Darrell Levesque NMLS# 21414

Darrell Levesque NMLS# 21414 MA Lender License MC2561-21413 Corporate NMLS ID # 338923 (http://www.nmlsconsumeraccess.org)

https://annie-mac.com/pages/licensing

Equal Housing Opportunity

Being a self-employed borrower can sometimes present unique challenges. We have some exciting new opportunities for self...
11/04/2024

Being a self-employed borrower can sometimes present unique challenges. We have some exciting new opportunities for self-employed borrowers that we would love to tell you about. The end of tax season makes it a perfect time for 1099 borrowers to apply for a mortgage. Let's chat about the products we have to offer your clients!

https://myoc.io/fRPLFdIfC25

What kind of expenses are you likely to face in the future? Will you be paying for your children’s college tuition or an...
10/29/2024

What kind of expenses are you likely to face in the future? Will you be paying for your children’s college tuition or an older relative’s long-term care? Have you made allowances for unexpected future expenses such as home repairs or medical bills?
https://myoc.io/fRPLFdIfC25

There is more to rates than just numbers. You can choose between a “fixed rate” and “adjustable rate” mortgage. Which on...
10/22/2024

There is more to rates than just numbers. You can choose between a “fixed rate” and “adjustable rate” mortgage. Which one is best for your situation will depend on how long you intend to occupy your current home.

Fixed: The payment stays the same for the duration of the loan. If you intend to stay in the same place for the life of the loan, you may be better off with a fixed rate mortgage because you will be protected against rate increases.

Adjustable: For three, five or seven years, the rate remains fixed. Then it fluctuates based on market interest rates. You will not be protected from market fluctuations after that, but the rate for the initial fixed term is usually lower. So, if you think you will be moving on to a new home after a few years, an adjustable rate may be your best bet.
https://myoc.io/fRPLFdIfC25

Determine your monthly income, including salary, interest, or any other income sources. Do you have any funds in account...
10/15/2024

Determine your monthly income, including salary, interest, or any other income sources. Do you have any funds in accounts that you will be able to draw on and how long would they last? Also, determine your monthly expenses, including utilities and medical bills. Do you have other outstanding debts such as a car loan or student loans?
https://myoc.io/fRPLFdIfC25

Make a list of what factors constitute your ideal location. Commute time? Local schools? Recreational facilities? Your r...
10/08/2024

Make a list of what factors constitute your ideal location. Commute time? Local schools? Recreational facilities? Your real estate agent can help you identify neighborhoods based on your priorities. Investigate! 🔍Drive through the neighborhoods at various times of the day. Do your regular commute from the property you are considering. We recommend you create a home wish list of what factors constitute your ideal. How many bedrooms and bathrooms do you need? Is a basement necessary? Commute time? Local schools? Recreational facilities?
https://myoc.io/fRPLFdIfC25

We would highly recommend it, especially if you are buying a home for the first time or shopping for a home in an unfami...
10/01/2024

We would highly recommend it, especially if you are buying a home for the first time or shopping for a home in an unfamiliar area. A good real estate agent will be familiar with the available housing in each area, have experience with negotiating for the best price, and be able to help you navigate through the documentation related to a home sale.

If you do not have a real estate agent in mind, we would be happy to recommend one! Contact us today to get started 📱
https://myoc.io/fRPLFdIfC25

Congrats to Felicia & Sam on the purchase of their first home just in time for a new arrival. God bless you in your new ...
09/27/2024

Congrats to Felicia & Sam on the purchase of their first home just in time for a new arrival. God bless you in your new home. Great teamwork with realtors Brandy Sullivan & Julius Williams, as well as, Atty Michael Werman.

The life of a home loan usually amounts to 15 or 30 years. A short-term loan will give you higher monthly payments, but ...
09/24/2024

The life of a home loan usually amounts to 15 or 30 years. A short-term loan will give you higher monthly payments, but less money in interest payments over the life of the loan. With a long-term loan, you are in debt longer, but your monthly payments are lower. Your Loan Originator will walk you through the difference to ensure you can make an informed decision! 😉
https://myoc.io/fRPLFdIfC25

Turn your home equity into cash for home improvements, debt consolidation, or any financial goals.https://myoc.io/fRPLFd...
09/18/2024

Turn your home equity into cash for home improvements, debt consolidation, or any financial goals.

https://myoc.io/fRPLFdIfC25

💳Your credit score will have an impact not only on the loan amount, but on what type of loan you may be eligible to get....
09/17/2024

💳Your credit score will have an impact not only on the loan amount, but on what type of loan you may be eligible to get. So, it is a great idea to find out what your score is before you get the process started. You will want to make sure there are no problems with your credit record that you should be straightening out. You can also dispute any inaccurate items in your report.

By law, each of the credit reporting agencies must provide you with a free copy of your credit report once every 12 months, if you request it. For more information, go to the Annual Credit Report site or call 1-877-322-8228.
https://myoc.io/fRPLFdIfC25

Renovate your space, invest in education, or seize new opportunities. Your home, your dreams, our solution. What dream w...
09/16/2024

Renovate your space, invest in education, or seize new opportunities. Your home, your dreams, our solution. What dream would you turn into reality?

https://myoc.io/fRPLFdIfC25

Say goodbye to financial stress and hello to possibilities! 🚀 Our Cash-Out Refinance option is here to streamline your f...
09/13/2024

Say goodbye to financial stress and hello to possibilities! 🚀 Our Cash-Out Refinance option is here to streamline your finances and open doors to new opportunities. Ready to make a change?

https://myoc.io/fRPLFdIfC25

Address

30 River Street
Methuen, MA
01844

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