31/2026

La razón #1 por la que la gente no compra es un mito que cree.

No necesitas el 20% de inicial.
FHA empieza en 3.5%. Convencional en 3%. VA y USDA — cero inicial.
Florida tiene programas de asistencia para el pago inicial que la mayoría ni sabe que existen.

La barrera no es el pago inicial. Es no conocer tus opciones.

Address

4960 Sw 72 Avenue Suite 400
Miami, FL
33155

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+17863873676

Website

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