Carl Houde, MA & NH Insurance Agent

07/01/2026

I know it might seem a little rich for the head of a company selling flood insurance to write an article like that. Yes, he's saying more people should have flood insurance and he stands to profit from that, but the truth is in the claims data. Floods happen in much broader swathes of land that what is depicted on flood maps.

Just because you're "not in a flood zone" doesn't mean you're not at risk of being hit by the next catastrophe - which you'll face uninsured and with a floundering FEMA response.

Happy to chat with people about the cost of removing this concern from your plate. Even if you choose not to purchase insurance, you really should be aware of the risk you're choosing not to insure.

"But I'm not in a flood zone..." From the article - The claims data confirms it. My query of FEMA’s OpenFEMA database showed the National Flood Insurance Program has paid close to 700,000 claims and $21 billion in losses on properties in non-mandatory low-risk zones, from people who bought coverag...

06/11/2025

Coverage designed for collector vehicles.

11/01/2024

Got some recognition from one of our carrier partners! The star is heavier than you'd think at first glance.

Congratulations to Carl Houde of Davila and DeFusco Insurance! I am thrilled to announce that Carl Houde has been selected as this year's Superior Travelers…

03/07/2024

Awareness is key to preventing scams - The first thought I had was my fellow Peabody Area Chamber of Commerce member Allisa with Senior Tech Safety.

Keep the lines of communication open with your parents and grandparents and find the resources in the community to educate and prevent scammers from taking advantage of your family. Allisa is a great resource and pursues this out of a passion for preventing people from being scammed!

Scams and fraud can be especially devastating to older adults as they don’t always have the means to recover financially. Know the signs of financial exploitation in elders and help protect them against future abuse.

08/17/2023

We'll be there!

Join the PACC for the Ribbon Cutting and Grand Re-Opening Celebration of Breaking Grounds! August 23rd at 10:00am.

07/01/2023

I have reached 100 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉

06/29/2023

Today is National Insurance Awareness Day! It is a good reminder to review all your insurance policies and make sure you have adequate coverage. Contact your Independent Agent today!

03/30/2023

Property rates are definitely in flux right now - insurance companies are looking to get the right rate to match the changing levels of risk of claims now and in the future.

Here's some info to help understand what's going on - talk to me about how to do the best to save in this changing environment.

03/28/2023

For any Western MA folks who need more info on the license reforms coming - please share!

Comunidad de Pittsfield y sus alrededores estan todos invitados Los esperamos nos vemos El sabado