Brad Tate Loan Officer

07/14/2026

07/10/2026

3,700 Loan Officers.
--Think about that for a second.
-- Thousands of mortgage professionals have made the decision to build their business at NEXA Lending.
-- The question isn't why they left...
$$ - It's what they saw that others didn't.

If you're a producing Loan Officer who's looking for:
✅ More control over your business
✅ Better compensation
✅ Modern technology
✅ Freedom to build your brand
✅ A culture focused on helping Loan Officers succeed
Let's have a confidential conversation.

Growth tells a story.
--42 → 500 → 1,000 → 1,600 → 2,200 → 2,800 → 3,160 → 3,700 Loan Officers
-- That doesn't happen by accident.
-- It happens because loan officers continue choosing an environment where they believe they can grow their business.
** The best recruiting message isn't hype -- It's momentum.

Every successful mortgage career reaches a point where you ask yourself:

"Am I in the best place for where I want to go over the next five years?"
-- If you've been wondering whether there's a better opportunity, I'd be happy to share what I've experienced and answer your questions.
-- Whether you're closing 2 loans a month or 20+, let's explore whether NEXA Lending aligns with your goals.

📞 Brad Tate
Loan Officer | NEXA Lending
☎️ (602) 510-6297
📧 [email protected]

The best is yet to come.

05/14/2026

Grow Your Wealth. Investment Property can be the Key.

🚫 No Paystubs.
🚫 No W-2s.
✅ Investment property financing built for real estate investors.

If your rental property cash flows… you may qualify with a DSCR loan.

DSCR loans can help investors purchase or refinance properties using the property’s rental income instead of traditional employment documentation.

Perfect for:

Self-employed borrowers
Real estate investors
Short-term rental owners
Clients writing off too much income on taxes
Portfolio builders scaling multiple properties

Yet, you can reduce your Documentation and speed up the process.

No tax returns
No paystubs
LLC vesting options
Interest-only options
Long-term & short-term rental eligibility

Investors are using DSCR financing every day to:
✔ Expand rental portfolios
✔ Improve monthly cash flow
✔ Refinance out of hard money loans
✔ Purchase properties faster without traditional income headaches

The property’s income does the heavy lifting.

The right investment property can move quickly — and so can the financing.

🏡 Message me “INVEST” to see if a DSCR loan could work for your next property.

Schedule here: https://bit.ly/4qQVy5X for a one to one consultation.
DM or call for mor information.
602-510-6297 cell

03/26/2026

You might be closer to buying a home than you think.

Between low down payment options and assistance programs…

There are ways to get into a home with far less out-of-pocket than most people expect.

I can map out:
• What you actually need to qualify
• Real down payment options (not guesses)
• Programs you may not even know exist

I walk people through this every day…

And most are surprised at how achievable it really is once they see the numbers.

The biggest gap isn’t income - It’s information.

The longer you assume you’re “not ready,”
the longer you delay building equity.

And that delay costs more than most realize.

Comment “READY” 🏡
or message me 💵

I’ll map out a clear plan based on your situation.

https://bit.ly/4qQVy5X

I’ll map out a clear plan based on your situation. See less

03/24/2026

I asked someone who owns multiple properties:
“How did you buy your second home?”

Most people think you need to start from scratch…

You don’t.

There’s a strategic way to use the equity in your current home to:
• Buy your next property
• Invest in real estate
• Build long-term wealth

This is exactly how experienced homeowners scale:
They leverage equity → reinvest → repeat.

Your first home isn’t the finish line…
It’s the foundation.

Most homeowners never learn this—and it costs them YEARS of missed opportunity.

If you wait, you stay stuck.
Comment “EQUITY” 🏡
or message me, Schedule a time with me at https://bit.ly/4qQVy5X

I’ll break down exactly how it works for your situation.

03/11/2026

The difference between renting and owning? Wealth building.
Stop paying rent. Start building ownership.
Rent builds your landlord’s wealth.
Ownership builds yours.

Curious what you could qualify for? Send me a message. Or, schedule a time with me at https://bit.ly/4qQVy5X

03/09/2026

1. Ignoring your home equity might be costing you thousands.
2. Your home equity could help eliminate high-interest debt.
3. Many homeowners don’t realize what their home could be doing for them financially.
4. I help homeowners turn equity into financial flexibility.

DM me if you want to see your options. Or, schedule a call with me at https://bit.ly/4qQVy5X

03/06/2026

⚠️ Unpopular opinion:
Renting might actually be the riskiest long-term housing decision.

Most people assume renting is the “safe” option… but the numbers often tell a different story.

Every year renters face:
📈 Rising rents
🚫 No equity growth
💸 100% of housing payments going to someone else’s investment

Meanwhile homeowners may gain:
✔ Equity
✔ Appreciation
✔ Payment stability

Owning isn’t right for everyone — but many renters are far closer to buying than they think.

One of the things I do with clients is a simple Rent vs Own comparison.

We look at:
• Monthly payment comparison
• Equity growth over time
• Tax advantages
• Long-term cost difference

When you actually see the numbers side-by-side, the decision becomes much clearer.

If you're curious what renting vs owning looks like with your numbers, I’m happy to run the comparison.

📩 Send me a message or schedule a time to talk https://bit.ly/meetwithBradTate
or
💬 Comment COMPARE and I’ll show you the breakdown.

No pressure — just the math.

Please tell me: Do you think renting or owning is the bigger financial risk long-term?

03/05/2026

💡 Most homebuyers think the loan they start with is the loan they’ll keep forever.
That’s rarely the best strategy.

Smart homeowners understand that refinancing can be part of the long-term plan, not a mistake.
The right mortgage strategy can help you:
✔ Lower your payment later
✔ Remove PMI
✔ Shorten your loan term
✔ Use equity more strategically

Buying today doesn't mean you're locked into today's rate forever.

I help clients build a mortgage strategy, not just close a loan.
That means looking at:
• Your timeline
• Your equity position
• Future refinance opportunities
• Market trends

The goal is long-term financial positioning, not just the initial rate.

If you're thinking about buying or refinancing, let's talk strategy first.

📩 Send me a message
📅 Schedule a quick call at https://bit.ly/meetwithBradTate
or
💬 Comment PLAN and I’ll reach out.

03/04/2026

Homebuyers: What if your appraisal was already paid for?

Right now, I can offer up to a $600 appraisal credit when you finance your home purchase with one of my top lending partners.

Appraisals typically cost $500–$700, and this credit can significantly reduce your upfront homebuying costs.
This program works with Conventional, FHA, and VA loans for qualified buyers.

📩 Message me “APPRAISAL” to see if you qualify
or
📞 Call/Text 602-510-6297 or schedule a time at https://bit.ly/4aGfB28

⏳ Limited Time: March 4 – April 30