Echo Home Loans #1896470

Echo Home Loans #1896470 Residential Mortgage Broker

Company ID:1896470
AZ, CO, NM, TX NMLS License # 1004037
CA NMLS Licens
(1)

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there....
05/10/2026

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there.

From the late nights of the newborn stage to the late nights waiting up for teens, we owe moms a debt of gratitude — and sleep!

So whether you’re a mother yourself, you’re celebrating your mom, honoring your partner, or recognizing another maternal figure in your life, we hope this day is full of appreciation.

Spring cleaning is not just for your home, but also for the loan you used to purchase it! Here are a few reasons you mig...
04/29/2026

Spring cleaning is not just for your home, but also for the loan you used to purchase it!

Here are a few reasons you might want to consider refinancing this spring:

🏠If you obtained your mortgage in a higher-interest-rate environment.

🏠If your credit profile has improved significantly since you first took out the loan, as better credit can open the door to stronger terms.

🏠 If your financial situation has changed. A shorter term may reduce total interest paid if you have more cash flow now, while a longer term may lower monthly payments if you need more flexibility.

If you are wondering whether refinancing makes sense for you, contact our office to review your current loan and run the numbers.

Already have property but thinking about a vacation home this season? The financing and rules can look similar to a prim...
04/22/2026

Already have property but thinking about a vacation home this season? The financing and rules can look similar to a primary residence at first glance, but there are key differences that can affect your budget and approvals.

🏠Vacation homes require a larger down payment and may come with stricter lending requirements than a primary residence. They are also treated differently than investment properties for loan and tax purposes.

🏠That said, owning a vacation home does not automatically mean you cannot rent it out. To be considered a vacation property, you may need to meet certain recreational-use thresholds. If the home is in a homeowners association (HOA) or condominium owners association (COA), you will also want to confirm that rentals are permitted before purchasing.

If a vacation home is on your spring wish list, contact our office! We would be happy to lend our expertise to your property search.

Many buyers on the sidelines over the last few years are entering the market with more confidence this spring. If you’re...
04/15/2026

Many buyers on the sidelines over the last few years are entering the market with more confidence this spring. If you’re among those who’ve spent a while perusing available homes and are now ready to get serious, start with a few basic tips:

🏠 Confirm you have enough for a down payment (and don’t forget closing costs!), review your debt-to-income ratio, and evaluate the stability of your income sources.

🏠 If all of that checks out, it’s time to consider your need-to-haves and must-haves in a home, and do some research on neighborhoods that appeal to you.

Of course, the most important step is building the right team, complete with real estate agents, mortgage professionals, and legal resources. And we would love to be a part of your team. Give us a call today to get started!

If you’re a determined buyer or seller who’s new to the market and feeling a bit daunted, you’re not alone. The market o...
04/08/2026

If you’re a determined buyer or seller who’s new to the market and feeling a bit daunted, you’re not alone. The market over the past few years has been tough, but with our help, you can navigate it with ease.

To help you get started, we’re sharing below a few key tips we often share with our buyers and sellers:

🏠For sellers: Buyers are budget-conscious, so it can be wise to address potential financial concerns before buyers raise them. Consider initiating an inspection and fixing minor issues ahead of listing. Another best practice is compiling maintenance records for buyer review.

🏠For buyers: The market may be less competitive than in prior years, but fast action is still necessary when the right home comes on the market. Early preapproval is key, as this is key to demonstrating seriousness to sellers — and the process can take one to three business days. That’s time you may not have once you find a great home!

Wanting to buy or sell this spring? Reach out today! We would be happy to lend our expertise to your homebuying journey.

Are you ready to “spring” into homeownership? From pre-approval to closing, we’ll help you compare mortgage options, loc...
03/23/2026

Are you ready to “spring” into homeownership? From pre-approval to closing, we’ll help you compare mortgage options, lock down a financing strategy, and step into your new home with confidence.

Call our office to schedule your complimentary consultation. We’re here to help you map out your budget, timeline, and loan options so you can start the homebuying process with clarity.

Happy International Client’s Day! Today, we would like to thank each and every one of our clients for the opportunity to...
03/19/2026

Happy International Client’s Day! Today, we would like to thank each and every one of our clients for the opportunity to support your goals. It is an honor to serve you, and we do not take your trust for granted.

If there is anything we can do for you, give us a call. We are here for you, today and every day.

This March, are you wondering if mortgage points would be a slam dunk for your first home? Here’s a quick three-point br...
03/11/2026

This March, are you wondering if mortgage points would be a slam dunk for your first home? Here’s a quick three-point breakdown so you can decide when paying for a lower rate might help you score in the long run:

🏀Make sure you understand what they are - Discount points are an upfront fee you pay your lender to “buy down” your rate, which can lower your monthly mortgage payment. The cost of one point typically equals 1% of your loan amount.

🏀Understand when they make sense for your loan - Points are commonly used with fixed-rate mortgages. It’s good to compare the breakeven math against other uses of cash at closing and factor in how long you plan to keep the loan.

🏀Review the potential for saving - As a rule of thumb, one point often reduces the interest rate by about 0.25 percentage points. It’s important to note that the exact savings you could see from mortgage points will vary depending on your loan, budget, and long-term plans.

Given the nuances of mortgage points, it’s best to discuss with an experienced mortgage lender. That’s where we come in with the assist. We can help you crunch the numbers and talk through your options. Give us a call today, and we can run a play that makes sense for your game.

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progres...
03/06/2026

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progress made toward gender equality, and recognize the work that still lies ahead.

While this is a global holiday, there are so many influential women to celebrate at the community level. That is why, in recognition of this day, we encourage you to shout out a female leader or mentor in the comments.

Address

1910 S. Stapley Drive, Suite 221
Mesa, AZ
85204

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+14807731870

Website

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