Phillip M. Kelly - Riverlands Insurance Services, Inc.

08/01/2024

Here are some defined standards for fortified credits. These credits can be extremely beneficial when shopping for homeowners insurance Louisiana.

08/01/2024

Currently people are searching for any advantage they can get in order to save money on their homeowners insurance. One method of saving that has become popular since Hurricane Ida, is having a fortified roof. Here is a link so that you can use to search for a Fortified service provider in your area

Finding a building professional who knows the FORTIFIED standard is the first step towards protecting your home from the next storm. Whether you’re seeking a certified FORTIFIED evaluator, roofing contractor or professional, you’ve come to the right place. Find a FORTIFIED Service Provider.....

11/02/2023

LOUISIANA RESIDENTS, if your roof is 5 years or newer and you have not shopped your insurance within the last couple of months, please call me, text me, or email me for a free quote.

Recent developments in the Louisiana insurance industry may mean that you are not only overpaying, but overpaying significantly for your homeowners insurance.

FREE QUOTE
[email protected]
985-956-2117

09/22/2023

Beginning October 1st, several insurance companies will once again begin writing homeowners insurance policies in Orleans, Jefferson, and St Tammany Parishes. October 1st will see the return of 6 new markets into the tri-parish region with the indication that more will be on the way in the next few months

Keep your fingers crossed for the continuation of a relatively uneventful hurricane season

01/12/2023

Important things to remember when looking for new insurance or being shopped for new insurance in Louisiana:

1) There are only a handful of companies writing in Louisiana. The options in our market are nowhere near what they were pre-Hurricane IDA. (I would say roughly 80-85% fewer markets are available)

2) Having a roof that is 5 years or newer is EXTREMELY beneficial (at least one company writing currently requires this)

3) The days days of finding a wind/hail-Hurricane-Named storm deductible below 2% are pretty much over for the foreseeable future. In fact, depending on parish, several companies will require a 5% minimum - So be prepared for this deductible change if you had a flat $1000 or $2500 deductible prior

10/19/2016

Home builder confidence remains strong in October, with low mortgage rates and rising rents. Builders predict 2017 will be a banner year for real estate.

08/23/2015

A short film by Dear World, Team Gleason and Evacuteer.org to mark the 10th anniversary of Hurricane Katrina. This love letter is a part of an effort to make...

07/28/2015

Linked is a brief explanation as to why you may be seeing a $25 or $250 surcharge on your next flood renewal. If you have received a flood policy renewal that is $250 higher than your previous years premium, don't panic. If this is your primary residence you simply need to verify it as such (Drivers license, Automobile registration, Proof of insurance for a vehicle, Voter registration, Documents showing where children attend school, Homestead Tax Credit form for primary residence, or a primary residence verification form provided by your insurance company). All primary residence policies will be surcharged only the $25 as opposed to the $250 for all non primary residences such as rental properties and secondary homes. If you have any questions please feel free to ask

FloodSmart provides flood insurance, flood zone maps, floodplain maps and flood information to help protect your home from flooding and elevated water tables