Alison Calamia -Certified Reverse Mortgage Professional NMLS# 80878

06/08/2026

📊 Key Trends Shaping Today’s 55+ Housing Market
Baby Boomers continue to drive activity on both sides of the transaction:
• 42% of homebuyers and 55% of sellers are Baby Boomers
• The average Boomer stays in their home for 15 years before selling
• 90% work with a real estate agent, reinforcing the value of trusted guidance
• 25% are in multigenerational living arrangements
Financial dynamics are also evolving:
• Older Millennials now report the highest median income ($132,700)
• Some older homeowners still carry debt obligations, impacting buying power
• 12% of first-time buyers are Baby Boomers
👉 Bottom line: The 55+ market is active, complex, and opportunity-rich—but it requires thoughtful planning and the right financing strategies.

If you’re a realtor working with clients in or approaching retirement, Let’s connect on how we can better support them.

NOMAR - New Orleans Metropolitan Association of Realtors

06/03/2026

I discuss the most common misconception about reverse mortgages - that borrowers must give up the title to their home. I explain that a reverse mortgage is simply a lien against the property, just like a traditional mortgage, except you don't have to make monthly payments. You retain full ownership, can sell your home whenever you want, and can pay off the mortgage at any time without penalty. Any remaining equity stays with you.

05/14/2026

Here at Guild we're always looking out for your safety. Now you know.

05/10/2026

04/28/2026

5.0 star review received on Experience.com for Alison Calamia by Nelson B - Alison was so personable, very patient, thorough and very knowledgeable. She went above and beyond to make sure we were comfortable and understood everything that we discussed. Her follow up was fantastic as well. I cannot say enough good things about her and because of her this wound up being a pleasant experience.

Click to see all 6 reviews of Guild Mortgage - Alison Calamia, Loan Officer, Reverse Coach | NMLS # 80878

04/14/2026

“Tax Season Tips: Reverse Mortgage”

"Did you know the proceeds you receive from a reverse mortgage are generally tax-free?"

That’s right – since it’s considered a loan, reverse mortgage proceeds are not viewed as taxable income. Unlike withdrawals from retirement accounts, tapping your home equity won’t increase your taxable income. With Tax Day approaching, it’s a great time to explore how a reverse mortgage could supplement your retirement without adding to your tax bill.

Contact me to learn more about benefits, restrictions and additional considerations. www. Guildmortgage.com/alisoncalamia

04/09/2026

Northwestern Mutual released new survey findings showing that Americans’ “magic number” for a comfortable retirement rose to $1.46 million in 2026—an increase of $200,000 from last year and consistent with 2024 estimates.

The big picture: The rising target comes as 46 percent of Americans say they don’t expect to be financially prepared for retirement, while nearly half (48 percent) believe they are somewhat or very likely to outlive their savings.

What they’re saying: According to John Roberts, chief field officer at Northwestern Mutual, the higher savings goal reflects a mix of ongoing economic pressures and longer-term concerns.
• Persistent inflation, increasing life expectancies, and uncertainty surrounding Social Security are all contributing to a more complicated retirement landscape.
• As a result, Americans are adjusting their expectations upward—but Roberts emphasized that setting a higher goal is only part of the equation, and that a well-structured financial plan is essential to achieving it.

The bottom line: Nearly a quarter (23 percent) of those with retirement accounts report having saved one year or less of their current annual income.

One solution to the retirement savings gap could be home equity. The largest asset most retirees have is their home equity. You've paid a lot into your home, why not let your home pay you back. Call me to find out how a reverse mortgage can work into a financial plan.

04/03/2026

Happy Easter from our team! 🌷

Just as spring brings new beginnings, it’s never too late to start a new chapter in your personal finance journey. This Easter, we celebrate fresh opportunities – whether it’s spending more time with family or finding new ways to make retirement egg-cellent. Here’s to rebirth, renewal, and enjoying the comfort of home!”

For more information, visit www.flexpaymentmortgage.com

04/02/2026

God speed Artimis II.....