Jason.-Jay The Lender-Investor Loans

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Jason.-Jay The Lender-Investor Loans

Mortgage

02/21/2022

What is a DSCR loan?

It’s simple, no need to complicate it.
This where the purchase or refinance is qualified based off the rental income the property produces.

No income docs required!

Usually the rental income needs to cover the monthly Principle, Interest, Taxes & Insurance to qualify. But we can close these even if it doesn’t.

Increase your cash flow with a Interest Only period 40 yr term option.

DM for more info.

11/11/2021

Happy Veterans Day! Thank you to all those who have served.

11/10/2021

This was a fun one. First vacation home purchase by a young client of mine. Congrats on the new pad my friend!

08/19/2021

Congrats to this young couple who just closed on their first home. I couldn’t be more proud of them. They have been so disciplined with how they saved money , paid down credit cards and maintained their credit to prepare for this day. I am happy I could be a part of the journey, Thank you.

Cheers to you!

07/06/2021

Want to know how to calculate what you can afford every month as a mortgage payment?

Its simple , just do this...

1. Use your monthly gross income (before taxes)
2. Use that amount and multiply that by 45%.
3. Then subtract your debt from that number. You want to subtract your monthly debts like credit card payment, car payment, student loans, alimony, child support and another items you have financed.

There you go...The number left over equals your Monthly Mortgage Budget.

*You do not need to include your rent, utility bills, insurance or any other items you are not financing.

07/04/2021

Happy 4th America! 🎉🎆🎇

06/26/2021

Your Debt to Income Ratio is one of the most important qualifying components to a mortgage your lender will look at.

Your DTI will show us how much of your income goes towards paying your monthly debts.

Lenders will use your DTI to determine whether or not a you are able to make your monthly mortgage payment.

If your percentage is too high your lender will more than likely not be able to qualify you.

In order to qualify for a home loan keep that DTI between 45%-50% or below .

05/31/2021

Great time helping this 1st Time home buyer purchase this gorgeous condo in Miami. If you are looking to buy a condo in the Miami make sure you secure tour financing from a lender who understands the condo finance market. This one had many road blocks but at the end we were able to close this deal!

05/17/2021

I had the pleasure of helping this newly retired couple refinance their home dropping their mortgage payment $470 a month. That’s true savings, going into their pocket every month so that they can better plan their retirement years. Thanks Charlie and Nancy for the opportunity o serve you!

04/04/2021

As easy as I,2,3 if you are looking to purchase a new home or refinance your existing home. Just clink below and apply for a home loan today.

https://apply.cfmtg.com/ #/milestones?referrerId=jdalmau%40cfmtg.com&loanType=MORTGAGE

Address

Miami, FL

Telephone

+13054178861

Website

http://CFMTG.COM/, https://apply.myhometrac.com/#/?loginMethod=email, https://calendly.com/jaythelender

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