Giovanni Schettini, NMLS ID: 1046442

Giovanni Schettini, NMLS ID: 1046442 I'm a Mortgage Advisor, NMLS ID: 1046442, with PrimeLending, a national mortgage lender. nmlsconsumeraccess.org

Love the Location. Not the House? We Can Work With That.You know where you want to live. But the move-in ready homes in ...
09/08/2026

Love the Location. Not the House? We Can Work With That.

You know where you want to live. But the move-in ready homes in that neighborhood? They may be stretching the budget a little too far.

Before you expand your search, consider expanding the types of homes you’re willing to look at.

With a renovation loan, you may be able to buy a home that needs some work and finance eligible improvements along with the purchase — all in one loan with one monthly mortgage payment.

That outdated kitchen or less-than-perfect floor plan could be an opportunity.

Found the right location but not the right house? Send me a message. Let’s look at what’s possible.

Here’s to the people who make it happen.The early mornings. The long days. The extra shifts. The big dreams.This Labor D...
09/07/2026

Here’s to the people who make it happen.

The early mornings. The long days. The extra shifts. The big dreams.

This Labor Day, we’re celebrating the hard work that helps build careers, communities, and — sometimes — a place to call home.

Happy Labor Day!

You’ve Built the Equity. Could It Help With What’s Next?If you’re planning to stay in the home you love during retiremen...
09/06/2026

You’ve Built the Equity. Could It Help With What’s Next?

If you’re planning to stay in the home you love during retirement, the equity you’ve built over the years may be able to play a bigger role in your financial plans.

For homeowners 62 and older, a reverse mortgage* can provide access to a portion of that equity without requiring monthly mortgage payments.** That could mean more flexibility for everyday expenses, home improvements, unexpected costs or simply keeping more of your savings available for other priorities.

Wondering if it makes sense for you? Let’s talk through how it works, the costs and the tradeoffs so you can decide for yourself.

*Eligibility requirements and loan terms apply.

**Borrowers must continue to meet loan obligations, including paying property taxes, homeowners' insurance and maintaining the home.

If you’ve consistently paid your rent on time, that track record may count for more than you realize.For eligible borrow...
09/05/2026

If you’ve consistently paid your rent on time, that track record may count for more than you realize.

For eligible borrowers, positive rental payment history may be considered during the mortgage approval process — giving you another way to demonstrate the good financial habits you’ve already built.

Think you might be ready to go from renting to owning? Send me a message. Let’s look at your numbers and see what may be possible.

POV: you’re standing in the subway and the poster across from you says something you never thought you'd hear.Stable cre...
09/04/2026

POV: you’re standing in the subway and the poster across from you says something you never thought you'd hear.

Stable credit? Steady income? Some savings? That “maybe someday” might actually be a “right now.”

The first step isn’t having it all figured out. It’s realizing you might already be closer than you think.

09/03/2026

40 years of helping people feel at home.

I’m proud to be part of PrimeLending as we celebrate four decades of helping homebuyers and homeowners navigate some of life’s biggest moments.

A lot has changed since 1986, but what matters most hasn’t: personal guidance, the right solutions and people who genuinely care about getting you home.

Thank you to every customer and business partner who has trusted us along the way. I’m grateful to be part of the journey — and excited for what’s ahead.

Here’s to 40 years of Welcome Home.

Outgrowing your current home doesn't automatically mean it's time to move.Before you start scrolling listings, ask yours...
09/02/2026

Outgrowing your current home doesn't automatically mean it's time to move.

Before you start scrolling listings, ask yourself:

- What would a renovation cost?

- What would a move cost?

- How would your monthly payment change?

- Are you solving a space problem or a lifestyle problem?

- Does your current home still meet your long-term needs?

Before assuming you need to move, make sure you've priced both options. I can give you a clearer picture of your options before deciding your next move.

09/01/2026

Think you need 20% down to buy a home? You may be closer than you think.

Some first-time buyers can purchase with as little as 0% down, and down payment assistance programs* may be available to help with upfront costs.

Don’t let the 20% myth keep you on the sidelines. Let’s look at your budget, your goals and the options available to you. Message me and let's run the numbers.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact me for more details.

Mortgage rates moved higher Friday morning after Fed Chair Warsh delivered a more inflation-focused message than markets...
08/31/2026

Mortgage rates moved higher Friday morning after Fed Chair Warsh delivered a more inflation-focused message than markets had hoped for at Jackson Hole. While some of the latest economic data points to slower growth and improving inflation expectations, Warsh made it clear the Fed isn't yet convinced inflation is moving toward its 2% target quickly enough.

Bottom Line for Borrowers

The Fed put inflation back at the center of the conversation this week, creating some renewed upward pressure on mortgage rates. But the story isn't settled.

There are signs that parts of the economy are slowing and consumer inflation expectations are improving. The question now is whether upcoming employment and inflation data give the Fed enough confidence to hold rates steady in September.

For homebuyers and homeowners, that means continued rate volatility is likely over the next few weeks. Rather than trying to predict the perfect day to make a move, it may be more useful to understand what today's numbers mean for your individual budget and financing options.

Rate info as of 08/28/2026, subject to change. Not financial/investment advice. Consult a financial advisor for your specific situation.

For licensing information, go to: www.nmlsconsumeraccess.org

If you're thinking about buying a home, fall is a great time to make it happen. The market tends to slow down a bit, the...
08/31/2026

If you're thinking about buying a home, fall is a great time to make it happen. The market tends to slow down a bit, the weather is still on your side, and it's a smart window to make your move before the end-of-year rush.

I work hard to make the mortgage process as simple as possible. I offer fast preapprovals*, clear communication, and easy online tools to keep everything moving. You'll never be left wondering what comes next.

There's still time to find the right home and get settled before winter. If you're ready to take the next step, I'm here to help you every step of the way. Message me for more info.



*Pre-approval means credit has been pulled and an AUS has returned eligible. A pre-approval does not signify that underwriting requirements have been met. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

Address

7 Hampshire Street, Suite 102
Revere, MA
01844

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