ALTER SURETY GROUP, INC.

ALTER SURETY GROUP, INC. We are a premier contract surety "BONDS ONLY" agency dedicated to the needs of contractors. Experien

Experience the ALTER ALTERNATIVE, for all of your bond needs!

We’re proud to stand alongside our contractors and partners, providing responsive, professional surety solutions to help...
09/02/2026

We’re proud to stand alongside our contractors and partners, providing responsive, professional surety solutions to help keep projects moving and businesses growing.

Here’s to a productive September filled with strong partnerships, successful projects, and new possibilities. 🏗️

Let’s build a successful month together!

Please do not hesitate to contact us if you need help with bonding requirements:
📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

08/31/2026

With decades of industry knowledge and a commitment to exceptional service, our team works diligently to help clients secure the bonds they need efficiently and professionally.

Whether you're seeking a contract bond, court bond, fidelity bond, or another surety solution, we're here to help guide you through the process with confidence.

When bonding matters, experience makes a difference.

Ready to get started?

Contact Alter Surety Group today and let our team help you find the right bonding solution.

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

08/28/2026

What are some of the benefits of obtaining a court bond?

✅ Court requirement
– In some instances, the courts will mandate that a bond be put in place before a court action can be pursued or postponed.

✅ Better than the cash alternative
– Some courts, in lieu of a bond will take cash security. Therefore the principal, if they qualify for the bond will not have to use their cash reserves to post the security.

✅ Avoidance of bureaucratic management of security
– In the event that the principal has the funds to post the security in lieu of the bond, it is not recommended, as those funds will now be in the management of the courts and when the case is resolve, it might be extremely burdensome to apply for those funds to be returned.

Need help navigating Court Bonds?

Contact Alter Surety Group.

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

When you have to make a difficult choice, the most important thing is not choosing what is easiest, safest, or most bene...
08/26/2026

When you have to make a difficult choice, the most important thing is not choosing what is easiest, safest, or most beneficial to you—but choosing what you believe is morally right.

If you discover that a mistake at work could benefit you if you stay quiet, the easy choice might be to say nothing. The right choice is to be honest and address the mistake.

Sometimes the right choice may cost you something, disappoint someone, or require courage, but making that choice allows you to stay true to your values.

🌐 www.altersurety.com

How are Court Bonds underwritten?Each surety company has their own guidelines and criteria for underwriting a court bond...
08/24/2026

How are Court Bonds underwritten?

Each surety company has their own guidelines and criteria for underwriting a court bond.

However, in general, court bonds are underwritten under two categories:

1️⃣ Non-Collateralized
– this bond, such as receiver bonds or attachment bonds, will be underwritten based on the principal’s credit profile and financial position. If they credit qualify them, the principal’s indemnity is enough to obtain the bond.

2️⃣ Collateralized
– Certain bonds, such as appeal bonds or release of a mechanic’s lien bonds, will entail collateral regardless of the principal’s credit profile and financial position.

Need help navigating Court Bonds?

Contact Alter Surety Group.

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

In a civil proceeding, bonds are often required by the court, as they protect those involved in the proceedings and guar...
08/21/2026

In a civil proceeding, bonds are often required by the court, as they protect those involved in the proceedings and guarantee the bonded parties – either the plaintiff or defendant or both – will take action.

Certain legislation, along with the court’s ruling, typically set the required dollar amount of these bonds.

Court Bonds can generally be broken down into 2 distinct categories:

1️⃣ Civil Court Bonds
– Required by the court at significant point in litigation process. It protects the opposing party from any loss suffered as a result of the court’s having temporarily granted the privilege.

2️⃣ Fiduciary Bonds (Probate Bonds)
– Required by a court when an individual, or corporation are appointed in wills, deed of trust, guardians or conservators of minors or wards of the court to take control of the property and/or manage, transfer and distribute the assets in accordance with the court’s orders. These bonds guarantee that the interest of those concerned will be properly safeguarded.

Need help understanding your bonding requirements?

Contact Alter Surety Group today!

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

08/19/2026

Since each surety company has its own underwriting guidelines for a FRO bond, it would be impossible to list the requisite(s) needed by each surety company for this bond as there are hundreds of different surety companies, which will result in thousands of different scenarios.

That's why there's no one-size-fits-all checklist. ❌

The good news?

You don't have to figure it out alone.

Alter Surety Group can help guide you through the application process!

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

08/17/2026

When submitting the first request for bonding, the following information should be included to ensure a quicker response:

1️⃣ A complete court bond application – This provides a basic overview of the bond being requested, as well as information on the principal requesting the bond.

2️⃣ Copy of the court documentation – This provides information as to the case and lets the surety determine the strength of the principal’s chance of prevailing in the case.

3️⃣ Bond requirement document – This court issued document states the type of bond that is needed and in what amount. It is among the most important document because it verifies that the bond requested is indeed required and validates the amount for the surety.

4️⃣ Business Financial Statements – If the principal requesting the bond is a corporation, they need to provide the most recent year business financial statements (balance sheet and income statement). A personal financial statement of all the owners of the corporation should be provided as well.

6️⃣ Personal Financial Statement – If the principal(s) is an individual, they need to provide a personal financial statement for the principal(s).

7️⃣ Current Bank Statements – If the corporation or individual’s financial statement has a high declaration of short term/liquid assets (cash, stock and securities), current statements to verify these assets should also be provided.

The more prepared you are, the faster the bonding process can move.

Reach out to Alter Surety Group for assistance today!

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

Think you know your surety terms?Court Bonds play an important role in many legal proceedings by helping protect the int...
08/14/2026

Think you know your surety terms?

Court Bonds play an important role in many legal proceedings by helping protect the interests of those involved.

How quickly did you guess the answer?

Follow Alter Surety Group for more bonding insights and challenges.

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

Ex*****on requires preparation.Bonds and insurance reflect serious planning.Strong leaders understand that structure cre...
08/12/2026

Ex*****on requires preparation.

Bonds and insurance reflect serious planning.

Strong leaders understand that structure creates stability.

Need help understanding your bonding requirements?

Contact Alter Surety Group today.

📧 (305) 517 3803
✉️ [email protected]
🌐 www.altersurety.com

Address

5979 NW 151st Street, Suite 202
Miami Lakes, FL
33014

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13055173803

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