International Bankers - Mortgage Division

International Bankers - Mortgage Division Our licensed mortgage originators are trained and well-versed in all areas of residential lending including conforming and jumbo mortgages.

Broad areas of expertise include:
Ins to 70% LTV F/ SFRS. Ins to 65% Condos.and more! International Bankers Group | NMLS # 339877

Mortgage Loan Originator License -347870

Why the Type of Property You Buy Can Affect Your Mortgage Options: When buyers start thinking about mortgage options, th...
09/15/2026

Why the Type of Property You Buy Can Affect Your Mortgage Options: When buyers start thinking about mortgage options, they often focus on their own finances: income, credit, debts, savings, and down payment. But there is another part of the equation that can be easy to overlook. The property itself matters. A traditional single-family home, condominium, manufactured home, multi-unit property, or unusual property may not be treated exactly the same when it comes to financing.

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What’s Ahead For Mortgage Rates This Week – September 14th, 2026: While CPI data has come in within expectations for cur...
09/14/2026

What’s Ahead For Mortgage Rates This Week – September 14th, 2026: While CPI data has come in within expectations for current inflation, inflation remains much higher than in previous years. The rate is holding steady at 2.4%, which is above the Federal Reserve's 2.0% target.

The post What’s Ahead For Mortgage Rates This Week – September 14th, 2026 appeared first on International Bankers Financial Group.

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How Mortgage Underwriting Looks at Your Financial Picture: Mortgage underwriting can seem mysterious when you are buying...
09/11/2026

How Mortgage Underwriting Looks at Your Financial Picture: Mortgage underwriting can seem mysterious when you are buying a home. You submit documents, answer questions, and sometimes receive requests for additional information without knowing exactly what is happening behind the scenes. Understanding the purpose of underwriting can make this stage of the mortgage process much less intimidating.

The post How Mortgage Underwriting Looks at Your Financial Picture appeared first on International Bankers Financial Group.

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Why Your Cash Reserves Matter After You Buy a Home: Saving enough money for a down payment and closing costs can feel li...
09/10/2026

Why Your Cash Reserves Matter After You Buy a Home: Saving enough money for a down payment and closing costs can feel like the primary financial goal when purchasing a home. However, becoming a homeowner does not mean your need for savings disappears at closing. Keeping money available after the purchase can provide an important financial cushion as you adjust to the costs and responsibilities of homeownership.

The post Why Your Cash Reserves Matter After You Buy a Home appeared first on International Bankers Financial Group.

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Consejos clave para conseguir mejores condiciones en su hipoteca: Negociar su hipoteca es un paso importante para obtene...
09/10/2026

Consejos clave para conseguir mejores condiciones en su hipoteca: Negociar su hipoteca es un paso importante para obtener condiciones favorables y potencialmente ahorrar dinero a largo plazo. Estos consejos prácticos pueden ayudarle a prepararse mejor y tomar decisiones más informadas durante el proceso. Conozca su situación financiera Antes de comenzar, analice cuidadosamente sus finanzas. Revise su puntaje de crédito, ingresos, deudas y situación financiera […]

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What Happens If Your Income Changes Before Closing?: Getting approved for a mortgage is an important milestone, but the ...
09/09/2026

What Happens If Your Income Changes Before Closing?: Getting approved for a mortgage is an important milestone, but the financial review does not necessarily end once you receive an initial approval. Lenders may verify certain information again before closing, including your employment and income. If your income changes during this period, it could affect your mortgage approval, depending on the circumstances.

The post What Happens If Your Income Changes Before Closing? appeared first on International Bankers Financial Group.

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What’s Ahead For Mortgage Rates This Week – September 8th, 2026: The Non-farm Payroll figures are a strong indicator of ...
09/08/2026

What’s Ahead For Mortgage Rates This Week – September 8th, 2026: The Non-farm Payroll figures are a strong indicator of the job market and showed a notable increase this quarter. However, this doesn't necessarily indicate a significant shift in the job market as a whole, as certain sectors have experienced outsized impacts compared to others. JOLTs job openings data does support the increase in openings seen over the last quarter, though it is not among the largest indicators on the broader economic scale.

The post What’s Ahead For Mortgage Rates This Week – September 8th, 2026 appeared first on International Bankers Financial Group.

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4 Ways to Help Your Mortgage Transaction Close On Time: When you've finally found the home you're looking for at the rig...
09/04/2026

4 Ways to Help Your Mortgage Transaction Close On Time: When you've finally found the home you're looking for at the right price, it's easy to think that the hard part is over; however, there's still a lot to do in order to ensure your purchase goes through without a hitch. If you're tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

The post 4 Ways to Help Your Mortgage Transaction Close On Time appeared first on International Bankers Financial Group.

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Ways That You Can Go Greener On Your Home Improvement: Use eco-friendly materials: Consider using materials that are mad...
09/03/2026

Ways That You Can Go Greener On Your Home Improvement: Use eco-friendly materials: Consider using materials that are made from sustainable and renewable resources such as bamboo, cork, or recycled materials. These materials not only have a lower impact on the environment but can also add a unique touch to your home.

The post Ways That You Can Go Greener On Your Home Improvement appeared first on International Bankers Financial Group.

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The Advantages And Disadvantages Of Using Online Mortgage Lenders: Using online mortgage lenders can offer several advan...
09/02/2026

The Advantages And Disadvantages Of Using Online Mortgage Lenders: Using online mortgage lenders can offer several advantages and disadvantages compared to traditional brick-and-mortar lenders. It's important to weigh these factors based on your individual preferences, needs, and financial situation. Here's a breakdown of the pros and cons

The post The Advantages And Disadvantages Of Using Online Mortgage Lenders appeared first on International Bankers Financial Group.

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2828 Coral Way/Suite 100
Miami, FL
33145

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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