Chris Martin-NMLS#103029-Fairway IMC

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Chris Martin-NMLS#103029-Fairway IMC Fairway Independent Mortgage Corporation - State Lic AZ 0915426, CA CA-DBO103029 | Corp State Lic C

LO NMLS 103029 | LO State Lic AZ 0915426, CA CA-DBO103029 | Corp State Lic CA 2289, AZ BK-0904162 | Corp NMLS 2289 | Equal Housing Opportunity
Privacy Policy: http://bit.ly/2g01CpL
• Terms of Use: http://bit.ly/2eKJwMj
• NMLS Consumer Access: http://bit.ly
- Licensed in AZ, CA, FL, IA, KY, MT, NE, OK, TX and WA. State Disclosures: bit.ly/FIMCDisclosures
- Texas Consumer Compliance & Recovery Fund Notice: https://www.fairwayindependentmc.com/~/media/files/pdf/texas-consumer-complaints.pdf?la=en

09/29/2026

👀 Think you don’t make enough to buy?
Talk to a lender before ruling yourself out.

Different loan programs can have different qualifying guidelines.

In this example, the difference between conventional and FHA is nearly $1,000 in monthly income.

You could be closer to qualifying than you realize.

09/24/2026

Thinking about renovating before you sell? Message me first.

Not every upgrade adds the same value.
A few smart improvements can make a bigger impact than a full remodel.

Before you spend the money, make sure you’re investing where it counts.

09/23/2026

💸 Save this before selling a home you haven’t owned very long.

How long you’ve owned the property can affect how a taxable gain is treated.

There are also important exclusions and exceptions for qualifying primary residences, so don’t choose a sale date based on the one-year mark alone.

Check with a tax professional before you sell.

09/22/2026

💡 Same income. Same debt. Very different buying power.

The loan program you qualify for can change how much home you may be able to purchase.

Before setting your budget based on income alone, find out which financing options fit your situation.

09/18/2026

🔑 Save this before you scroll past another fixer-upper.

The renovated homes usually get the attention, and often the competition.

With certain renovation loans, eligible buyers may be able to finance the purchase and renovation costs together.

That overlooked house might have more potential than you think. 👀

09/17/2026

Want to know what you can comfortably afford? Send me a message.

Income is only one piece of the puzzle.
Your down payment, debts, credit, and loan program all play a role in what you can qualify for.

Knowing your numbers early makes the home buying process much easier.

09/16/2026

📩 💰Send this to someone who’s waiting to save a huge down payment before buying.

Many buyers assume they need tens of thousands saved before they can start looking. Depending on what you qualify for, down payment assistance and certain loan programs may help you buy sooner with less cash upfront.

Find out what options are available before spending another year waiting. 🏡

09/15/2026

📲 Send this to someone waiting for mortgage rates to drop.

A lower rate sounds great, but home prices can move while you wait.

If the home you want costs more by then, that lower rate may not create the savings you expected.

Waiting has a price too.

09/11/2026

📌 Save this if you’re planning to grow your rental portfolio.

A DSCR loan may let real estate investors qualify based primarily on the property’s rental income rather than traditional personal-income documentation.

That can make it useful for investors who want to keep buying without relying on W-2 income for every property.

Eligibility and requirements vary by lender and property.

09/10/2026

Protect your family before you need to.

Buying a home is a big step, but having the right legal and financial plan in place matters just as much.

A few simple documents today can make life a lot easier for the people you love tomorrow.

Address

5416 E. Baseline Road Suite 220
Mesa, AZ
85206

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+14804065678

Website

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