Cisco Credit

08/27/2025

Introducing the new FICO Score Mortgage Simulator, now available!

05/29/2020

How does forbearance impact credit scores?

This is one of the top questions we're receiving from mortgage professionals lately. As more borrowers seek forbearance on their mortgage due to the pandemic, many worry about its long-term effects. The short answer: When an account reports in forbearance, it does not negatively affect the score.

04/10/2020

Learn more about our integration: https://floify.com/integrations/cisco-credit

04/09/2020

Mortgage Inquires:

Mortgage inquiries aren’t factored into credit scores until they’re over 30 days old – even if they’re listed on the current report.

Multiple mortgage inquiries within a short time frame are only counted as one. This “shopping window” varies by bureau, ranging from 14-45 days.

An additional mortgage inquiry doesn't always impact the credit score. When it does have an impact, the score declines five points on average. It depends on the bureau, scorecard and other reported information.

Once the mortgage inquiry is over a year old, it’s no longer factored into the credit

01/22/2020

ICYMI: With our latest software update, CreditXpert® What-If Simulator™ helps you eliminate surprises with an automatic notification warning users when a credit score may drop within the next month. Ask your credit provider for availability of CreditXpert® 10.2!

10/03/2019

SOFT PULL CREDIT REPORTS:
CISCO Credit offers Soft Pull Credit reports from Experian, TransUnion & Equifax. Soft Pull report gives you the ability to access Experian, Transunion & Equifax credit reports without an inquiry impact. The report provides a FICO score. Once qualified, a hard pull can be run and used for underwriting. This process reduces the number of hard pulls & maintain the borrower's score.
Protect your borrower's score.
Save on report costs.
Trigger lead-free.

10/03/2019

CISCO Credit now offers ARIVE loan origination software integaration

Stuff for brokers is broken. We’ve fixed it. Are you ready to ARIVE? Broker Sign Up Lender Sign Up ARIVE. The complete ecosystem for independent mortgage originators. Everything just got easier. Arive is a fully-integrated broker environment. Your LOS, POS, CRM, pricing engine, lender connectivity...

02/07/2019

Ask us about all the CreditXpert products.

Student loan debt can impact credit scores and make the journey to homeownership really challenging. Improving credit is one way to help applicants on the edge qualify for a better mortgage rate. Mortgage News Daily http://www.mortgagenewsdaily.com/02042019_homeownership.asp

02/07/2019

11/30/2018

New mortgage software solution, CreditXpert® Wayfinder™. The new release by CreditXpert, whose software is used by many of the top 10 mortgage originators, automatically runs through hundreds of options to find the best combination of actions borrowers can take to improve their credit scores.

09/21/2018

https://www.youtube.com/watch?v=vhJFmdczcZw

On todays episode we will discuss how to log into the website as well as do a brief overview of the main page of the Mortgage Credit Report system and produc...