Olga Hapitan - Mortgage Loan Originator

08/02/2024

Dreaming of homeownership? ✨ Low mortgage rates are making it more affordable than ever to turn your house hunt into a reality! 🏡 Lower monthly payments mean more money for you to enjoy. Plus, you could qualify for a bigger place or save more for a down payment. Ready to make your move?
Let's chat! If you have any questions or want to go over how to qualify for a mortgage send a DM, comment below, or call (305) 761-2562

https://www.housingwire.com/articles/mortgage-rates-plummet-and-everything-has-suddenly-changed-for-now/?cx_testId=16&cx_testVariant=cx_1&cx_artPos=0&cx_experienceId=EXQEK4SQSVBN&cx_experienceActionId=showRecommendations9GR8LAQ5KZBLMSW

Prospective borrowers with strong credit are locking mortgages this week at the lowest rates in more than a year.

04/17/2024

Mortgages can be intimidating, but the only thing you need to do is reach out. I will gladly help you on your journey. Say goodbye to monthly renting costs that only fill your landlord's pockets and become a homeowner!

If you have any questions or want to go over how to qualify for a mortgage send a DM, comment below, or call (305) 761-2562

03/20/2024

Unlock the power of home equity with these 3 essential strategies tailored to your life: 1. Find Your Perfect Home: Too big? Too small? Whatever the case, your home's equity can open doors to the place that’s just right for you. 2. Upgrade Your Space: Renovate or redecorate to breathe new life into your home. A wise choice here will pay dividends down the road. 3. Achieve Your Dreams: Whether it's education, launching a business, or securing retirement, your home's equity can be the key. Ready to explore your possibilities? Reach out today and discover the path to success.

11/23/2023

I am especially grateful during this season of gratitude. Thank you for being a wonderful and supportive client and always referring me to your family and friends. Happy Thanksgiving!

08/19/2023

A single photograph has the ability to freeze a moment in time and preserve it for future generations. It can evoke emotions and tell its own story by transporting us back to different locations and times.

03/02/2023

False. Your income is just one part of the puzzle piece to determine how much you can borrow. Many factors such as debt, student loans, and credit scores are also used in determining what you qualify for.

If you have any questions or want to go over how to qualify for a mortgage send a DM, comment below, or call (305) 761-2562

01/20/2023

Question of the day: What’s the worst part of renting? Hard to choose, right? There are minor inconveniences of having loud neighbors who stomp around and not being able to design your home the way you want. But there are more significant problems when it comes to renting–ones that can impact your finances and future. Rent keeps increasing, and none of the rent you pay will build up in equity–it just disappears into your landlord’s pocket! If you are tired of renting, there are other options out there. Send a DM to get the information you need to stop renting and start investing in your future. If you’re renting right now, comment what you think the worst part of renting is in the comments!

f you have any questions or want to go over how to qualify for a mortgage send a DM, comment below, or call (305) 761-2562

12/25/2022

12/22/2022

Don't let rising interest rates scare you away from purchasing a home. As interest rates rise, housing prices have been coming down to match the decrease in buyer demand. Remember, you can refinance should rates lower in the future, but you can't change the home's purchase price. A lower purchase price comes with lower property taxes and a higher potential return on investment. So keep in mind although rising interest rates are not ideal, there are some positive impacts that they can have, and you can refinance if rates come back down again.

If you have any questions or want to go over how to qualify for a mortgage send a DM, comment below or call (305) 761-2562

12/13/2022

Perfect!

12/11/2022

Getting pre-approved for a mortgage loan is the first step towards buying your dream home or an investment property.

If you have any questions or want to go over how to qualify for a mortgage send a DM, comment below or call (305) 761-2562

12/09/2022

Pre-approval is the first step in the home-buying process. These are just 3 of many factors that affect what you may be approved for. Lenders take into account your current income, the history of your employment, and any other debt you have.
For more advice, please shoot over a DM or call (305) 761-2562