Debra Hubka - NMLS# 2722960

Debra Hubka - NMLS# 2722960 Debra Hubka - Loan Officer: NMLS: 2722960 I have been helping homebuyers and sellers in Alabama since 2007 as a licensed real estate agent/broker.

In addition to running Benchmark Realty, I now hold a dual license and serve as a Mortgage Loan Originator with NEXA Lending, an Equal Housing Lender. My goal is simple: to make the home financing process as smooth, clear, and stress-free as possible. I work with first-time buyers, growing families, and investors. across the country. I believe in honest guidance, accountability, and treating every

client like a neighbor. If you’re ready to explore your mortgage options, I’d love to help you get started.

08/11/2026

🏑 Thinking about buying a home, but not sure where to start?

Maybe you are wondering...

πŸ’³ Is my credit good enough?
πŸ’° How much money will I need?
🏠 What might my monthly payment look like?
πŸ€” Am I even ready to buy?

You do not have to have all of that figured out before you talk to a lender.

Sometimes the answer is β€œYes, you are ready.” Sometimes it is β€œNot quite yet, but here is what we need to work on.”

Either answer gives you a place to start. ❀️

If buying a home is something you have been thinking about, I will be happy to help you figure out your next step.

πŸ“± TEXT HOME to 205-860-6453

There is no obligation to apply. Just a place to start.

07/30/2026

Mortgage tip of the week πŸ’‘

Ask questions early. Most financing issues are easier to solve before you're under contract.

Questions are always welcome.

07/24/2026

What's one thing you love most about your home? ❀️

Sometimes it's the little things that make a house feel like home.

Tell me in the comments.

07/23/2026

After 19 years in real estate, here's something I've learned... 🏑

The best decisions are usually made by the most informed buyers.

Follow this page for more homebuying and mortgage tips.

07/16/2026

The BIGGEST mistake I see homebuyers make... ⚠️

Falling in love with a house before understanding the financing.

Ask questions early β€” before the house hunt gets stressful.

07/10/2026

Mountain view, lake view, or beach view? πŸŒ„πŸŒŠ

Which one are you choosing and why?

Tell me in the comments.

07/09/2026

One thing I wish more buyers understood... 🏑

You don't have to have everything figured out before asking questions. Buy you should be pre-approved before looking for a home.

Questions are always welcome.

07/01/2026

🏑 After 19 years in real estate, here's one thing I know for sure...

The buyers who ask questions early usually have the smoothest transactions later.

Questions are always welcome. Follow this page for more easy to understand mortgage guidance.

🚫 **Stop paying rent... and start asking a different question.**🏑 **What if this home could be yours?**✨ **This home qua...
06/28/2026

🚫 **Stop paying rent... and start asking a different question.**

🏑 **What if this home could be yours?**

✨ **This home qualifies for the FHA $100 Down Payment Program** for eligible owner-occupant buyers.

⏰ **Owner-occupant offers are due by July 5!**

If you've been renting because you thought buying wasn't an option, now is the time to find out. Getting pre-qualified doesn't obligate you to buyβ€”it simply lets you know what's possible.

πŸ“± **TEXT HOME to 205-860-6453**

βœ… Learn more about this home.
βœ… See if you qualify.
βœ… Get pre-qualified before the July 5 deadline.

πŸ€” No right answer on this one...What is the FIRST thing you notice when you walk into a home?
06/28/2026

πŸ€” No right answer on this one...

What is the FIRST thing you notice when you walk into a home?

Address

5559 S Sossaman Road, Bldg1, Suite 101
Mesa, AZ
85212

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