Steve Strosberg - Licensed Insurance Broker - The Arizona Group

Steve Strosberg - Licensed Insurance Broker - The Arizona Group Specializing in Arizona-based Personal Lines auto & property insurance products. Best, an independant insurance rating firm.

We are a full-service insurance brokerage, representing multiple preferred insurance carriers having at least an A rating thru A.M. Please inquire about what other types of insurance that you are interested in, and I would be happy to refer you to the appropriate Licensed Insurance Counselor, within the brokerage. As most of our brokerage is presently working remotely, (and NOT physically in the o

ffice), with the exception of administrative staff, please be sure to contact me by phone, email, or Facebook Messenger. Public access to our office is presently strictly limited, and not available for in-person business, for your safety.

***Please note that our insurance brokerage is not on weekends, and observed holidays.***

03/31/2026

Running into the gas station? Shut off your car. Take your keys. Stay a step ahead of thieves.

AZWatchYourCar.com

03/31/2026

Arizona doesn’t do soft entrances. 🌵☀️
It’s all sun, saguaros, open desert, red rock, long highways, and the kind of heat that reminds you real fast whose state this is.
Come for the sunsets, the tacos, the hiking, and the desert views that look unreal even when you’re standing in them.
But if you rolled in expecting Arizona to become a copy of somewhere else, cooler, greener, busier, or louder, you probably misunderstood the assignment.
Arizona isn’t trying to be Texas. Arizona isn’t trying to be Vegas. Arizona is just being Arizona.
So grab the photos, take the hike, spend a little money, and let the desert keep its own attitude.

Please take initiative to contact me at: steve.strosberg@arizonagroup.com or 602-683-1980, for all of your Arizona-based...
07/26/2025

Please take initiative to contact me at: [email protected] or 602-683-1980, for all of your Arizona-based personal insurance needs. I would be happy to assist you, as well as to earn your business, during my normal posted business hours.

As always, my office isn't staffed on weekends, and/or federally-observed holidays.

Additionally, you may also use the following web link for additional info:

https://calendly.com/stevesmyinsuranceguy/insurancequoterequest

With over 25+ years of licensed experience, & local in Arizona, I know this insurance market, & I am your trusted advisor, focusing solely on appropriate coverages, over lowest-price, & I refuse to cut corners to your policy coverages.

I proudly only represent preferred, financially-stable insurance carriers. As a broker, I am not employed by, or tied to any 1 single carrier. Rather, I work on your behalf. Your proper insurance coverage is too important to trust to those 1-800 toll-free insurance companies.

All addressed in a straight forward manner. No sugar-coating, no BS, spin, or empty-promises... Just honesty, & respect for you, & your time.

As a full-service broker, if I can't personally assist you, I can most-likely refer you to the appropriate rep, for your needs.

These are my only 2 contact options, for official monitored insurance contact.

I have also attached my business card, for your convenience, so pleasebe sure to save it to your device.

***Effective immediately, I will not be monitoring or responding to Facebook messenger, for any insurance-related inquiries. Thank You!***.

06/12/2025

I hope that you find the below information useful and I hope that it helps explain what is happening in the insurance world today. It won’t matter what carrier you are with, this is an industry issue.

The Insurance market place is tightening up and it's happening fast.

It’s happening especially fast for auto and home insurance
companies. Carriers are pulling a full hard stop on issuing any new policies across the country. Carriers are leaving the market or they are selling to other carriers/merging. They simply can't operate profitably in this inflationary market. It's getting downright ugly out there. This market is disrupted and it WILL affect you.

The cost of claims has risen exponentially in the past 2 years. Thus resulting in the carriers having to raise premiums and pull out of some markets. If you have an auto or home insurance policy, your rates have gone up. This isn't personal, it’s not based on a claim you may or may have not had, it’s simply the cost of doing business.

➡️ The cost to rebuild your home is up dramatically due to the rising cost of materials and labor. Supply chain for materials continues to be an issue. We can all agree that everything has gone up in price. Carriers simply can’t survive paying these higher prices without charging more themselves.

➡️ The cost to repair your car is up dramatically due to the rising cost of auto parts and labor to fix your car. In addition, parts in vehicles now include some technology feature. Replacing a side mirror used to be $500 - now it’s more than triple that.

➡️ The cost of medical care continues to skyrocket. Bodily injury on auto accidents is off the charts.

➡️ Litigation is expensive and settlements are rising at an unprecedented rate.

➡️ Both the frequency and severity of auto accidents are WAY up post COVID along with the rising frequency of auto fatalities.

➡️ ReInsurance (the insurance your insurance carrier buys to help cushion catastrophic loss) is at or approaching capacity in many markets, and rising rates are unsustainable.
This is a significant issue affecting the property & casualty industry (home and auto), and pricing correction is anticipated at least through 2024. States also require Carriers to have enough assets on hand to pay losses. This is a nice way to say - you will see rate increases more frequently.
There are some things you can do to help get through this current insurance market:

✅️ Consider Higher Deductibles. This will help save some money on your policy.

✅️ Safe Driving Telematic Programs. Telematics can reward you by giving you a discount for good driving.

✅️ Discount Reviews - make sure you're getting everything you're entitled to. Every carrier has different discount opportunities. Make sure you go over those with your agent.

✅️ Bundle your Auto and Home for more discounts and more stable pricing. Bundled/Packaged policies most always include better coverage and benefits and the cost savings is usually 20% on each policy.

✅️ Consider tenure - jumping companies too often will hurt you in the long run. In addition, some carriers won’t take you as a new client if you have less than two years with a carrier. And more importantly, carriers are getting off of some risks if a claim happens in the new business term or for the number of claims in a 3-5 year window. Tenure matters with a carrier.

✅️ Follow the laws so you don’t get any tickets. Those tickets really add rate to your policy and stay on your record 3-5 years, depending on the carrier.

✅️ Absorb small claims when you're able. Talk with your agent and let them claims counsel you should a loss happen. Stop using your towing or road side assistance as a maintenance policy. Frequency of claims matters it REALLY matters.

✅️ Buy your insurance from an experienced Independent Insurance Broker that has options and can help you navigate this crazy market WITHOUT SACRIFICING COVERAGE. Lowering coverages could ultimately cost you more money in a loss. California State minimum limits of $15k/$30k/$5k won’t cover half the cars on the roads these days. Once your limits run out, you are responsible for anything above that.

And, please remember that we are agents for the carriers. We don’t make the rules, we don’t have control over the rates and we don’t make the decision if your policy is cancelled by the carriers. We are here to help educate, make sure you have the best insurance for your situation at the best rate available, manage your account with the carrier, and claims counsel when needed.

As always, I hope this message explains a little bit of what is going on in the insurance market place. And, please be nice to your insurance agent - she or he are taking the same increases, navigating carrier changes and doing their best to help you through this. ❤️
Thanks to other agents who have written and shared this post and allowing me to share!

05/30/2025

Life Insurance 101 No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so that you can make informed...

05/01/2025

If you're in your 20s, taking a deeper look at your finances and long-term financial plan is a smart move.

05/01/2025

The truth is, every parent’s starter pack should include life insurance! 🍼

04/30/2025

Insurers in the U.S. paid out $1.6 billion as the number of dog-related injury claims rose significantly in 2024.

Address

Mesa, AZ
85204

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm

Telephone

+16026831980

Website

,

Alerts

Be the first to know and let us send you an email when Steve Strosberg - Licensed Insurance Broker - The Arizona Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Steve Strosberg - Licensed Insurance Broker - The Arizona Group:

Shortcuts

Share

Category