Stellar Public Adjusting Services

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Stellar Public Adjusting Services Got property damage? We also provide free claim reviews and detailed damage inspections, giving you peace of mind during stressful situations.

We can help.

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• West Coast FL: 1777 Tamiami Trail, Ste 308, Port Charlotte, FL 33948
• East Coast FL: 2450 NE Miami Gardens Dr, Ste 20
• Tennessee: 3200 West End Ave, Ste 500, Nashville, TN 37203 Stellar Public Adjusting Services is a licensed and insured firm specializing in professional insurance claim representation for homeowners and business owners. With years of experience, we assist policyholders with a wide range of insurance claims, including:

âś… Fire
âś… Water Damage
âś… Pipe Breaks
âś… Roof Leaks
âś… Mold
âś… Flood
âś… Hurricane
âś… Vandalism/Theft
âś… Business Interruption

Our team expertly handles new claims and re-opens existing ones, ensuring you receive the maximum payout from your insurance company. Whether it’s storm recovery or everyday property issues, Stellar is here to guide you through the claims process every step of the way. Call us today: (888) 987-8355

Mitigation removes evidence. Photographs taken before it are worth more than any estimate written after.
10/02/2026

Mitigation removes evidence. Photographs taken before it are worth more than any estimate written after.

Carrier claimed damages were under the deductible. Pushed the file to appraisal with the full damage scope. Settled at $...
10/01/2026

Carrier claimed damages were under the deductible. Pushed the file to appraisal with the full damage scope. Settled at $303,854.

A claim can run for months, and most of that time the owner is waiting. What people remember is whether someone kept the...
09/30/2026

A claim can run for months, and most of that time the owner is waiting. What people remember is whether someone kept them informed along the way, right down to telling them when the money was on its way. Thank you Patricia, and thank you Karla for the work behind this one.

Paid a fraction of the cost. It reads as a final answer. In our records it was an opening position several times, and th...
09/29/2026

Paid a fraction of the cost. It reads as a final answer. In our records it was an opening position several times, and the some of those settled above $1,500,000 after the damage was documented properly.

When a carrier says the damage is under your deductible, it means their estimate came in below it, so the claim pays not...
09/28/2026

When a carrier says the damage is under your deductible, it means their estimate came in below it, so the claim pays nothing. That estimate reflects what their adjuster scoped, and anything left out of the scope is left out of the number. It reads as a verdict. It is an estimate, and estimates can be challenged. In our records several cases started with this answer. Several settled above $1,000,000 once the full damage was documented.

When a carrier sends an adjuster, that adjuster is doing a job for the carrier. It is not a conspiracy, it is an employm...
09/17/2026

When a carrier sends an adjuster, that adjuster is doing a job for the carrier. It is not a conspiracy, it is an employment relationship, and it is worth understanding before you accept the number it produces. A public adjuster inspects the same damage and writes the same kind of estimate, and is licensed and regulated to do it on your behalf. Same job title. Opposite sides of the table.

The cleanup crew is trying to help. They are also removing your evidence. Before anything gets moved, dried or thrown ou...
09/15/2026

The cleanup crew is trying to help. They are also removing your evidence. Before anything gets moved, dried or thrown out, photograph it: wide shots of each affected room, close-ups of the damage, the source if you can see it, standing water before it drains, and a timestamp on everything. Photographs taken before mitigation are worth more than any estimate written afterwards.

Myth: Every leak after a hurricane is covered by insurance.Reality: Coverage depends on how the damage occurred and the ...
08/23/2026

Myth: Every leak after a hurricane is covered by insurance.

Reality: Coverage depends on how the damage occurred and the terms of your policy. Understanding the cause of the damage is an important part of determining what may be covered. If you have questions about your claim, Stellar is here to help.

Every property is different. The severity of the damage, your deductible and your policy all play a role. If you're unsu...
08/21/2026

Every property is different. The severity of the damage, your deductible and your policy all play a role. If you're unsure, getting a professional opinion before filing can help you make a more informed decision.

Not all storm damage is obvious. Water and roof damage and structural issues can take days or even weeks to appear. If y...
08/20/2026

Not all storm damage is obvious. Water and roof damage and structural issues can take days or even weeks to appear. If you notice any of these signs after a storm, it's worth having your property inspected before the damage gets worse.

Address

2450 NE Miami Gardens Drive Ste 200
Miami, FL
33180

Telephone

+18883531043

Website

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