Family Footprints Mortgage Group

09/02/2026

🏡 Did you know?

In 1984, the average 30-year mortgage rate was a whopping 13.88%! 😳

It’s a great reminder that mortgage rates have changed dramatically throughout history. Instead of waiting for the “perfect” rate, the key is finding a mortgage strategy that makes sense for your budget and your goals today.

As a mortgage broker, I can shop 300+ lenders to help find the right financing options for you. And if rates improve down the road, we can always look at your refinance options.

📲 Call or text me and let’s talk numbers!

Ray Brun | NMLS #2454855
Family Footprints Mortgage Group
🌐 FamilyFootprintsMortgage.com

08/31/2026

😂 Mortgage professionals everywhere just felt this one in their soul.

Your loan is almost at the finish line and then…

👀 “Oh, by the way, I changed jobs last week.”

Your loan officer: 😳😳😳

Other honorable mentions:
“I bought a new car!”
“I opened a new credit card!”
“I moved some money around!”
“I co-signed for my cousin!”
“I quit my job, but don’t worry, I have another one lined up!” 😂

In all seriousness, when you’re in the middle of buying or refinancing a home, PLEASE listen to your mortgage professional. Even something that seems harmless can affect your income verification, credit, debt-to-income ratio, available funds, or final loan approval.

Before changing jobs, opening new credit, making a large purchase, moving large amounts of money, or making any major financial change… call your mortgage professional FIRST.

A quick conversation could save you from a delayed closing, or worse, a loan that can no longer close! 😟

🏡 We’re not trying to ruin your fun. We’re trying to get you the keys! 🔑✅

08/28/2026

🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸

🇺🇸 Let's get our RED on! 🇺🇸

08/27/2026

August 27th 2010
Finley 5k

08/27/2026

Buying a home is a big step, and financing doesn’t have to make it more complicated. As a mortgage broker, I can shop 300+ lenders to help find a loan option that fits your goals.

First home, next home, investment property, or something outside the traditional lending box, let’s talk about your options.

📲 Call or text Ray Brun: 502-727-6741
🌐 FamilyFootprintsMortgage.com
NMLS #2454855

08/25/2026

🏢 Big changes are here for condo financing!

Fannie Mae and Freddie Mac have updated their condo lending guidelines, which could impact buyers, owners looking to refinance, and even condo associations.

From stricter project reviews and reserve requirements to changes involving insurance and investor ownership, getting the financing side right from the beginning is more important than ever.

Thinking about buying or refinancing a condo? Let’s talk about your options and make sure you know what to expect before you get too far into the process.

📲 Ray Brun | Mortgage Loan Officer
NMLS #2454855
Family Footprints Mortgage Group

08/24/2026

A renovation loan may allow you to purchase or refinance a home AND finance eligible improvements into one loan.

Think:
🔨 Needed repairs
🍽️ Kitchen upgrades
🛁 Bathroom renovations
🏠 New flooring or roofing
✨ Updates that turn a house into YOUR home

This can also open up more possibilities for buyers who find a home with great potential but need some help bringing the vision to life.

📲 Ready to renovate? Let’s talk about your financing options!

Ray Brun | Mortgage Loan Officer
NMLS #2454855
📞 502.727.6741
🌐 FamilyFootprintsMortgage.com

08/21/2026

Buying a home is exciting. Getting the financing shouldn’t make it complicated.

As a mortgage broker, I have access to 300+ lenders, giving me the ability to shop around and find loan options that fit your unique situation.

From first-time buyers to seasoned homeowners and investors, I’m here to help make the mortgage process as simple and smooth as possible.

📲 Ray Brun | NMLS #2454855
📞 502-727-6741
🌐 FamilyFootprintsMortgage.com

Let’s find the right path to your next set of keys! 🔑🏡