WisCare Insurance Agency LLC

06/15/2026

Healthcare coverage is changing fast. Many 2026 plans now come with higher deductibles, narrower provider networks, and more out-of-pocket risk, even when premiums look affordable. My latest blog discusses key trends, practical tips, and ways to better prepare before unexpected medical costs arise.

Healthcare coverage is changing fast. Many 2026 plans now come with higher deductibles, narrower provider networks, and more out-of-pocket risk, even when premiums look affordable. Read on for key trends, practical tips, and ways to better prepare before unexpected medical costs arise.

06/08/2026

Reminder: My next Medicare seminar is next week, June 16, at 5:30 pm. Join me for a quick, clear overview of Medicare whether you’re already enrolled or soon to be. RSVP at the link below.

Understanding MedicareConfused about Medicare? Join us for a quick, clear overview of what you need to know, including:Medicare Basics – Learn what Parts A, B, C, and D cover and how they work together.Enrollment Timelines – Find out when and how to enroll to avoid costly penalties.Original Med...

06/01/2026

Are you looking to lower your medication costs? Mark Cuban CostPlus Drug Company is a mail-order pharmacy that could help save up to 70% on your medications. This video shows you how it works.

Important Reminder: If you do not run prescriptions through your Medicare drug plan, what you pay will NOT count toward your annual maximum out-of-pocket.

89 likes. "How to Order Your First Prescription at Costplusdrugs.com"

05/28/2026

There is an important “6-hour rule” many travelers don’t know about. Once a cruise ship is more than 6 hours from a U.S. port, Medicare may stop covering medical care onboard, even in emergencies. Travelers may have to pay upfront and seek reimbursement later. It’s a good reminder to review your Medicare Advantage, Supplement / Medigap, and travel insurance coverage before sailing! Read more at the link below.

Don't let a medical emergency hurt your retirement. We explain why Medicare might not pay for cruise ship virus treatments and how to fill the coverage gap.

05/21/2026

Healthy aging starts with everyday habits, and nutrition plays a bigger role than many people realize. In this helpful podcast episode from Cleveland Clinic, experts discuss how diet can support healthy aging, improve overall wellness, and help you stay active and independent as you get older.

A great watch for anyone looking to make informed, sustainable choices for long-term health.

05/14/2026

Medicare is introducing a temporary program in 2026 that could help eligible beneficiaries access certain GLP-1 weight-loss medications (like Wegovy and Zepbound) for a lower monthly cost. The program is currently expected to run through 2027, though questions remain about what long-term coverage may look like beyond that timeframe.

The key takeaway: expanded access is coming, but the future of coverage is still evolving. Read more in the article below.

CMS’s efforts to expand Medicare coverage of GLP-1s for obesity could provide substantial benefits to millions of Medicare beneficiaries, given the potential demand for these highly effective medications…There are potential drawbacks to the short-term program, however.

05/07/2026

My next free Medicare seminar is coming up on June 16. Peggy, who attended my March seminar, summed up the challenges of Medicare – and why the seminar is so helpful – beautifully:

“There’s so much information being thrown at you. There’s so much terminology and so much advertising materials… that it’s really difficult to understand where to engage and I found that Stephanie helped to dissect all that information and now I better understand what to focus on and what’s most important.”

Register at the link below.

Understanding MedicareConfused about Medicare? Join us for a quick, clear overview of what you need to know, including:Medicare Basics – Learn what Parts A, B, C, and D cover and how they work together.Enrollment Timelines – Find out when and how to enroll to avoid costly penalties.Original Med...

04/22/2026

Many Medicare Advantage plans, and some Medicare Supplements plans, include extra benefits that members often forget about – or don’t realize they have at all. A quick review of your plan’s extras can uncover valuable benefits that support your health, mobility, and overall well-being.

◼︎ Extra benefits may include:
◼︎ Dental, vision, or hearing allowances
◼︎ Fitness or wellness programs (such as SilverSneakers or similar programs)
◼︎ Over-the-counter (OTC) allowances
◼︎ Transportation to medical appointments
◼︎ Telehealth or nurse advice lines

04/15/2026

Did you know that Part B premiums could change based on income and IRMAA adjustments? If you’re planning retirement, or already on Medicare, it’s a great time to review your coverage.

Tip: Even small changes in income can affect your premium – and there may be options to appeal IRMAA.

04/08/2026

Medicare provides strong core coverage, but there are areas where additional protection can help reduce unexpected out-of-pocket costs. These ancillary products are not for everyone, but for some, they offer added peace of mind and financial flexibility. I’m always here to walk you through the options that exist and explain how they might fit into your overall coverage.