Halpern & Associates Mortgage Corporation

Halpern & Associates Mortgage Corporation Halpern & Associates sets itself apart from other mortgage companies with our genuine belief in the 'customer for life' principle of doing business.

Over twenty years lending to Florida's buyers and borrowers. Our integrity is second to none. There is not a deal we cannot do, if we cannot do it, no one will.

In the early-20th century, the mail-order catalog Sears & Roebuck was the purchase & ship giant that Amazon is today. Yo...
06/14/2021

In the early-20th century, the mail-order catalog Sears & Roebuck was the purchase & ship giant that Amazon is today. You could buy just about anything from this catalog, including a surprisingly large selection of homes. The homes would be delivered to your address in the form of materials, instructions, and sometimes even tools. Sears bragged that "Any man of reasonable strength, size, and intelligence can assemble a Sears & Roebuck home." The company sold close to 75,000 of these home kits!

The last time the real estate market was this fierce, the housing bubble burst, and America entered the Great Recession....
06/11/2021

The last time the real estate market was this fierce, the housing bubble burst, and America entered the Great Recession. Fortunately for everyone, the same devastating result is not expected this time around. This is because home financing practices are very different these days, there isn’t the same glut of houses there was in 2008, and price increases are pretty evenly distributed around the country. If you’re looking to buy, contact us today for your mortgage pre-approval!

There are different strategies to take depending on your reason for refinancing. For instance, if you want to pay off yo...
06/09/2021

There are different strategies to take depending on your reason for refinancing. For instance, if you want to pay off your mortgage faster, then refinance to a shorter-term loan. If you wish to lower your monthly payments, then refinance to a longer-term mortgage or the same term at a lower interest rate. If you want to lock in a lower interest rate, then refinance to a shorter-term mortgage or the same term at a lower rate. If you need cash in hand, then do a cash-out refinance. Contact us today to discuss your refinance goals, and let's find the best strategy for you!

In today's highly competitive market, working with the right realtor is crucial to your success if you want to win the b...
06/07/2021

In today's highly competitive market, working with the right realtor is crucial to your success if you want to win the bid on your dream home. As you'll likely be up against other motivated buyers, you need an agent on your side who understands your area’s market and can help you make the most competitive offer possible. Contact us today for our best local agent partner referrals!

When you’re renting, you’re already paying a mortgage – it’s just not your own. Why pay your landlord’s mortgage when yo...
06/04/2021

When you’re renting, you’re already paying a mortgage – it’s just not your own. Why pay your landlord’s mortgage when you could be building your own wealth as a homeowner? Contact us today for your mortgage pre-approval!

June 2 is “National Leave the Office Early Day.” This annual holiday was founded in 2004 to raise awareness of the benef...
06/02/2021

June 2 is “National Leave the Office Early Day.” This annual holiday was founded in 2004 to raise awareness of the benefits of increased workplace productivity. Even if you’re working from home, it’s OK to call it a day a bit earlier and do something that brings you personal joy outside of your job!

In memory of many, in honor of all, thank you.
06/01/2021

In memory of many, in honor of all, thank you.

Cash to close is the total amount needed to bring to the closing table when purchasing real estate. It typically include...
05/28/2021

Cash to close is the total amount needed to bring to the closing table when purchasing real estate. It typically includes your down payment, fees, pre-paid taxes, homeowner's insurance, and any homeowners association fees that may be applicable. Cash to close is usually paid in the form of a wire transfer or a certified bank or cashier's check.

Housing inventory and lumber to build new homes aren't the only shortages that homebuyers are facing now. Crucial home-...
05/26/2021

Housing inventory and lumber to build new homes aren't the only shortages that homebuyers are facing now. Crucial home-related goods, like appliances and furniture, are also currently in short supply. This is because the pandemic has impacted production in the U.S. manufacturing plants, as factories have to operate with fewer workers on site. Also, increasing home sales, new builds, and remodeling projects — and even homeowners spending more time at home — have all driven demand for these goods, creating scarcity. Keep this in mind if you’re planning to purchase new furniture or appliances, as you may need to place your orders several months in advance!

Changing your name, job, or salary, as well as applying for new credit cards or making a large purchase, are a few examp...
05/24/2021

Changing your name, job, or salary, as well as applying for new credit cards or making a large purchase, are a few examples of things that can slow down your mortgage approval process. Wait until after your home loan closes before considering any of the above!

According to Redfin, for the 4-week period, homes on the market sold on average in 19 days, which is 16 days faster than...
05/21/2021

According to Redfin, for the 4-week period, homes on the market sold on average in 19 days, which is 16 days faster than the same period in 2020. If you’re looking to buy, contact us today for your mortgage pre-approval!

Address

1680 Michigan Avenue Ste 1001
Miami Beach, FL
33139

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+13055352230

Website

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