10/09/2026
Fall weather is here, and with colder temperatures rolling in across much of the country, exterior appraisal repairs can quickly become a closing nightmare.
If an appraiser flags chipped or peeling exterior paint, unfinished handrails, or missing roof shingles on an FHA or VA purchase, underwriters require a Form 1004D reinspection confirming completion before issuing the final Clear-to-Close.
At MPG, we monitor appraisal conditions the day they hit the portal, ensuring reinspection and contractor receipts are ordered immediately.
https://www.mortgageprocessinggroup.com/about-mpg