10/16/2025
⚠️IMPORTANT INFO-PLEASE READ⚠️
‼️UNDISCLOSED DRIVERS‼️
Effective 10-15-2025
What is an “undisclosed driver?”
🚘 people who have access to and regularly driving the vehicles covered under the policy but are not identified “listed” as a regular driver!
If someone is a regular driver of your vehicle- regardless of their relationship- they should be listed see the examples below below:
👉🏻All drivers who drive the vehicle(s) on the policy once or more in a typical month.
👉🏻All drivers who regularly drive the vehicle(s) at least three months of the year.
👉🏻For business related vehicles, also include the business owner(s) and employee(s) that drive the vehicle(s) in any capacity.
👉🏻All children who are licensed drivers.
*this list is not necessarily inclusive but the majority of scenarios*
⚠️You don’t want a claim denied because of “undisclosed” drivers.
If an individual falls in any one of these categories, they must be listed as a driver on the policy.
This is a significant change to the “permissive use” policy language.
All policy language has been updated and can be reviewed on your online account.
Reach out to our office if you have any specific questions. Always happy to help!!