JBW Insurance

06/11/2022

Why is a Life Insurance Retirement Plan so powerful???

*TAX FREE GROWTH*
The funds in a LIRP track market indexes like the S&P 500, Dow Jones Industrial Average, and more in its cash value account – and the money grows tax-deferred, just like in an IRA or 401(k).

*TAX FREE DISTRIBUTIONS*
Traditional IRAs and 401(k) allow you to build up funds tax-deferred, but Uncle Sam gets a portion of your withdrawals (i.e., tax) in the future. But a LIRP gives you the option to grow the cash account tax-deferred AND access the money tax-free.

*ZERO DOWNSIDE MARKET RISK*
While you are allowed to benefit from the growth of the underlying indexes in a LIRP, you don’t incur losses when the index has a down year. So, your gains can continue on top of previous growth, without having to “make up” for any previous loss.

*PORTFOLIO PROTECTION FROM VOLATILITY* 🛡
Even if the underlying index(es) performs poorly in a given time period, a LIRP will simply credit the cash account with a 0% for that period. This can be nice in times like the 2008 Recession and the 2020 COVID-19 crisis (and corresponding stock market dip).

*NO CONTRIBUTION LIMITS*
Unlike IRAs and employer-sponsored retirement plans, LIRPs does not impose an annual contribution limit. So, even if you have “maxed out” these other accounts, you can still continue adding to a LIRP, and in turn, keep accumulating funds on a tax-free basis.

*A DEATH BENEFIT IF YOU DIE* 💵
LIRPs are often referred to as “self-completing” because if the unexpected occurs, your loved ones will still have access to the death benefit funds on an income-tax free basis.

Contact me today for more information on how a LIRP could benefit you!

06/09/2022

Annuity Awareness: Annuity 101👇🏾

When building a retirement strategy, an annuity could be a consideration for an individual looking for a consistent retirement income stream with potential growth that is tax deferred. Or an individual who can contribute more money than is allowed in a 401(K) or defined contribution plan, as there are no limits on annuities.

Want to learn more about an annuity? Lets connect.

05/30/2022

The legacy of heroes — the memory of a great name, and the inheritance of a great example.

As we express our gratitude, we must never forget that the highest appreciation is not to utter words but to live by them. - John F. Kennedy 🤍❤️💙

05/25/2022

Food for thought. With gas prices above $4 in every state, above $5 in many, and mortgage/rent payments skyrocketing, what are you doing to prepare for an uncertain financial future?

03/30/2022

Learn how to protect your wealth and prepare for retirement with 30 year life insurance expert Gene Chapman. Starts at 9 pm est/6 pm pst. DM me for the link.

03/24/2022

Do any of these apply to your? If so, then life insurance is needed for you and your family.

03/19/2022

Plan your kids college fund with Palms Insurance

Did you know it will only cost a parent $15 to cover three young children for $10,000 whole life coverage . Help them accumulate cash to help their college fund.

03/19/2022

Did you know it will only cost a parent $15 to cover three young children for $10,000 whole life coverage . Help them accumulate cash to help their college fund.

03/18/2022

Call me if you have a primarica term policy and would like to have a policy with cash value.

03/07/2022

Are you looking for additional $2,000 a month, part time, working remotely? We are developing leaders with Palms Insurance. Contact me at (480) 993-8946 for more details. #

03/01/2022

Are you looking for additional $2,000 a month, part time, working remotely? We are developing leaders with Palms Insurance. Contact me at (480) 993-8946 for more details.

02/22/2022

Who we are:

- Financial services marketing company in the Life Insurance Industry

- Pay is commission only + bonuses

- We educate families on how to make and save money

- We are recession proof and have thrived during the pandemic

- Conduct business remotely via zoom

Part time opportunity- You want to enjoy time at home with your