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Monday 9am - 8pm Tuesday 9am - 8pm Wednesday 9am - 8pm Thursday 9am - 8pm Friday 9am - 8pm Saturday 11am - 5pm Sunday 11am - 5pm

John Winters - NEXA Lending NMLS 1407148

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United States
Mesa, AZ
John Winters - NEXA Lending NMLS 1407148

Known for tackling the toughest files!

Loan Officer with NEXA Lending NMLS #: 1407148
Senior Loan Officer with 17+ years of experience as a business owner, bringing deep industry knowledge and a solutions-driven approach to lending. Loan Officer with Movement Mortgage NMLS #: 1407148

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.

04/20/2026

🏡 Realtors & 💼 Loan Officers understand the struggle.

03/11/2026

Shift your homebuying journey into high gear when you work with a mortgage broker like me 🚀🏡. I help buyers and homeowners move faster through the loan process so you can purchase or refinance with confidence.

📞 Give me a call today and let’s see how we can speed up your purchase or refinance and get you across the finish line faster! 🏁🔑

03/10/2026

Kicking back stress-free 😌 after refinancing out of a 7% rate 💸🏡 Call now for a free evaluation 📞✨ 951.381.2905

01/03/2026

🚨 Brokers, don’t miss out! 🚨 Trolley Heights by TriPointe Homes is OPENING SOON in Redlands! ✨ Discover luxury living, connect with industry leaders, and register now to secure your spot at the exclusive broker event! 🏡🔥

01/02/2026

Stuck in the Upside Down of renting? 🌀 Don’t let your dream home be a mystery! 🏠 There are 11 (yes, Eleven! 👧🏻✨) reasons to reach out and escape to your own Hawkins haven. Let’s turn your homeowning journey from strange to amazing! 🚲🔦

10/31/2025

👻 **Trick or Treat? These Mortgage Myths Are Killing Deals!** 🎃

Let’s face it — borrowers are *spooked*! 🏚️ From “you need 20% down” to “a past foreclosure means you’ll never qualify,” myths are haunting homebuyers everywhere.

But as a *mortgage broker*, 💪 i have got the power (and the programs) to bust them:

🎃 **Myth #1:** If you don’t qualify for conventional, you’re out of options
👉 **Truth:** Non-QM loans are your magic wand ✨— perfect for self-employed, 1099 earners, and investors.

🎃 **Myth #2:** You need 20% down
👉 **Truth:** FHA = 3.5%, Conventional = 3%, VA/USDA = 0%! 💸 Don’t wait years to buy your dream home.

🎃 **Myth #3:** You must have perfect credit
👉 **Truth:** Mid-600s can still get you approved. It’s about your full financial picture, not perfection. 🧾

🎃 **Myth #4:** Self-employed? No chance.
👉 **Truth:** Bank statement, P&L, and 1099-only loans exist just for you. 💼

🎃 **Myth #5:** It’s a bad time to buy
👉 **Truth:** Less competition = more negotiation power. 🏠 Buy now, refi later!

🎃 **Myth #6:** Renting is cheaper than owning
👉 **Truth:** Rent = paying someone else’s mortgage 😱. Owning = building *your* wealth.

🎃 **Bonus Myth:** Past bankruptcy or foreclosure = game over
👉 **Truth:** Non-QM can help you bounce back sooner than you think. 🔁

💀 Don’t let myths scare you away from homeownership.
I am the *myth-buster*, the *guide*, and the *hero* you need this Halloween. 🎃🏡

10/02/2025

No matter which branch you served in, you deserve a mortgage that works as hard as you do. 🇺🇸 Let’s find a home loan that saves you time, money, and stress—because you’ve earned it! Ready to get started? Reach out today and let’s make your homeownership dreams a reality. 🏡✨

09/30/2025

Ready to say goodbye to your PMI? 🏡✨ Dropping your private mortgage insurance could save you big every month—and it’s one of the best feelings for any homeowner! Want to see if you qualify? I’ll review your mortgage and guide you every step of the way. Message me anytime to get started!

09/28/2025

💰 Need extra cash? The solution could be right under your roof! Tap into your home’s equity and access funds with a Home Equity Line of Credit (HELOC). Applying is quick, easy, and could open the door to new possibilities. Ready to learn more? Send me a message! 🏡✨

Address

5559 South Sossaman Road, Building 1 101
Mesa, AZ
85212

Opening Hours

Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
Thursday	9am - 8pm
Friday	9am - 8pm
Saturday	11am - 5pm
Sunday	11am - 5pm

Telephone

+19513812905

Website

http://www.JohnWintersHomeLoans.com/

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