09/30/2026
I want to share a real deal because more buyers and agents need to see what is actually possible!
A buyer came to us with a $220,000 purchase price and a property that needed renovations.
No money saved for a down payment.
Upfront costs that felt heavy.
A house that needed work.
A lot of people would have looked at that and assumed it could not work..
But we did not stop there!
We built the game plan!
We used an FHA 203k loan to finance the purchase and $35,000 in renovations in one loan, bringing the total to $259,000.
Then we stacked $10,000 in down payment assistance on top.
The seller contributed $9,000 toward closing costs, which helped take care of the rest.
Final results:
After-renovation appraised value: $284,000
Borrower out of pocket at closing: $0
Built-in equity after renovations: $25,000
That is what gets me fired up!!
They are now stepping into a fully renovated home with equity already built in, and they did not have to bring a dollar to closing!
This is what we do! We look at the full picture, find the play, build the strategy, and help people get across the finish line!
If you know a buyer who feels stuck, an agent trying to help a client make the numbers work, or anyone who thinks upfront costs are keeping them from homeownership, send them this!
Sometimes the right strategy can open a door they did not even know was there!
There may be more on the table than you realize. 🏠
Don’t Wait, Call N8!
