Veterans Home Loans

Veterans Home Loans As a Veteran myself I take providing high value service to my veteran and active duty brothers and sister very serious.

"Success is not about never falling, but about rising every time you fall. Don't give up; keep pushing forward, and you'...
10/04/2023

"Success is not about never falling, but about rising every time you fall. Don't give up; keep pushing forward, and you'll achieve greatness."

First: STOP LYING! Every time you lie to yourself you chip away a bit more of your confidence. When you’re in sales you need confidence.
Second: Come hell or high water if you say you’re going to do something (workout at 0530 as an example) THEN DO IT! In the moment you made the decision you had every intention. Problem is you’ve been lying for so long your future self knows you’re full of it. Turn that around one micro decision at a time.
Third: Control your self talk. This all goes together. Once you stop lying and you keep your commitments your confidence goes up and so does your self talk. If you say YOU SUCK wellllll YOU SUCK!!! So STOP IT and that’s an order for this fine 10/4!!!



Ps background kinda blows but had to get workout in and this lil gym will do just fine!!! 😂 😂 💪🏻

Meet Austin Khamis: A Mortgage Expert by Day, DJ Extraordinaire by Night, MY SON and ASU Graduate!In the world of financ...
09/26/2023

Meet Austin Khamis: A Mortgage Expert by Day, DJ Extraordinaire by Night, MY SON and ASU Graduate!

In the world of finance and mortgages, there's a rising star whose talents extend far beyond the numbers and contracts. Meet Austin, a 25-year-old dynamo who's making waves in the mortgage industry by day and setting the dance floor on fire as a DJ by night. Not to mention, he's also an accomplished graduate of Arizona State University (ASU). Join us as we explore the fascinating duality of this young professional's life.

Mortgage Maven:
Austin's journey in the mortgage industry began at a remarkably young age. His natural aptitude for finance, combined with a tireless work ethic, quickly catapulted him into the ranks of top mortgage professionals in the field. Colleagues and clients alike admire his dedication and knack for simplifying complex financial concepts.

A DJ's Passion:
But it's when the sun goes down that Austin truly comes alive. Behind the scenes, he transforms into DJ Extraordinaire, a moniker he's earned through countless hours spent perfecting his craft. Whether he's spinning vinyl records at local clubs or curating killer playlists for private events, his passion for music is infectious.

The Beat of Success:
What's most remarkable about Austin is how he effortlessly blends these seemingly disparate worlds. The precision and attention to detail required in his mortgage work translate seamlessly into his DJing. It's this unique synergy that sets him apart and allows him to excel in both realms.

ASU Graduate:
In addition to his achievements in the mortgage and music industries, Austin proudly holds a degree from Arizona State University. His time at ASU not only equipped him with valuable knowledge but also instilled in him the determination to pursue his diverse interests and excel in multiple fields.

The Future Beckons:
As Austin continues to conquer the mortgage industry during the day and electrify dance floors at night, his ASU education serves as a strong foundation for his multifaceted career. He's a living testament to the idea that passion knows no bounds and that pursuing one's dreams is the key to a fulfilling life.

Conclusion:
In Austin, we find a perfect blend of dedication, ambition, and artistic expression. By day, he navigates the complexities of mortgages, by night, he unleashes his creativity as a DJ, and throughout it all, he carries with him the knowledge and determination instilled during his time at ASU. It's a testament to the power of following one's passions and reminds us all that our dreams are within reach, no matter how different they may seem. Here's to Austin and the incredible journey he's embarked upon! 🎓🎧💼

From the stage at UWM- at some point I’ll manifest speaking from this stage through Perseverance, dedication, work ethic...
06/11/2023

From the stage at UWM- at some point I’ll manifest speaking from this stage through Perseverance, dedication, work ethic and action. The number one thing I focus on at Unity Home Loans is the development of my people. People over profits. Create a culture rich environment one with grace and gratitude and profit will always follow.
This is why we’re so aligned with UWM, their people are nothing short of amazing, I haven’t had a better Repp than Mike Tolliver.

Steven Farrington CJ Nelson

12/31/2018

via ripl.com sometimes you have to look back to see where you want to go. Remembering is critical to future success.

Someone once asked me: What's the minimum credit score for a VA home loan approval?Technically, there is no minimum cred...
12/19/2018

Someone once asked me: What's the minimum credit score for a VA home loan approval?

Technically, there is no minimum credit score for a VA-guaranteed home loan. A veteran borrower could have no FICO score and get an approval based on "non-traditional" credit. This means providing evidence that he or she meets financial obligations in the form of utility bills, insurance payments and the like.

Although a lender could approve a borrower with a score of, say, 500 by manually underwriting it, I think the odds of that happening are quite remote. Someone with a 500 score would have some combination of currently delinquent obligations, collection accounts and possibly liens and judgments. This would indicate to a lender that the borrower doesn't have adequate control of their finances.

Practically speaking, getting an approval with a 580 score is realistic, although the rate will be higher than for someone with a higher score, and the borrower may have to clear up any currently delinquent obligations before the lender will fund the loan.

The good news is that low credit scores are fixable, although it may take some time and effort. If there are credit cards that are close to the credit limit or over the limit, reducing the balances will improve the scores significantly. If there are collection accounts and judgments, it is worth contacting the creditors to negotiate lower settlement amounts.

Finding a loan officer who's willing to help you through the process of getting qualified—even if you have major craters on your credit report—is worth doing early in the game. It is ALWAYS possible to improve a credit score, but it takes a plan and the determination to follow through and execute it.

Good luck!

11/22/2018

From my family to yours - Happy Thanksgiving

11/20/2018

What is a VA Guaranteed Home Loan?

Purchase & Cash-Out Refinance Home Loans

With a Purchase Loan, VA can help you purchase a home at a competitive interest rate, and if you have found it difficult to find other financing.

About the VA Home Loan Guaranty
Most VA Home Loans are handled entirely by private lenders like AmeriFirst Financial and the Military Financing Team or MFT and VA rarely gets involved in the loan approval process. VA "stands behind" the loan by guaranteeing a portion of it. If something goes wrong and you can't make the payments anymore, the lending institution can come to us to cover any losses they might incur. The VA loan guaranty is the "insurance" that we provide the lender.
VA Home Loan Advantages
The guarantee VA provides to lenders allows them to provide you with more favorable terms, including:
No down payment as long as the sales price doesn't exceed the appraised value.
No private mortgage insurance premium requirement.
VA rules limit the amount you can be charged for closing costs.
Closing costs may be paid by the seller.
The lender can't charge you a penalty fee if you pay the loan off early.
VA may be able to provide you some assistance if you run into difficulty making payments.
You should also know that:
You don't have to be a first-time homebuyer.
You can reuse the benefit.
VA-backed loans are assumable, as long as the person assuming the loan qualifies.

11/10/2018

Happy Veterans Weekend fellow warriors!

When it is time to buy your next home Veteran, the only option for lending is another veteran that’s got your Six!
10/06/2018

When it is time to buy your next home Veteran, the only option for lending is another veteran that’s got your Six!

09/23/2018

Going to be putting on a live video How To Buy a home using VA Benefits next week.

Submit questions for the session.

Address

Mesa, AZ
85203

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm
Sunday 9am - 12pm

Telephone

+14803391565

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