Deja Israel

08/06/2024

Purchasing your first home is an exciting journey.

This checklist will provide perspective and help set expectations:
1. Get Pre-Approved: Secure mortgage pre-approval to know your budget and show sellers you’re serious.
2. Choose the Right Agent: I understand your needs and the local real estate market. I'll tailor a plan to ensure success with your real estate needs.
3. Define Your Priorities: List must-haves and nice-to-haves in your future home.
4. House Hunting: We'll attend open houses, explore neighborhoods, and I'll schedule viewings.
5. Make an Offer: Work with me to make a competitive offer based on market analysis.
6. Home Inspection: Conduct a thorough inspection to uncover any issues.
7. Understand Closing Costs: Budget for additional costs like appraisal fees, title insurance, and attorney fees.
8. Final Walkthrough: Ensure the property is in the agreed condition before closing.
9. Close the Deal: Review and sign all necessary documents to finalize the purchase.
10. Move In: Plan your move and settle into your new home.

Understanding these steps will make your home-buying experience smoother and more enjoyable. Let's discuss your real estate goals.

08/06/2024

So glad to be back with my team, but this time, with so many more options to better serve my clients!

If you're thinking about purchasing or refinancing, I would LOVE to talk to you about your options and showcase the HUGE portfolio that NEXA offers!

📞 (816)507-1800
📧 [email protected]
📑 https://prod.lendingpad.com/axen-mortgage/pos #/?loid=60a58323-99a7-47cb-b1f1-5bd033576d30

03/14/2024

Not only does MHDC offer interest rates as low as 6%, it also offers down payment assistance!

If owning a home in 2024 is your dream, I'd love to be a part of making that happen!

📞816-652-2420
✉️ [email protected]

Apply at: dsterling.usa-mortgage.com

06/28/2023

So excited for my out of state borrowers on the purchase of their BEAUTIFUL new home in Kansas!

Congrats to our out of state buyers on the purchase of their property in KANSAS!! 🏡🔑 We hope you love your new HOME!
Are you thinking of purchasing a new home? Looking to refinance? Reach out to Deja! ⤵️
📲 816-652-2420
📩 [email protected]
🖥️ https//www.usamortgage.com/mortgage-loan-originator/deja-sterling

03/28/2022

With the USAdvantage program, you are now able to submit a competetive offer as a cash buyer!

I would love to help you get pre-approved!

Deja Sterling
NMLS: 2018448
816-507-1800
[email protected]

You now have the ability to own your home on the day you close when you place a competitive all-cash offer through our 😎

12/02/2021

Open House!

2722 Harrison St., Kansas City, MO

Come see us at this beautifully updated home nestled in the Longfellow area tonight, 12/2 from 4-6pm.

• 4 Bedrooms
• 4 Bathrooms
• 2 Car, Detached Garage
• Lots of modern updates mixed in with the charm of the 1900 Kansas City Architecture!

Listing courtesy of Sierra Dominiak & Andrea Wardell of Wardell & Holmes Real Estate

06/05/2021

In honor of National Homeownership Month, we're giving away a monthly mortgage payment to 8 lucky winners!

04/01/2021

Mortgage rates are still at an all time low which makes it a great time to buy! BUT, inventory is also at an all time low. Here are three things you can do as homebuyers to make sure you secure your dream home in this crazy market.

• Do your research! Partner with a Realtor who knows the area that you’re looking to purchase in well & is ready to put their negotiation skills to work for you.

• Move quickly! Houses are selling as quickly as they go on the market. If you want it, act fast!

• Put your best offer on the table! Most homes are selling for more than the listing price. Look for what this means for you as a buyer in my next post!

03/29/2021

Ever heard your Mortgage Lender reference your DTI?

Well, here's what they mean:

Your DTI, or debt-to-income ratio, measures the percentage of your gross monthly income that goes towards paying off monthly debts reflected on your credit report. You can calculate this by dividing your total monthly debts by your gross monthly income. The lower your DTI, the less risk you pose to lenders when applying for a mortgage. As you being the mortgage process, talk to your lender about the DTI limits that are associated with the loan program that best fits you!

dsterling.usa-mortgage.com