Eneris Lezcano MLO

Eneris Lezcano MLO Servicing all your mortgage needs in the state of Florida. NMLS 1526973

Tuesday Tips 💡It’s no secret that rates have increased. Yes, hearing a 7% interest rate after knowing rates went as low ...
10/18/2022

Tuesday Tips 💡

It’s no secret that rates have increased.

Yes, hearing a 7% interest rate after knowing rates went as low as 2% during the pandemic is quite the fright, but don’t let this spooky season scare you away from buying a home 👻

Above are some reasons why!

Investing in real estate sometimes means making a long-term commitment. Talk to a mortgage professional, like myself, about what loan options are available to you and how securitizing a mortgage in today’s market can financially benefit your future. 🤝

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Funding Friday’s 💵🎊Congratulations to this new homeowner! Juan came to me referred by a previous client and I’m so grate...
10/14/2022

Funding Friday’s 💵🎊

Congratulations to this new homeowner! Juan came to me referred by a previous client and I’m so grateful for the opportunity to have guided him throughout this process 🏡

Many blessings to you and your family in your new home 💫

Are you or anyone you know interested in getting more information on mortgage financing? Let’s get in touch!

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

💡Tuesday TipTo all of those that are Self-Employed, this one is for you! A Bank Statement Loan allows you to apply for a...
10/11/2022

💡Tuesday Tip

To all of those that are Self-Employed, this one is for you!

A Bank Statement Loan allows you to apply for a mortgage without showing ANY income tax documents.

This allows the lender to use your gross profit versus the net profit reported on tax returns.

If you’ve previously been denied for a home loan due to low income reported on your self-employed business, reach out to me! There are other options to get you pre-approved.

Contact me directly to learn more about the minimum down payment and credit score requirements for this program 📩

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Tuesday Tips 💡 The most common question I am asked as a mortgage broker from clients: Will my credit need to be pulled w...
09/27/2022

Tuesday Tips 💡

The most common question I am asked as a mortgage broker from clients: Will my credit need to be pulled with each lender you work with to obtain an estimate?

The simple answer is, no. We only need to run your credit once to open the door of rate shopping with all of our approved lenders. That credit pull is good for 120 days! ✔️

If within those 4 months you have not closed on your home, your credit report will have expired and at that point would need to be re-pulled.

Questions? Let’s chat 📲

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Tuesday Tip 💡 Escrow accounts help homeowners set aside the money needed to pay property taxes and homeowners insurance ...
09/20/2022

Tuesday Tip 💡

Escrow accounts help homeowners set aside the money needed to pay property taxes and homeowners insurance throughout the year. These amounts are included in your monthly mortgage payment.

There are scenarios where monthly escrows can be waived therefore resulting in a reduced payment.

Questions? Let’s connect 📲

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

🥳✨🎉🍾 Buy a property before 21? CHECK ✔️Buy a property with beautiful Miami City views? Also, CHECK ✔️What an accomplishm...
09/16/2022

🥳✨🎉🍾

Buy a property before 21? CHECK ✔️

Buy a property with beautiful Miami City views? Also, CHECK ✔️

What an accomplishment for this young man and he’s only getting started 🚀

Truly humbled to have been a part of this transaction. Congratulations Josue, enjoy your new home 🏙

Tuesday Tips ✨ Thinking of becoming a homeowner? First things first, let’s get you pre-approved 🤓 1. Getting pre-approve...
09/13/2022

Tuesday Tips ✨

Thinking of becoming a homeowner? First things first, let’s get you pre-approved 🤓

1. Getting pre-approved will help you establish your budget goals and make sure that you are looking at homes within your qualification.

2. In the sellers market we are in now, having a pre-approval is vital. It shows sellers you are serious about buying a home and have talked to a mortgage advisor about your qualification.

Ready to get on homeownership track? Let’s connect 📲

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Football season is back and I’m ready to tackle all of your mortgage needs!! 🏈 If you’re ready to watch your team score ...
09/11/2022

Football season is back and I’m ready to tackle all of your mortgage needs!! 🏈

If you’re ready to watch your team score touchdowns from your brand new living room or better yet, host the Super Bowl BBQ in your new, beautiful backyard give me a call! 📲

I’ll review your finances and talk to you about your budget goals so you can determine your buying power and score that new home 🙌🏼

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

ATTN realtors and buyers! 📣2023 conforming loan limits are out and at The Mortgage HUB, we have lenders honoring these l...
09/07/2022

ATTN realtors and buyers! 📣

2023 conforming loan limits are out and at The Mortgage HUB, we have lenders honoring these limits effective immediately 🤩💸

New loan limits are listed below:
1 Unit $715,000
2 Units $916,000
3 Units $1,107,000
4 Units $1,376,000

Contact me today talk about the benefits of this increase! 📲

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Tuesday Tips ✨ DID YOU KNOW:Rent increased by approx 38% in Miami and by about 20% percent in Orlando in the last year? ...
09/06/2022

Tuesday Tips ✨

DID YOU KNOW:
Rent increased by approx 38% in Miami and by about 20% percent in Orlando in the last year? The chance of your rent payment being higher than your landlords mortgage payment is pretty high 🫣

Having a fixed rate on your future mortgage loan will ensure that your P&I (principal and interest) payment remains the same! No more having to deal with yearly rent increases due to inflationary pressures 😍

Are you ready to stop paying someone else’s mortgage? Let’s get in touch.

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Flashback Friday to last weeks closing!!! 🤩🥳 A huge congratulations to who just became a homeowner! 🏡🎉Like others, this...
09/02/2022

Flashback Friday to last weeks closing!!! 🤩🥳

A huge congratulations to who just became a homeowner! 🏡🎉

Like others, this was someone who had been looking forward to this day for many years. Now, it’s turned from a dream to her reality for her and her family! ✨

I’m so happy for you and the kiddos, Camila!!! Congrats again ❤️ Many Blessings!

Are you or anyone you know interested in getting more information on mortgage financing? Contact me now and let’s get to work. 🤓

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

Tuesday Tips ✨ Here’s a chart of what your monthly mortgage payment could consist of. Also known as your PITI. 💸Principa...
08/30/2022

Tuesday Tips ✨
Here’s a chart of what your monthly mortgage payment could consist of. Also known as your PITI. 💸

Principal - Is the amount you have borrowed and need to pay back.

Interest - This is a percentage charged on your loan by the bank lending you the funds.

*Mortgage insurance - An insurance policy that protects a lender if the borrower defaults on payments.

*Homeowners insurance - Insurance that covers losses and damages to your home and personal property.

*Property taxes - An ad valoren tax assessed on properties by local government.

**There is a possibility to obtain a mortgage loan w/o this being included in your monthly payment.

Questions? Let’s chat ☺️

👩🏼‍💻 Eneris Lezcano
📲 561.503.5321
🏦 The Mortgage HUB

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Miami, FL

Telephone

+15615035321

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