08/31/2022
Medicare Checklist
What to do to get prepared for Medicare
Medicare can be complex, but this handy checklist has everything you need to get ready to enroll. Let’s get started!
6 Months Before Turning 65:
Explore the Medicare & You Brochure.
Start with an overview
Read about Parts A & B
Read about Part C
Read about Part D
Read about Medigap
Does your work history (or current/former spouse’s) qualify you for coverage? Find out
Learn how other coverage works with Medicare.
Check eligibility and explore your options.
Make sense of the costs of Medicare.
Start with an overview.
Read about Parts A & B costs
Read about Part C costs
Read about Part D costs
Read about Medigap costs
Learn about getting help with costs
Understand your enrollment options.
Start with an overview
Plan to enroll on time to avoid penalties and delays in coverage, depending on when is best for you.
If you plan to enroll in your Initial Enrollment Period, set a reminder for yourself for 3 months before your 65th birthday.
If you have more questions, please contact us and a licensed advisor will answer you.
786-274-3864
4 Months Before Turning 65:
Compare plans for coverage packages
Calculate costs per month/year for:
Premiums
Deductibles
Copays & coinsurance
3 Months Before Your 65th Birthday:
Enroll in Part A during your Initial Enrollment Period. You should also enroll in Part B unless you are eligible for a Special Enrollment Period.
Confirm receipt of Medicare card(s).
Talk to a benefits advisor to get detailed information about plans.
See if you qualify.
Make sure to ask these important questions:
Will I have to choose hospital and healthcare providers from a network?
Will my doctors accept the coverage? If not, are there doctors near me who will?
Will I need referrals to visit specialists?
Will the plan cover me if I get sick while traveling in another state?
What will my prescription drugs cost?
Are my drugs on the plan’s drug list (or formulary)?
Does the plan include the pharmacies I currently use?
Can I get my prescriptions through the mail?
Does the plan have a good quality rating?
Make your decision.
Learn how to use your Medicare.
Let’s get started!
If you have more questions, please contact us and a licensed advisor will answer you.
786-374-3864