Manuel Llera - Universe Financial

Manuel Llera - Universe Financial Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Manuel Llera - Universe Financial, Mortgage brokers, 2530 SW 87th Avenue Suite 101, Miami, FL.

Miami based mortgage broker specializing in 1st Time Home Buyer, VA, Conventional , Hard Money, Ground up Construction loan, DSCR, Bank Statements, Profit & Lost loan and Down Payment Assistant.

08/28/2026

🏡 OPEN HOUSE!

📅 THIS SATURDAY
⏰ 10 AM – 1 PM

📍 12242 SW 16th Ter.
Miami, FL 33175

🏠 2 Bedrooms | 1.5 Bathrooms
✨ Remodeled Kitchen
🌴 Private Patio
🚗 2 Assigned Parking Spaces

💰 $355,000

Tired of paying rent?
👉 Come see your future home!

🔑 Can you qualify to buy?
📲 Manuel Llera | 305-972-4204

STOP BY! 🏡❤️ Universe Financial Corp One Stop Realty Center

08/07/2026

🎉 CLOSING DAY! 🏡🔑

Another successful closing in the books—and this one was completed in an incredible 19 DAYS! 🚀

Congratulations to our amazing clients on this new chapter! It was a pleasure being part of the journey and helping make their homeownership dreams a reality. 🏠❤️

A huge THANK YOU to the incredible team that helped make this happen:

👏 Madelyn Mendez – Greenlight — Thank you for your hard work, dedication, and keeping everything moving smoothly!

👏 Juliet De La Osa – One Stop Realty — Thank you for your professionalism and teamwork throughout the transaction!

👏 Lisette Williams – One Stop Realty — Thank you for always being on top of everything and helping us get to the finish line!

19 days from start to finish! When everyone works together, communicates, and stays focused, amazing things can happen. 💪🏼🔥

Congratulations to everyone involved! 🥂🔑🏡

Universe Financial Corp One Stop Realty Center One Stop Title Services

08/03/2026

🎉 Another Clear to Close! 🎉

There’s nothing better than helping another family reach the finish line of their homeownership journey! 🏡🔑

This purchase loan was Cleared to Close in just 12 days—a testament to great teamwork, communication, and a smooth lending process.

Whether you’re buying your first home, upgrading, or investing, my goal is to make your mortgage experience as fast and stress-free as possible.

Thinking about buying a home? Let’s make it happen!

📞 Contact me today to get pre-approved and take the first step toward your dream home.

07/23/2026

🎉 Another Clear to Close! 🎉

There’s nothing better than helping clients reach the finish line of homeownership! 🏡

I’m excited to share that another purchase loan has been Cleared to Close in just 19 days! 🚀

This milestone is the result of great teamwork between the borrower, Realtor, title company, processor and lender. Thank you to everyone who helped make this happen!

If you’re thinking about buying a home, let’s make the process as smooth and stress-free as possible. Whether you’re a first-time homebuyer or your next home is around the corner, I’m here to guide you every step of the way.

📞 Ready to get started? Let’s talk!

07/08/2026

🏡 Two incredible home financing opportunities are here to help you become a homeowner!

Whether you’re a doctor beginning your career or a Florida Hometown Hero serving our communities, there may be a mortgage program designed just for you.

👨‍⚕️ Doctor Loan Program
✅ Low or no down payment options
✅ No private mortgage insurance (PMI) on many loans
✅ Flexible student loan considerations
✅ Designed for eligible medical professionals

🦸 Florida Hometown Heroes Program
💰 Receive up to $35,000 in down payment and closing cost assistance for eligible borrowers.
📅 The program returns July 13, 2026!

Eligible occupations include:
✔️ Healthcare workers
✔️ Teachers & school staff
✔️ First responders
✔️ Law enforcement & public safety
✔️ Childcare workers
✔️ Veterans
✔️ Active-duty military and more!

Thinking about buying a home? Let’s find out which program is right for you.

📞 Call or text: 305-972-4204
📧 [email protected]

Let’s make your dream of homeownership a reality! 🏠✨

07/06/2026

🎉 Another Happy Homebuyer! 🎉

Congratulations to my client on receiving a Same-Day Loan Approval! 🏡✅

One of the biggest advantages of working with the right lender is speed and efficiency. Getting approved the same day means we’re one step closer to the closing table and making homeownership a reality!

Whether you’re a first-time homebuyer, purchasing your next home, or refinancing, I’m here to help guide you through every step of the mortgage process.

📞 Ready to get started? Let’s talk about your options and see how quickly we can get you approved!

Manuel Llera
Mortgage Loan Originator
📲 Contact me today!

Financial CorpOne Stop Realty Center

07/04/2026

🇺🇸 Happy 4th of July! 🇺🇸

As we celebrate 250 years of American independence (1776–2026), we honor the freedom, courage, and opportunities that make this nation so special.

At Universe Financial Corp., we’re proud to help families achieve the American Dream through homeownership. Whether you’re buying your first home or your next one, we’re honored to be part of your journey.

Wishing everyone a safe, joyful, and memorable Independence Day filled with family, friends, and celebration.

Happy 4th of July, and God Bless America! 🇺🇸❤️🤍💙

07/01/2026

🏡 Are you a Doctor Looking to Buy a Home? 👨‍⚕️👩‍⚕️

Great news! Universe Financial offers a Doctor Loan Program designed specifically for medical professionals, making homeownership more accessible.

Some of the benefits include:
✅ Low or no down payment options
✅ No Private Mortgage Insurance (PMI) on eligible loans
✅ Flexible debt-to-income guidelines
✅ Student loan debt may be evaluated more favorably
✅ Loan amounts that accommodate higher-priced homes
✅ Available for many physicians, dentists, veterinarians, and other qualifying medical professionals

If you’ve been putting off buying a home because of student loans or a large down payment, this program could be the solution you’ve been waiting for.

📞 Contact me today to learn if you qualify and let’s make your dream of homeownership a reality!

Universe Financial Corp One Stop Realty Center

06/25/2026

🎉 SAME-DAY APPROVAL! 🎉

Another family is one step closer to homeownership! 🏡

Congratulations to my client, Niurka, on receiving a same-day loan approval! This is a huge milestone, and I’m excited to help make the homebuying process as smooth as possible.

If you’re thinking about buying a home, don’t wait. Whether you’re a first-time homebuyer or looking to purchase your next home, I’m here to guide you every step of the way.

📲 Contact me today to see what financing options are available for you!

Universe Financial Corp One Stop Realty Center

06/16/2026

🎉 Another Happy Homeowners! 🎉

Congratulations to our clients on the successful funding of their loan! 🏡✅

We are proud to announce that this loan reached Clear to Close in just 12 days and another one loan in 16 days— a true reflection of teamwork, dedication, and commitment to making the home financing process smooth and efficient.

Thank you for trusting us to be part of your homeownership journey. Wishing you many blessings and great memories in your new home! 🔑✨

If you’re thinking about buying a home or refinancing, we’re here to help make the process simple and stress-free.

📩 Contact us today to get started!

Universe Financial Corp One Stop Realty Center One Stop Realty

Address

2530 SW 87th Avenue Suite 101
Miami, FL
330165

Telephone

+13059724204

Website

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