Speros Financial Group

Speros Financial Group GreekGodofMedicare.com
MEDICARE - If it's all Greek to you! You're in luck, I'm Greek, We Keep It Simple. Join Our Team He was a father, a husband and a friend.

A few years ago I experienced the death of a close friend due to a motorcycle accident. This was heart wrenching as it hit so close to home. The accident was devastating nobody could believe he was gone. This left an impact on everyone, but mostly on his wife and kids. The aftermath, the parts most people miss because they aren't close enough to see, was even worse. Watching what his wife went thr

ough during the months that followed. She had to get several copies of the death certificate to change accounts into her name. Having to carry those around as a reminder of the tragedy was just as bad as cashing in some of the savings to pay for the funeral. He didn't have life insurance or any real financial planning, which left her in a tight spot of getting a second job. Eventually she started to sell whatever she could to keep the kids in the lifestyle they were accustomed to. But that was short lived. She soon put the house up for sale. Pulled the kids out of school moved them away from everything they have known to move in with her folks in another state. Within a year's time she lost everything; her husband, their savings, their home, and their way of living. To some it happened in the blink of an eye, but to those close it was a long drawn out painful situation. You can imagine how this has affected my life and how this transfers to my daughter. I took a good long hard look at my life and my situation and decided to make a change. People know me as the go to guy for helping others, so I followed that path into the financial world. These days I provide financial education to people, which will help to safeguard their families and everything they have worked so hard for. Making it a point to reach out to as many people as I can every day, making sure they have the knowledge and understanding of how their financial situation will affect the out-come of not only their life but also the lives around them. Striving day in and day out, to be a Trusted Financial Professional. Someone who each day, through honest, intelligent, and hard work enriches the health, wealth, and families of my clients and friends through my services. Being a proud father of a beautiful little girl, son of parents of the 'Baby Boom Generation', and small business owner. These life experiences provide an invaluable perspective and understanding of my client's positions today and desired positions for tomorrow. We work together forging bonds of trust and building lifelong relationships through providing quality financial education. Thus constructing a financial strategy, one person at a time that provides over all financial protection, the most efficient use of dollars saved for tomorrow and a feeling of comfort coming over you as you realize the future is secure for you and your family. Vasilios "Voss" Speros 602-531-5141

08/31/2026

Medicare Part B covers dermatology visits if there's something suspicious like cancer or lesions. Routine check-ups and cosmetic procedures are generally not covered. Advantage plans often include medically necessary dermatology services.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/28/2026

Many wonder if long-term care insurance is a scam. The reality is, it's designed to cover assisted living and nursing home costs. While premiums can increase, it functions like other insurance: you pay for coverage you might not use, but it's there when you need it most. It builds a large benefit pool over time, paying for care when you can no longer manage daily living activities. It's a real safeguard for future needs.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/26/2026

Ever wondered what the biggest headaches are for Medicare agents? It's often client expectations clashing with reality – commercials promising the impossible, doctors not being in-network, or wanting to switch plans without qualifying. Navigating Medicare is complex, with many moving parts.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/21/2026

If you're a healthcare provider who's opted out of Medicare, can you bill a client's Blue Cross Blue Shield supplement plan? The answer is no. Supplemental plans pay for what Medicare *doesn't*. If Medicare isn't involved, the supplement won't pay either. You'll need to bill private pay or refer the client elsewhere.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/19/2026

Wondering if you can get Medicare even if you haven't paid into Social Security? If you're an American citizen over 65 and have lived in the US for at least 5 years, you can enroll. You'll just need to pay a premium for Part A and Part B, as you didn't earn premium-free Part A through work history.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/17/2026

Medicare's Annual Enrollment Period (AEP) is approaching. Don't get caught off guard by benefit changes. It's crucial to review your plan, especially Part D and Medicare Advantage. Call your broker to understand what's new. If your current plan still fits your needs, you might not have to change a thing. Find a broker who focuses on your specific needs—doctors, drugs, and priorities.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/14/2026

Confused about Medicare drug costs? The old 'catastrophic phase' and 'donut hole' are gone. Now, you have a $2,100 maximum out-of-pocket expense for your drugs. Once you hit that cap, Medicare covers the rest for the year. You can even spread this cost out over time!
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/12/2026

If you've been receiving Social Security Disability Income (SSDI) for at least 24 months, you likely qualify for Medicare. On your 25th month, call the Social Security Department to sign up. They might enroll you automatically, but it's best to check, as many miss out. SSI does not count towards this Medicare qualification.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/07/2026

Wondering if Medicare covers rides? The answer is yes, but it's complicated. Emergency transport is usually covered. For non-emergency trips, some Advantage plans offer benefits, but it varies greatly by carrier. Always check the back of your card and call customer service for specifics.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

08/05/2026

Confused about Medicare Advantage vs. supplemental plans? Understand why dropping your plan mid-year for equipment access might backfire. Learn how to navigate these options to protect your health and finances.
Voss Speros - Greek God of Medicare - JOIN OUR TEAM
Arizona Medicare & Insurance Solutions
SperosFinancialGroup.com powered by Spark Advisors
AzMedicarePlan.com 480-999-4409
sparkadvisors.com/agents/voss-speros

Address

456 N MESA Drive
Mesa, AZ
85201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14806605800

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