L.Martin Financial Group

08/20/2026

Where does DROP fit into your retirement plan?

For many firefighters, DROP can be one of the biggest retirement decisions they make. It’s not just about whether you’re eligible. It’s about understanding how DROP works alongside your pension, other savings, and the income you’ll need once employment ends.

A strong retirement plan looks at how all of the pieces work together. ♟️

08/17/2026

❓What should you be planning for before your last shift?

Retirement planning is about more than one account or one benefit. It means looking at the full picture — your pension, deferred compensation, personal savings, insurance protection, taxes, survivor needs, and the timing of each income source.

The goal is not just to retire. The goal is to retire with a plan. 📑📝

08/14/2026

Firefighters spend their careers preparing for the unexpected. Retirement shouldn’t be one of them.

We’re starting a new Firefighter Retirement Q&A series to break down some of the questions first responders often have about pensions, DROP, deferred compensation, early retirement, and how all of those pieces fit together.

First up: If you retire before age 59½, are you automatically penalized for accessing retirement money?

The answer may be different than you think.

Follow along as we tackle one question at a time and make retirement planning a little easier to understand.

https://www.lmartinfinancial.com/

08/11/2026

For me, entrepreneurship has always been about more than building a business. It’s about building something that lasts.

Something that creates opportunity. Something that strengthens families. Something our children can look at one day and understand that ownership, preparation, and legacy were always part of the plan.

At L. Martin Financial Group, that same philosophy shapes the work we do every day: helping individuals and families think beyond today and make intentional decisions about what they’re building for tomorrow.

This month, we celebrate the entrepreneurs, professionals, and business owners who continue to build, create, serve, employ, invest, and leave something meaningful behind.

Built with purpose. Built for legacy.

07/25/2026

Every shift is about protecting someone else.

Your retirement deserves that same level of protection.

Whether you’re just starting your career or getting closer to retirement, understanding your pension, retirement income options, and long-term financial strategy can make a real difference.

Let’s build a plan that works as hard as you do.

📞 786-333-9010
📧 [email protected]

04/18/2024

12/08/2023

Happy Holidays from L.Martin Financial Group

Sending you greetings over the festive season.

10/12/2023

October Newsletter

Dear Valued Clients and Friends, We hope this newsletter finds you well and enjoying the autumn season. At L. Martin Financial Group, we believe in keeping you informed about the latest financial insights and community events. In this October newsletter, we have divided the content into three segmen...

09/17/2023