Sara Neal - Mortgages and Mutts

Sara Neal - Mortgages and Mutts Advisor lending in all 50! Helping you 🏡 while helping too! If lost, look for me in , at the , or trying to ⛳️

One of the biggest misconceptions I hear is: “I can’t buy a home because I am self-employed my tax returns don’t show en...
06/08/2026

One of the biggest misconceptions I hear is: “I can’t buy a home because I am self-employed my tax returns don’t show enough income due to my write offs.”

The reality is, there are loan programs designed specifically for entrepreneurs, business owners, and 1099 earners. If you are looking to purchase a home in the next couple of years, let’s chat and talk about your options so you can hit the ground running when you are ready to make a move. 

As always, no pressure, just education and strategy tailored to your goals. Here for you! 480-381-2585

06/07/2026

Many future homebuyers assume they need perfect credit to qualify for a mortgage. The reality is that strategic credit improvement can make a huge difference.

Common ways to improve a FICO score include lowering credit utilization, checking your credit regularly, and building positive payment history.

If you’re preparing to buy a home or you need some extra guidance on your credit, DM me! I’m licensed in all 50 states and happy to help!

05/27/2026

Meet Ember and trust me when I say that this girl is an absolute GEM.

We are fostering her over the next couple of weeks and would love nothing more than to find her forever home.

Day 1 recap:

🐾 Amazing in the car
🐾 Super smart
🐾 Dog friendly
🐾 Social with people
🐾 Professional level snuggler
🐾 Crate & potty trained
🐾 Would thrive with someone who lives an active lifestyle

Ember is the perfect mix of playful, loving, easygoing, and affectionate even on day 1 where she is decompressing and finding her new routine in our home.

Please share this post to your stories so that we can find this sweet girl the loving home she deserves!

Thinking about buying your first home? Has it been a while since your last purchase? Or maybe you just want to better un...
05/15/2026

Thinking about buying your first home? Has it been a while since your last purchase? Or maybe you just want to better understand the homebuying process in today’s market? This class is for you!

Join us for a FREE educational seminar where we will discuss the homebuying journey step-by-step in a welcoming, no-pressure environment. Whether you are ready to buy soon or simply exploring your options, you will leave with valuable information and a clearer understanding of what to expect.

Topics We Will Cover:
• The homebuying process from start to finish
• What it takes to get pre-qualified
• Down payment assistance programs available in Arizona
• Understanding credit and how it impacts financing
• Common mistakes to avoid before buying a home
• Current market insights and tips for success
• Live Q&A and much more!

📅 Saturday, May 30th
⏰ 11:00 AM – 1:00 PM
📍 AFSCME – 1700 E Thomas Rd, Phoenix, AZ 85016
👥 Open to the public! First-time buyers, repeat buyers, friends, family, and anyone curious about homeownership are welcome to attend.

🔗 Link in the comments to reserve your spot!

We can’t wait to help you feel more confident and informed about your path to homeownership! Bring your questions!

“You’ve been quiet lately.” Catching up on DMs and text messages and this was a reoccurring topic of conversation.  I ha...
05/15/2026

“You’ve been quiet lately.”

Catching up on DMs and text messages and this was a reoccurring topic of conversation.

I have been quietly carrying a heavy heart for a few people around me, but in particular, my friend Christina (the beautiful face on the far left) and her family. She recently lost her 25-year old son at the end of April and I have been heartbroken for her these last couple of weeks.

On Wednesday, we celebrated his life, and the place was absolutely packed with people who love him deeply (we are talking 200+ people). Hearing story after story, the theme was the same. Chace was funny, charismatic, and stood up for what was right. People talked about his distinct laugh and his Subaru you could hear coming from down the street. My personal favorite memory of him was when he dressed up as Nacho Libre for Halloween and spent the evening jumping off couches and tackling people to the ground.

What breaks my heart the most is knowing that someone who brought so much light to others, was fighting such a very dark battle. So many people are carrying a pain we may not know about.

In honor of Chace, and to support his family during an unimaginable time, I am sharing their GoFundMe in my bio. You can also show them support by signing up for their meal train (the website gives an option to donate DoorDash gift cards instead of a meal). That link will also be in my bio.

If you are struggling with mental health, you are NOT a burden. You are not alone. There are people who want to listen, sit with you, and walk through hard seasons with you. Reach out to a friend, family member, or dial 988 for the Su***de & Crisis Lifeline.

Check on your people, love on your people, and don’t wait a second longer to tell them what they mean to you. If you are reading this and need someone to talk to, DM me. ❤

Robby, we have celebrated 6 of your birthdays together, but this one feels a little extra special because it’s the first...
05/07/2026

Robby, we have celebrated 6 of your birthdays together, but this one feels a little extra special because it’s the first time celebrating as a married couple.

I love watching you bring laughter and joy to those around you. When people say ”Robby is the funniest person I know.” I say, I know, me too! You are loyal, supportive, and prioritize doing the right thing even when it’s hard to do.

Married life with you is already a beautiful adventure and I’m excited to celebrate all our birthdays together.

I love you so much husband, happy birthday! 😘

The words shared by a client or Realtor after closing is something I truly value and holds weight with me. This industry...
04/20/2026

The words shared by a client or Realtor after closing is something I truly value and holds weight with me.

This industry is built on relationships so when an agent takes the time to share their experience working together, it truly means everything.

My goal will always be:

✅ Proactive communication – no chasing updates
✅ Strategic guidance to help our client’s offer stand out
✅ Protect our client’s experience from start to finish

I know that when you refer me, I am a reflection of not only my business, but YOURS and I don’t take that lightly.

If you are a Realtor that wants your lender to treat your clients like VIPs, let’s grab a coffee. I would love to learn more about your business and how I elevate it.

Licensed in all 50 states | 📍Based in Gilbert, AZ

Granite Bank

Part of my goal as your lender partner isn’t just loans… it’s helping you stay sharp, prepared, and protected in your bu...
04/14/2026

Part of my goal as your lender partner isn’t just loans… it’s helping you stay sharp, prepared, and protected in your business.

This is one of those things a lot of agents overlook:

Fingerprint clearance cards expire every 6-years, and some agents may have the incorrect classification tied to their real estate license. So, this is your friendly reminder to take a look today and make sure you are compliant.

If you need a new fingerprint clearance card, I am sponsoring an event to make it simple:

📅 April 30th | 10:30 AM
📍 1760 E Pecos Rd Suite 501 Gilbert, AZ 85295
💲 $109 (includes full state processing on your behalf)

Bring your ID + payment and we’ll take care of the rest.

RSVP to [email protected] to get signed up!

04/10/2026

Moments like this make me so proud of what I do 🥹

Self-employed borrower ➡️ fully underwritten in less than 2 weeks. This is why working with the right team matters because my due diligence upfront, set clients up for success.

Have any home loan needs? I’ll always be in your corner making sure we do things the right way, not the rushed way. Call me! 480-381-2585

Address

6402 E Superstition Springs Boulevard Suite 208
Mesa, AZ
85206

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