Dade Mortgage Solutions NMLS 1982016

04/23/2026

Introducing DMS Flat — built for experienced mortgage loan originators.

90/10 split.
$995 flat fee per closing.

Simple. Transparent. Built for producers.

📩 DM us to learn more.

04/10/2026

Self-employed? Your CPA letter isn’t just a formality… it’s a deal-maker. 📄💼

When you’re self-employed, lenders need clarity—and that comes straight from your CPA.

Here’s what your CPA letter MUST include:

✔️ How long you’ve been self-employed
✔️ Your ownership percentage in the business
✔️ If business funds are being used, confirmation it won’t hurt the business

Miss one of these? That “simple letter” can delay—or kill—your approval.

Save this, send it to your CPA, and make sure it’s done right the first time. ✅

BusinessOwners CPA MortgageEducation

03/13/2026

Paystubs are an important part of the pre-qualification process.

If you’re a W-2 employee, lenders typically need your most recent 30 days of paystubs:

• Weekly pay → 4 paystubs
• Bi-weekly or twice per month → 2 paystubs
• Monthly pay → 1 paystub

We may also request year-end paystubs for the previous 2 years to more accurately calculate your income — especially if you receive commissions, bonuses, tips, or overtime.

Having these documents ready helps make the pre-qualification process faster and smoother.

03/06/2026

3 Mortgage Facts Most People Don’t Know 👀

🏡 Credit score isn’t everything anymore — automated underwriting looks at your entire credit profile.
📊 Self-employed? You may still qualify with bank statement loans.
💰 Refinancing usually only requires an appraisal out of pocket — most closing costs can be rolled into the loan.

Mortgage rules change constantly. Knowing your options can save you thousands.

DM us if you have questions about buying or refinancing.

realestateeducation bankstatementloan homeownership

03/03/2026

Owning a your primary residence: is it an asset or Liability? What do you think?

03/02/2026

Escrow nightmare! Don’t finance anything new during the mortgage process or it could cost you!

10/31/2025

09/18/2025

Another win for our clients! 🎉
Pablo Gomez just closed a cash-out refinance, helping put home equity to work toward financial goals.
We’re proud of the care you bring to every file, Pablo.

📞 Call us today at 305-390-4382
📍 Visit us at 13590 SW 134th Ave Suite 208, Miami, FL 33186
🌐 https://dademortgagesolutions.com/

09/18/2025

Huge congrats to David DePablo on two recent wins—one refinance and one purchase! 👏
Your dedication keeps families moving forward.

📞 Call us today at 305-390-4382
📍 Visit us at 13590 SW 134th Ave Suite 208, Miami, FL 33186
🌐 https://dademortgagesolutions.com/