PS Mortgage Lending, NMLS 968090

PS Mortgage Lending, NMLS 968090 Phil's personal NMLS is 365768.

PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd®" - & his team of Licensed Mortgage Loan Originators, authorities in the world of property financing & real estate brokerage. PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd" - & his team of Licensed Mortgage Loan Originators, authorities in the world of property financing & real estate brokerage. Quoted

in Forbes for expertise & knowledge in the field, Phil is not only well versed on every topic associated with mortgages, he's passionate about helping clients. PS Mortgage Lending knows that there is no "one-size-fits-all" deal when it comes to purchasing property, so they custom tailor a solution for every client. Helping homeowners in Florida & Texas since 2012, PS Mortgage Lending excels at finding the perfect fit to create homeowners as conveniently as possible. One of about only 150 Certified Reverse Mortgage Professionals in the US, Phil currently also sits on the Ethics Committee of the National Reverse Mortgage Lenders Association. A proud veteran of both the wars in Iraq & Afghanistan, The Mortgage Nerd & his team are professionals at securing the right property loan for anyone

Always awesome to be recognized by your peers and coaches and receive the “GO! Getter” award.  Thank you   .io
05/09/2026

Always awesome to be recognized by your peers and coaches and receive the “GO! Getter” award. Thank you .io

Who likes dessert cocktails?  I learned how to make a Carajillo after a trip to Mexico City, which is one of the top coc...
05/07/2026

Who likes dessert cocktails? I learned how to make a Carajillo after a trip to Mexico City, which is one of the top cocktail bar cities in North America.

This carajillo was special! Gotta give it to for a great dinnner and dessert cocktails.

You can’t go to   without the obligatory Cloud Gate photo!
05/06/2026

You can’t go to without the obligatory Cloud Gate photo!

Opening day of grouper season was epic.  We hit our 2 grouper limit with 19 and 38 pounders.
05/04/2026

Opening day of grouper season was epic. We hit our 2 grouper limit with 19 and 38 pounders.

Gotta love the ignorance.  I’ve sat down with thousands of senior clients who can barely afford to live on their social ...
12/15/2025

Gotta love the ignorance. I’ve sat down with thousands of senior clients who can barely afford to live on their social security income AND ARE FORCED TO PAY PROPERTY TAX.

Let’s look at real numbers:

2019 FL property taxes $32B. 2025 FL property taxes $56B. Yet did teaches and cops and firefighters get raises? Barely.

Homestead properties are 30% of the $56B, which means $39B in property taxes will remain.

The fear mongerers are out in full force.  They’re saying ANYTHING to get attention and eyeballs on their content.  Incl...
12/13/2025

The fear mongerers are out in full force. They’re saying ANYTHING to get attention and eyeballs on their content. Including using FALSE STATS.

Google “housing inventory: active listings” and you’ll find the St. Louis Fed tracks this. The other data point “current number of buyers” is a data point that you can’t find because it doesn’t exist!!!!

But assuming they’re right, and it’s 1.4M, then the 1.072M listing are over 300k less than the buyers. 🤷🏻‍♂️🤷🏻‍♂️🤷🏻‍♂️🤷🏻‍♂️

Fed Chair Powell finally saying more than just “tariffs cause inflation”.  He’s breaking down the labor market, deflatio...
08/22/2025

Fed Chair Powell finally saying more than just “tariffs cause inflation”. He’s breaking down the labor market, deflation in housing, and more. Rates seem to be dropping so far.

What is your take on this?The last 6 months of inflation (below) averaged is 1.7% (rounded up from 1.66667%).  But the y...
08/12/2025

What is your take on this?

The last 6 months of inflation (below) averaged is 1.7% (rounded up from 1.66667%). But the year over year number is always the focus, which is 2.7%. Thoughts?

Wait!  Isn’t everyone saying that values are falling?  🤔
07/27/2025

Wait! Isn’t everyone saying that values are falling? 🤔

In case you didn’t know, today’s parade is to honor the 250th birthday of the U.S. ARMY!   Just like all the air and sea...
06/14/2025

In case you didn’t know, today’s parade is to honor the 250th birthday of the U.S. ARMY! Just like all the air and sea shows we have throughout yhe U.S. every year.

I’M PROUD TO BE AN AMERICAN AND AN ARMY VETERAN!!!

Address

9480 Southwest 77th Avenue
Miami, FL
33156

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+18888456630

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